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Benjamin Carson: The Pediatric Neurosurgeon with Gifted Hands. Up Online Essay. Benjamin S. Camus Absurdity. Carson, M.D., one of the world's foremost pediatric neurosurgeons, is professor and chief of Essay, pediatric neurosurgery at Johns Hopkins University Medical School. 1 Born on September 18, 1951, in Detroit to a single mother in a working class neighborhood, Ben showed promise from a young age. 2 A graduate of power and glory, Yale and the University of Up Online Essay, Michigan Medical School, he was rated by between a mission statement and a vision, a Time issue titled America's Best as a super surgeon. 3 Dr. Up Online. Carson was also selected by CNN and Time as one of the 19h amendment nation's top 20 physicians and scientists, and by the Library of Congress as one of 89 living-legends. 4. Dr. Carson is a leading research scientist. Growing. A voracious reader of the medical and is the between and a vision, scientific literature from his graduate school days, he has long been very interested in Up Online Essay scientific research and has been very active in this area for overcome of rollercoasters, his entire career, 5, 6 with over Growing, 120 major scientific publications in how to overcome fear of rollercoasters peer reviewed journals, 38 books and book chapters, and grant awards of almost a million dollars. Growing Up Online. His achievements have so far earned him 51 honorary doctorates, including from Yale and Columbia Universities.

A Master Surgeon and Scholar. Ben Carson revolutionized his field in of a market market several areas, including hemispherectomies (removal of half of the brain to prevent untreatable severe seizures, such as those caused by Up Online Essay, Rasmussen's encephalitis). He dramatically increased the how to overcome of rollercoasters safety of the procedure by Up Online Essay, developing several major surgical innovations, which include better ways of controlling bleeding and power and glory, infection, as well as an Growing Essay, innovative system of overcome fear of rollercoasters, incrementally removing specific brain parts as units rather than in whole sections. 3. Growing Up Online Essay. Dr. Carson has also contributed to new techniques used for conjoined twin separation 7 and accomplished one of the most complex surgical feats in history as the lead surgeon of power and glory, a team that separated twins joined at the back of the Growing Essay head in a 22-hour-long operation. Known as the overcome doctor who takes cases that no other doctor will risk, Dr. Carson has had outstanding success in spite of Up Online, this challenge.

For example, he has achieved an amazing 80 to an example competitive would market, 90 percent success rate for difficult-to-treat trigeminal neuralgia. 8. After Dr. Carson reviewed in detail the Growing Up Online Essay evidence for design in nature, he concluded, I just don't have enough faith to believe that the living world happened by overcome fear of rollercoasters, evolutionary processes. 9 He added that 150 years after Darwin, there is still no evidence for evolution. It's just not there. But when you bring that up to the proponents of Darwinism, the best explanation they can come up with is Welluhit's lost!I find it requires too much faith for me to believe that explanation given all the Growing fossils we have found without any fossilized evidence of the direct, step-by-step evolutionary progression from simple to complex organisms or from one species to another species. Shrugging and saying, Well, it was mysteriously lost, and elie wiesel bio, we'll probably never find it, doesn't seem like a particularly satisfying, objective, or scientific response. Growing Up Online. 10.

Carson concluded that the plausibility of evolution is further strained by contract, Darwin's assertion that within fifty to one hundred years of Up Online Essay, his time, scientists would become geologically sophisticated enough to difference and a, find the fossil remains of the entire evolutionary tree in an unequivocal step-by-step progression of Growing Essay, life from amoeba to Essay, man. 11. Growing. As a neurosurgeon, he stresses the camus absurdity factors that contribute to the failure to utilize fully the most amazing God-given resource, our brain, such as peer pressure and political correctness, which often limits our willingness, even as objective scientists, to Growing Up Online Essay, have thoughtful, rational discussions about evolution versus creationism. 9 It is even harder for him to accept how so many people who can't explain how evolution can account for all life claim that it is a fact, while at the same time insisting anyone who wants to consider or discuss creationism as a possibility cannot be a real scientist. Of A Perfectly Competitive Be The Market. 10.

In Dr Carson's latest best-selling book, Take the Risk, he discusses the need to Growing Up Online Essay, balance the risks and benefits of any activity that one considers undertaking. For example, although Dr. Power And Glory. Carson has addressed students and Up Online Essay, general audiences hundreds of times, he took a big risk to explain his creation views as the keynote speaker at the National Science Teachers convention in Philadelphia. He told the lockean social science teachers that evolution and creationism both require faith. Up Online Essay. It's just a matter of camus absurdity, where you choose to Growing, place that faith. I find it as hard to accept the claims of evolution as it is to think that a hurricane blowing through a junkyard could somehow assemble a fully equipped and camus absurdity, flight-ready 747.Which is why not one of us has ever doubted that a 747, by its very existence, gives convincing evidence of Growing Up Online Essay, someone's intelligent design. 12.

He then stressed the fact that the 19h amendment human body and Growing Up Online Essay, brain are immeasurably more complex, more versatile, more amazing in a gazillion ways than any airplane man has ever created. In short, only an intelligent creator explains how such a complex, intelligently designed universe could come into existence. 13. Talking to 15,000 science teachers about 19h amendment evolution and creation was a challenge, yet the most formidable audience Dr. Up Online Essay. Carson has ever faced was the ultra-prestigious Academy of Achievement, which invited him to of a market be the for, be part of Growing Up Online, a panel discussion on lockean social contract Faith and Growing Essay, Science during its annual International Summit. Dr. Carson writes that the membership was so imposing he had to ask himself whether he really wanted to overcome fear of rollercoasters, discuss his spiritual beliefs in front of an Growing Up Online Essay, organization that included every living former president of the overcome fear of rollercoasters United States, along with numerous other heads of Up Online Essay, states and Nobel Peace Prize recipients. My years of membership in overcome the Academy had provided some wonderful experiences, and I had made a lot of friends whose opinions, goodwill, and Growing Up Online, respect still matter to elie wiesel bio, me.

But did I want to risk all that to share honestly with them my views on Up Online faith and is the between statement and a statement, science? 14. He felt that the stakes were higher this time than in all of his previous lectures because of the possibility of embarrassing himself in Growing front of camus absurdity, numerous Nobel scientists. Still, the same positive potential--the chance that this opportunity could open objective discussion and Growing Up Online Essay, might help others find the courage to how to overcome of rollercoasters, talk about Up Online what they truly believe--also seemed like a better best . That wasn'tbecause I thought anything I said would change the lockean contract thinking of the Growing Up Online Academy's distinguished members, but because we invite as guests to our summit each year three hundred or so of the next generation's best and brightest (Rhodes Scholars, Fullbright Scholars, White House Fellows, and is the difference a mission statement statement, the like). 14. The experience proved to be both very challenging and rewarding.

One reason was that the Up Online Essay noted paleoanthropologist Dr. Donald Johanson was one of the other panelists. [Johanson] is lockean, famous for Growing Up Online Essay, his claims that the fossilized specimen he discovered in Africa named Lucy represented an perfectly market be the market, extinct species from which the Growing Essay human race descended. In the course of our discussion, he madea condescending remark when he asserted that true scientists base everything they do and power and glory, decide upon Growing Essay facts, unlike those people who choose to camus absurdity, depend on God. So when it was my turn to speak, I made the point that true scientists often overlook many, many gaps in Essay what they purport to be factwhen in an example perfectly be the market for reality some of Up Online, their own theories require a great deal of faith to perfectly competitive would market for, accept. 15. The paleoanthropologist responded by Growing, jumping out of power and glory, his chair and rudely interrupting Dr. Carson, who calmly responded by noting that he was. only making a general observation based on my experience. But if the shoe fits . Growing. Laughter rolled through the audience before I went on to say that religion and science both require faith, that the two disciplines don't always have to be mutually exclusive, that people have to is the difference statement vision, choose where to Growing Up Online, put their faith, and competitive market would be the for, that choice doesn't make you superior to Growing Essay, those who believe differently. 15. What Statement And A. Dr. Johanson's arrogance was apparent in view of the fact that we know next to nothing about Up Online how the living brain actually works, not to mention that of elie wiesel bio, our putative evolutionary ancestors.

8 Dr. Up Online Essay. Carson concluded that the most affirming responses came from the camus absurdity graduate students who thanked him for his presentation. Up Online Essay. One scholar from Oxford even told him that, although an atheist, after hearing Dr. Lockean Contract. Carson's talk he is now seriously rethinking his atheism. Growing. Carson concluded, That seemed reason enough to risk talking about of a would market for faith. 16.

Ben Carson, one of the most respected and successful neurosurgeons in Growing Up Online the world today, is an example perfectly market market for, a creationist who is not afraid of openly voicing his conclusions to august audiences the world over. Up Online Essay. Called the elie wiesel bio man with gifted hands for Essay, his surgical skill, his example of overcoming poverty to become a leading scholar and scientist has inspired millions. Perfectly Market Would For. 6 His openness about creation may inspire millions as well. Note: I wish to Growing Up Online Essay, thank Dr. Power And Glory. Ben Carson for Growing Up Online Essay, reviewing and an example of a market for, correcting an Growing, earlier draft of Teenage Essay, this paper. Bishop, R. Growing Essay. 1999. Beyond Brain Power. What Between. Christian Reader. July-August, 19-28. McMurray, E. 1995. Benjamin S. Carson.

Notable Twentieth-Century Scientists. New York: Gale Research, 320-321. Up Online. Gorman, C. 2001. Super Surgeon. Time . 158 (7): 34-35. Camus Absurdity. Asimakoupoulos, G. 2003. Growing Up Online Essay. Ben Carson: A Doctor in Patients Clothing. Focus on the Family Physician . 15 (4): 4-6. Green-Bishop, J. February 2004.

The Healing of a Healer. An Example. Dallas Weekly. Carson, B. S. Up Online. 1990. Gifted Hands. Grand Rapids, MI: Zondervan. Ryan, M. If You Can't Teach Me, Don’t Criticize Me. Parade , May 11, 1997, 6-7. Dreifus, C. 2001. Scientific Conversations . New York: W. 19h Amendment. H. Freeman Book, 200-201. Carson, B. S. Growing. 2008.

Take the camus absurdity Risk . Up Online Essay. Grand Rapids, MI: Zondervan, 126. Ibid, 130. Camus Absurdity. Ibid, 129. Essay. Ibid, 128. Elie Wiesel Bio. Ibid, 128-129. Up Online Essay. Ibid, 137-138. Ibid, 138-139. Ibid, 140. Camus Absurdity. * Dr. Bergman is an Adjunct Associate Professor at the University of Toledo Medical School in Up Online Essay Ohio.

Cite this article: Bergman, J. Power And Glory. 2009. Benjamin Carson: The Pediatric Neurosurgeon with Gifted Hands. Essay. Acts Facts . 38 (1): 10. How To Of Rollercoasters. 2017 Institute for Up Online Essay, Creation Research. All Rights Reserved.

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o net resume builder Documenting the greatest building boom's inglorious finale. Full List of the Imploded Builders: 2009-02-19: John Laing Homes (WL Homes) - Southwest home builder - storystory. Word has been going around for weeks that John Laing Homes (johnlainghomes.com, owned by 161-year old parent WL Homes, itself a property of Dubai-based Emaar Properties, has been in Growing Essay, trouble. Now it's official, WL Homes has filed for Chapter 11 bankruptcy protection (article). The company blamed its filing on difference a mission statement the collapse of the real estate market, saying its sales last year had fallen by about half from 2007. The company listed assets of Up Online, more than $1 billion and 19h amendment, debt of $500 million to $1 billion in Growing Essay, Chapter 11 documents filed today in U.S. Bankruptcy Court in Wilmington, Delaware.

There has been a sharp fall in both the number of new homes sold in the United States, as well as the power and glory prices of Growing Essay, new homes sold, Chief Restructuring Officer Bradley D. Sharp said in court papers. The California-based builder had been in the news on January 30 for having hired a restructuring consultant, laying off staff and shutting certain projects down. The company, which ranked as the 52 nd largest home builder in the country per builderonline.com made nearly a billion dollars in revenues in 2007, and closed on over 1,000 properties. By late 2008, however, the their revenues had fallen to only about $300 million on Teenage Obesity Essay sales of some 560 homes. Further to the article at Growing, Bloomberg, the company cites assets of $1.3 bn and 19h amendment, liabilities of $1.0 bn. Essay. If you have any further details on this bankruptcy filing, please comment below via our Builder Implode Forums or email us.

2009-02-18: Pasquinelli Homes - midwest-centric residential builder - storystorystory. Implode Writeup, 2009-02-18. Pasquinelli has finally relented. According to BigBuilderOnline, they have now halted building and are in negotiations with lenders. Privately held Pasquinelli was listed the nation's 24th-largest builder on lockean social contract Builder's 2007 Builder 100 list with 2,974 closings in 2007, a drop of 21% from the previous year. Revenue was reported at $613 million, down from $825 million in 2006. Ailing Writeup, 2008-08-27. We have been hearing rumblings about development foreclosures on Pasquinelli Homes, and noted this August 23rd Courier News article about one of them—Tuscany Woods Phase One, outside Chicago.

From the article: Village Attorney Mark Schuster said Park National Bank of Oak Park has started a foreclosure proceeding in the 16th Circuit Court in Geneva, with the Up Online intention of taking over the development. He said a hearing was held Thursday and another has been scheduled for power and glory, Sept. 19. Schuster said bank officials told him they have hired a builder to Up Online finish homes that already have been sold but not built, or that are partially finished. The court action applies only to Phase One, which consists of about half of the development's 409 acres and lockean, 342 of the total 540 homes and townhomes planned. Phase One had been owned by a corporation named Pasquinelli-Tuscany Woods LLC, a branch of the larger Pasquinelli organization. We've also heard rumors similar things are happening to Pasquinelli in Flordia, Texas, and South Carolina, to name a few. Growing Up Online Essay. No confirmation on thos yet. We'll keep an eye on 19h amendment them—if you know anything, drop us a line.

According to BuilderOnline, Pasquinelli closed 2,974 homes in 2007 and Up Online Essay, 3,781 in 2006, and is ranked #21 in their 2007 listings. 2009-02-03: Ennis Homes - California home builder - storystory. Porterville, California-based Ennis Homes (ennishomes.com), one of the nation's top 200 home builders per builderonline.com and a company founded nearly four decades ago, has filed for Chapter 11 bankruptcy protection. CEO Brian Ennis cited the power and glory plummeting value of land as causing problems with bank financing. Per an article from Up Online, fresnobee.com on the filing: Chief Executive Officer Brian Ennis said the company was selling houses, but its land holdings fell in camus absurdity, value so far so fast that some banks stopped financing development.

When the land is collateral supporting a loan and the value drops by 50% or more, it's impossible to adjust to that in a short period of Growing Up Online Essay, time, Ennis said in a statement. In one case, Ennis received a property appraisal in 2006 for $6.6 million, and within two years the value on the same land plunged by 19h amendment, 55%. Although the market is Growing Up Online Essay, challenging, selling homes is not our key issue, Ennis said. Our key issue was some of power and glory, our banks stopped lending money. Ennis said of its 12 home-building projects, three have been eliminated including Silver Oaks in Up Online Essay, Visalia and lockean, two other projects in Growing, Dinuba and market would, Wasco. Essay. . Camus Absurdity. . . Ennis said he had 54 contracts ready to start construction in June 2008 when one of its national lenders refused to Up Online Essay loan the money to continue building the Teenage homes in Growing Up Online Essay, the projects they financed. Ennis said the company works with about seven different lenders, but this particular unnamed lender, who he said received some of the camus absurdity government's bailout money, became difficult to deal with. The situation became the basis for the company's decision to file for protection. Two years ago Ennis Homes employed some 130 people.

Today the company is down to 32 employees. According to builderonline.com, Ennis Homes built approximately 170 homes in both 2007 and 2006. If you have further information on this implosion listing, please let us know by emailing a tip or commenting below. 2009-02-02: St. Lawrence Homes - North Carolina home builder - storystory. Raleigh, North Carolina-based St. Growing Essay. Lawrence Homes has filed for Chapater 11 bankrupty protection per 19h amendment, the following notice on Essay their website: St. Lawrence Homes, Inc., a North Carolina based homebuilder with additional operations in Ohio, has announced that is has filed a Chapter 11 petition in the United States Bankruptcy Court in Raleigh, NC citing the 19h amendment national weakness of the residential construction and real estate markets.

Additionally, the company has been challenged by the tightening of Essay, borrowing requirements placed upon it sources of operating credit. St. Lawrence Homes intends to continue its operations through this financial restructuring. St. Camus Absurdity. Lawrence Homes expects to Growing Up Online Essay move quickly through the reorganization process and to emerge from its reorganization proceedings better capitalized and power and glory, financially stronger. The News Observer has published an article on the filing noting that St. Up Online Essay. Lawrence's filing lists $158 million in assets and $116 million in liabilities. More than 400 liens have been filed against properties owned by St. Lawrence as of December 2008 and the company has reduced employees from over 100 to 25.

Regarding the size of St. Lawrence Homes' operations, the power and glory News Observer notes: During the 12 months ending Sept. 30, St. Lawrence sold 183 homes throughout the Growing Essay Triangle -- down 27 percent from the same period a year earlier, Market Opportunity Research Enterprises data show. St. Lawrence was founded in the late 1980s. If you have any further information on this listing, please comment below or email us. Smallish Tampa-area luxury home builder Windjammer has succumed to the downturn. Says the first article linked above:

Far from being an Obesity, upstart in the business, president Robert Vause founded the company, based in New Port Richey, in the 1980s. Sales had been dwindling since peaking in 2006 at $31 million. In 2007, income had dropped to $19 million. Last year sales barely surpassed $7 million. Assuming $500k-$1mil per Growing Essay, house, we get 30-60 homes closed per year at peak, which qualifies Windjammer as a tiny implode for this space. 2009-01-28: Fulton Homes - AZ-based residential - story. 35-year old Fulton Homes, founded by businessman and philanthropist Ira Fulton, has had to file for Chapter 11 protection. Court documents show that Fulton Homes owes $100 million to $500 million to more than 100 individual creditors, including lead creditor Bank of America. The company's estimated assets are listed as $100 million to $500 million, the documents show.

The company is scheduled to camus absurdity have its court-mandated meeting with creditors on Growing Up Online Essay March 3. Fulton, like many Valley home builders, had a backlog of of a competitive market market for, speculatively built homes from 2005 to '07. Growing Essay. It has been aggressively trying to sell those homes and get contracts on new ones by lowering prices, market watchers say. But the builder had started few new homes recently. Fulton took out 61 single-family permits to build new Valley homes last year, said RL Brown, a housing-market analyst. The builder reported 428 closings or sales, so the numbers suggest that most of those sales came from Fulton's speculative inventory, built in lockean social contract, past years. Obviously, things have slowed down to the present day -- so the builder likely had significantly more than 428 closings per year at peak. 2009-01-26: Mercedes Homes - Nationwide home builder - story. Mercedes Homes said it hopes to operate normally as it reorganizes. In a statement, the company said it expects to move quickly through the Up Online Essay reorganization process and to emerge from its reorganization proceedings better capitalized and financially stronger. The 25-year-old company employs approximately 400 people who sell, and construct, homes in more than 80 communities in Florida, Texas, North Carolina and South Carolina.

Mercedes Homes closed over lockean contract 4,200 homes in Growing, 2006 and 2,300 homes in 2007. The company seems to have fallen in the wake of the ongoing housing bust. If you have any more information on their listing, please comment below or email us. 2009-01-17: Wall Homes - Texas home builder - story. Texas-based home builder Wall Homes has filed for Chapter 11 bankruptcy protection according to the Fort Worth Business Press.

The home builder was featured recently on ABC's Extreme Makeover: Home Edition , making them one more bankrupt star builder from the hit show. Per the article on the bankruptcy filing: In a prepared statement, company president Steve Wall said the power and glory decision to file Chapter 11 bankruptcy should provide Wall Homes with the opportunity to strengthen our balance sheet and develop an Growing, even more efficient expense structure. This will then position Wall Homes to what between a mission statement and a vision compete more effectively as we pull out of the housing market downturn. The builder will continue to operate, finishing homes scheduled for closing. Regarding Wall Homes' size, the Essay article notes:

Today, Wall Homes sells homes in 50 neighborhoods in Fort Worth, Dallas, Austin, Houston and San Antonio. According to the Fort Worth Business Press 2008 Book of Lists, Wall Homes ranked as the contract 12th largest homebuilder and developer in the area. The firm listed revenues of $25.6 million in 2007 with 140 full time employees. In May of 2007 Wall Homes purchased the local assets of Newmark Homes for an undisclosed price. We have classified Wall Homes as a tiny implosion. If you have any information on Wall Homes, please comment below or email us.

2009-01-12: Tarragon Corp - Nationwide public home builder - story. Nationwide condo/multifamily home builder Tarragon Corp. Growing Up Online. filed for Chapter 11 bankruptcy protection Monday. Per a Jacksonville Business Journal article: The estimated number of creditors is between 5,001 and 10,000. Assets have been estimated at about $841 million and liabilities at about $1.035 billion, court records show. The three largest unsecured creditors are listed as New York-based Taberna Capital Management ($125.9 million), New Jersey-based AJD Construction Co. ($2.9 million) and lockean contract, Fort Lauderdale-based Omni Boys North Ltd. ($1.03 million). Per Tarragon's website (tarragonsite.com), Tarragon is headquartered in New York with offices in Connecticut, Florida, Tennessee and Texas.

Their focus was on luxury high-rise towers and currently has over 14,600 homes under active development and in its development pipeline. We do not know how many employees Tarragon's bankruptcy will affect. If you can provide any information on Tarragon, please comment below or email us. 2009-01-08: John Vratsinas Commercial Builders - Nationwide Commercial Construction - story. John Vratsinas Commercial Builders, A Des Moines, Iowa nationwide commercial construction service provider, best known for our expertise and innovation in the field of Essay, retail construction, has filed for Chapter 11 bankruptcy protection according to the Des Moines Register. Is The Difference And A. On the filing, the Register notes: John Vratsinas Commercial Builders Inc., which until last month did business as JVC Builders, filed papers listing $13.1 million in assets and $9.9 million in Up Online, debts. Social Contract. The company listed nearly $11.2 million in accounts receivable. The company was founded in 2000 and had revenues of nearly $40 million in 2008. The company's namesake and Essay, CEO John Vratsinas blamed the closure on the general economic slowdown. Specifically, Vratsinas said, Of the 10 worst-performing companies on the Standard and camus absurdity, Poor's 500, four are clients of ours.

Ouch! Though not a home builder, we're listing JVC Builders as a tiny implode — noteworthy even as it is tied to Growing Up Online Essay commercial construction. 2009-01-13: Hacienda Builders - Phoenix-area residential - (no MSM story yet) A reader alerted us to lockean the shutdown of Hacienda Builders the Growing Up Online Essay other day (we aren't exactly sure when they shut down; though we would assume in what difference a mission statement and a statement, the last month or two). Growing Up Online. Their web site now displays the following message on the front page: Due to economic conditions Hacienda Builders has ceased day to day operations. If you are a Hacienda homeowner and power and glory, wish to Up Online Essay contact a subcontractor who has worked on your home, you may request subcontractor information by emailing subcontractor@haciendabuilders.com.

The source describes them as mid-sized and estimates upwards of 19h amendment, 500 completions a year at peak. Growing Essay. Indeed, their Inc5000 page lists 2006 revenue as $210 million, assuming $300k per home, that would be over 700 closings that year. The company was founded in statement statement, 1991 by fraternity brothers David Cohen and Todd Stevens, according to Up Online Essay Inc.com. As of the writing of power and glory, that page, Hacienda had 112 employees. 2009-01-06: Classic Stellar Homes - Arizona Luxury Home Builder - (no MSM story yet) Phoenix, Arizona-based Classic Stellar Homes (website: classicstellarhomes.net filed for Chapter 7 bankruptcy protection per notice 9B filed 1/06/09. Classic Stellar describes itself on their website: Truly, Classic Stellar is the genuine article. Building super energy-efficient luxury custom homes throughout the Up Online Essay Phoenix Metro area since 1990, Classic Stellar Homes are built with a high degree of what difference vision statement, quality and old-world craftsmanship rarely found in homes today. Ken and Tom Dannenbaum and Growing, Steve Hedden, operators of Classic Stellar Homes, say the core of their success lies in the marriage of superior style and unmatched quality with unparalleled energy efficiency.

Our anonymous tipster supplied the following information regarding Classic Stellar Homes: They only build. 50-70 custom and semi-custom homes per year. Is The A Mission Statement Vision. They are a small but high-end ($1M-$3Million) builder with a fantastic reputation for quality and energy efficient homes. They are a member of the Scottsdale Green Building Program and have been building homes since 1990. We are uncertain at this time how many employees will be affected by Up Online, this filing. If you can provide any additional information regarding Classic Stellar, please comment below or email us. 2009-01-06: Jim Walter Homes - Nationwide home builder - story. Walter Industries, Inc. (NYSE: WLT) announced today the closure of its Jim Walter Homes subsidiary.

Jim Walter Homes built more than 350,000 homes during its history, but has not been profitable in several years. Contract. . . . Tampa entrepreneur Jim Walter founded Jim Walter Homes in November 1946, when he used $395 in savings to buy and sell his first shell home, for a profit of Essay, $300. As a result of the success of Jim Walter Homes, Jim Walter was able to build a Fortune 500 conglomerate with businesses as diverse as mortgage financing, coal mining and lockean social, ductile iron pipe manufacturing. Jim Walter Homes (website: jimwalterhomes.com) was one of the top 50 U.S. Growing. home builders in 2006 and 2007 per builderonline.com closing over 2,500 homes in power and glory, each of those years. The closure will affect 230 people, 45 of which are at Up Online, the Jim Walter Homes headquarters in Tampa, Florida. Further to lockean social contract the press release:

Those employees affected by Growing Up Online, this announcement will be eligible for 19h amendment, unemployment compensation and Growing Up Online, are expected to receive severance benefits in line with Company policy. The Company stressed that while sales efforts will cease immediately, Jim Walter Homes will meet all of its obligations to customers with homes in 19h amendment, progress as the business is Up Online, wound down. At Dec. 31, 2008, Jim Walter Homes had approximately 150 homes under construction. Customers of Jim Walter Homes who have questions or concerns about a home under construction should call 1-800-925-8374, ext. Lockean Social Contract. 4444.

Finally, we obtained an internal memorandum distributed yesterday (Jan 5, 2009) regarding the Growing Essay impending closure of Jim Walters Homes. The memorandum was from 19h amendment, Vice Chairman and CFO Vic Patrick. Growing. Patrick noted: Despite the efforts of Jim Walter Homes' management and power and glory, employees, including a major restructuring in 2008 that closed nearly half of the Jim Walter Homes' sales centers, challenges to the business remained. Efforts to sell the business were unsuccessful in the face of the unprecedented conditions in the housing industry and tightness in the credit markets. Growing. I want you to know that our Board struggled with this decision for some time and evaluated a number of camus absurdity, different alternatives before identifying a liquidation of the Up Online business as the Obesity Essay best path forward.

2008-12-06: Avenue Communities - Arizona condo developer - story. Arizona-based condo developer Avenue Communities has filed for Chapter 11 bankruptcy protection according to azcentral.com. The filing primarily effects the Centerpoint condo development in Tempe, which remains incomplete. According to the article: The developer received about $133 million in financing from Mortgages Ltd. to build the project, which has been under way since 2005. The developer was supposed to Growing Up Online Essay receive as much as $170 million. However, the lender could not raise enough cash from investors, who supplied most of the money that Mortgages Ltd. lent to developers. Discussions between the various constituents in Mortgages Ltd.'s bankruptcy have stalled, Avenue Communities principal Ken Losch said. The developer believes it can gain approval for financing that it says is available for camus absurdity, the project more quickly through its own bankruptcy. We're not looking to reduce any liability, he said. We're looking for the judge to give us the authority to move forward and finish our community.

In the Chapter 11 petition, the developer said its assets and liabilities are worth between $100 million and $500 million each. The company has between 100 and 200 creditors. Losch said his company has received a term sheet from a lending firm that is willing to provide up to Growing Up Online $75 million to finish building Centerpoint. He declined to name the lender. It seems that Mortgages Ltd.'s own bankruptcy has caused a number of problems not only for Avenue Communities, but also for power and glory, other projects that were relying on Essay financing from Mortgages Ltd. to be completed. If you can provide any additional information regarding Avenue Communities and power and glory, the Centerpoint development in Tempe, Arizona, please let us know!

2008-11-21: Innovative Communities - California developer - story. Innovative Communities, a California developer, is expected to file for Chapter 7 liquidation by Growing Up Online Essay, December 31. According to the article: Tom Dobron, Innovative Communities founder and CEO, said he was aware as early as 2004 that a housing market collapse was on the way. He said he owned about 8,000 lots in 20 communities around the Southwest at that time, and social, sold about 2,500 of Growing Essay, those at power and glory, what he said were some handsome prices for the most part, at least until the beginning of last year.

Innovative retains about 5,500 lots, but with the liquidation coming next month, it won't have them for Growing Up Online, long. Dobron, who founded the company 11 years ago, and has spent the past 35 years in lockean, the homebuilding business, said his problems happened after City National Bank reportedly declined to renegotiate a $15 million loan when it was due at the end of Growing, last year. The winddown of Innovative Communities has resulted in numerous lawsuits and recent layoffs of some 85 employees. Update 2008-12-24: Barratt has filed Chapter 11 as of December 24. An article on the filing notes: Barratt American and three sister companies, including its mortgage lending arm, sought protection from creditors with a Chapter 11 filing on Christmas Eve. It has a long list of competitive market be the for, creditors, mostly trade contractors; its top 20 unsecured creditors are owed more than $21 million. The company has drastically scaled back operations in Up Online, the past several months, slashing staff from about 140 employees to about 15. Company President Michael “Mick” Pattinson has been talking openly for power and glory, a month about the possibility of bankruptcy as the company's troubles mounted. Two days before Barratt sought protection, Bank of America foreclosed on seven of Barratt's current subdivisions or condo projects, claiming it was owed nearly $79 million. The bank is taking back four other projects in Essay, Riverside and San Bernardino counties.

The San Diego Daily has reported that Barratt American's CEO is anticipating entering Chapter 11 bankruptcy protection by lockean social, the end of the year. Per the article: Barratt is Growing Up Online Essay, a homebuilding firm that had 140 employees at its peak earlier in 19h amendment, the decade, but is Growing Up Online, down to 15. Barratt currently has about 1,300 lots stretching from Teenage Obesity Essay, San Diego to Up Online Los Angeles counties in power and glory, the process of Up Online, being foreclosed upon. CEO Pattinson said he should be able to Teenage hold onto Growing Up Online his interest in lockean social, the 2,500-acre Fanita Ranch in Growing Up Online, Santee because it is under a separate agreement, but expects to lose most of what else he has. Should anyone stumble on Barratt's official bankruptcy filing, please let us know! Original Ailing listing - 2008-05-04. This builder is based in Carlsbad, CA, and has run out of money, as the story linked above details: The housing recession appears to Teenage Essay have damaged the financial standing of Barratt American, a private builder based in Up Online Essay, Carlsbad. More than 40 civil lawsuits, many from subcontractors suing over failure to pay, have been filed against the company in the last six months. Barratt American cannot afford to pay off the subcontractors, which include drywall and concrete companies, because of a credit crunch that has left banks unwilling to what difference vision statement make loans ---- especially to companies with significant exposure to the housing downturn, said Michael Pattinson, president and Up Online Essay, one of the company's owners.

The builder is searching overseas and amongst non-traditional sources to find financing. However, they may find even those sources now hesitant to lend, as most of the vision statement Western countries one would borrow from (especially the UK) are now embarking on their own housing downturns, and no hedge fund wants to be the Growing Up Online greater fool. The article remarked that Barratt built sold about power and glory 500 homes a year at peak, though when the downturn hit in 2007, it only Growing, sold 125. One can see why that would really leave them in a lurch. Assuming 375 homes in inventory at $300k a pop, that is power and glory, $112 million of expected revenue that did not come in.

2008-11-21: MBD Inc. Up Online Essay. - California Home Builder - story. Chico, California-based home builder MBD Inc. has filed for Chapter 11 bankruptcy protection. Power And Glory. MBD was founded by Andrew Meghdadi and built nearly 60 homes a year at peak. Up Online. Per an article on the bankruptcy filing: Meghdadi said he anticipates the extension should give him enough time to Obesity Essay complete the 191 homes planned. He plans to continue work on Belvedere Heights, located on 20th Street east of Essay, Bruce Road. What Between A Mission Vision. He said 18 homes are currently completed and Growing Up Online, 173 are left to build. A second subdivision called Sierra Vista, on Bruce Road, has four homes built and eight remaining. The builder said he would not build the remaining Sierra Vista homes ahead of time, but will start work on those homes as customer orders come in. Meghdadi said he also has 223 lots mapped and ready to go for a subdivision in power and glory, Red Bluff, but will wait to begin constructing those homes until the Up Online market rebounds. We can't help but be a bit skeptical regarding these expectations: Meghdadi is only building about lockean social contract one house a month currently.

If you can provide any further details on MBD's bankruptcy filing, please comment below or email us. Land Resource LLC, a southeastern U.S. developer, has filed for Chapter 11 bankruptcy according to Growing the AJC listing liabilities of over $200 million and camus absurdity, assets valued at Up Online, only about half that. Per the power and glory AJC article: The banks stopped making loans to our customers, Ward said in an e-mail. It just doesn't seem fair that the Growing banks can put us into bankruptcy because of their failure to lend and then get a federal bailout, but then chase me personally and ruin a very good company and put 250 people out of is the a mission, work and affect thousands of property owners and leave them with uncompleted lots.

Ward, who is 60, said he will start over. The company's assets include 128 unsold lots in Cumberland Harbour in St. Marys, where the largest marina complex on the Georgia coast has been proposed. According to Growing Up Online Essay Land Resource, 936 lots have been sold. Difference Between A Mission Statement And A Statement. They asked from $150,000 to $750,000 for lots. If you have any further details on this developer implosion, please let us know! 2008-11-13: Wensmann Homes - Minnesota home builder / developer - story. Minnesota home builder and developer Wensmann Homes (wensmann.com)has closed its doors on Up Online Nov. 7 after some 40 years building homes, reports thisweeklive.com. The builder is one of Minnesota's largest residential builders and camus absurdity, developers.

Wensmann Homes had been planning a community of nearly 500 mixed-use housing units around the Carriage Hills golf course. Up Online. However, the and a statement project got held up in Up Online, local bureaucracy leaving the golf course defunct and the Wensmann project on hold. At this time, we are unsure how many employees will be affected by this closure. 19h Amendment. We also have not been able to quantify what Wensmann's peak closings were. If you can provide any of this inforamtion, please comment below or email us.

For some additional scuttlebutt on Up Online Essay this implosion, check out Alex Stenback's blog behindthemortgage.com. 2008-11-08: Village Homes of Colorado - Colorado home builder - story. From the Rocky Mountain News comes the perfectly competitive would for announcement that Village Homes of Up Online Essay, Colorado (website: villagehomes.com), ranked 118 on an example of a competitive would market for the 2007 builderonline.com top 200 list, has filed for Chapter 11 bankruptcy protection: The 24-year-old company blames the credit crisis and the depressed housing market for its filing for reorganization under Chapter 11. There is no question about it, said Garry R. Appel, the attorney for Up Online Essay, the company, which has built more than 10,000 homes in Colorado since it was founded by Teenage Essay, John Osborn in 1984.

It is the credit crunch and Growing Up Online Essay, the downturn in the housing market, which has created this enormous problem for homeowners and home builders across the camus absurdity country. Further to Growing Up Online the article, the bankruptcy filing cites assets and of a market would market for, liabilities both in Growing Up Online, excess of $100 million, and specifically points to inappropriate actions by lenders. However, we see per their bankruptcy filing that their revenues have plummeted from $219 million in 2006 to $184 million in 2007 to Teenage only $85 million through October 31, 2008. Some of the larger bagholders appear to Growing Up Online Essay be GMAC Residential Capital (GMAC LLC) and Guaranty Bank (Guaranty Financial Group), the latter of which is cited as having a secured claims of some $86 million (GMAC ResCap has multiple secured loans totalling some $36 million). Village Homes of Colorado closed on 412 homes in 2007. A Mission Statement And A Statement. Per the Rocky Mountain News, they only expect to close on Growing about 220 to 225 in 2008. We have not been able to determine how many employees this bankruptcy will affect. 2008-11-08: Stratland companies (James Bovino) - Developer - story. We have begun piecing together what appears to be a series of development implosions all tied to one man, James Bovino, who is Teenage, also the CEO of Stratland Homes (website: stratlandhomes.com). The North Jersey Record recently reported the following:

Companies that own three apartment buildings in Westwood and one in River Vale, all headed by developer James J. Growing Essay. Bovino [Ed. note: listed as CEO], have filed for bankruptcy reorganization, claiming debts of up to $40 million. The buildings — The Madison, Coventry Square, and Stanford Court in Westwood, and Village on the Green in River Vale — contain more than 270 apartments. The filing occurred last week in U.S. Lockean Social Contract. Bankruptcy Court in Newark. Growing Up Online. . . . A 2007 court ruling identifies Bovino as CEO of Stratland Homes, Inc. Stratland Homes owns a Web site, which is operated from the Kinderkamack Road address and lists apartments for rent in the four buildings. Is The Difference A Mission Statement And A Statement. . . . U.S. Growing Essay. Bankruptcy Court records in Arizona show that four companies with Stratland in the title, and with a CEO identified as James Bovino, filed for bankruptcy there in July. Here is camus absurdity, a link on the Stratland website to a page that lists units for rent under The Stratford Organization at all four locations mentioned in the bankruptcy filing. We still lack certain details as to the total number of companies that have imploded. Up Online. The article alludes to four companies in Arizona bankruptcy court as well as four in power and glory, New Jersey. As to Essay the size of these companies, we are classifying this implosion as tiny until we can better ascertain if a full implosion listing is more appropriate. If you can provide further details to help clarify which companies (and how may)linked to James Jim Bovino and/or Stratland Homes, or elaborate further as to the size of these operations, please email us or leave a comment below via our forums.

Though not a traditional home builder, we're making an exception for the Syracuse-based RV maker Ameri-Camp. A tiny implosion by power and glory, way of building RVs rather than brick and mortar homes, the Journal Gazatte reports that Ameri-Camp has closed its doors: Ameri-Camp, a maker of towable RVs in Syracuse, has closed its doors, a trade magazine reported this week. No one answered the Growing Up Online Essay phones at Ameri-Camp on Thursday. Trade magazine RVBusiness reported on what a mission statement vision statement Monday that it obtained an Oct. 20 memo from Growing Up Online Essay, Ameri-Camp President Michael Bajailla. Power And Glory. It said the company had closed its doors because it didn’t have the Up Online cash to pay unsecured creditors. Ameri-Camp apparently had a significant number of employees, having announced plans in 2006 to power and glory hire some 250 more employees as part of a $7.1 million expansion. 2008-10-28: Brown Family Communities - Arizona home builder - storystory. Arizona-based Brown Family Communities (website: homebfc.com — site down), founded in 1975 and a Top 100 Builder according to builderonline.com, has shut its doors as of Friday, according to Arizona Republic. From the article:

Company founder Dave Brown said he was forced to cease operation and lay off all 60 employees because the company's construction lender, which he didn't want to name, was unwilling to extend additional credit to build new homes or finish homes under construction. . The builder's problems escalated early this year when the bank reappraised Brown's land assets at a lower value and ordered the company to pay back a portion of Growing, money it had loaned, he said. Brown said he had been trying to negotiate a compromise for months, and in the meantime the bank began keeping all of the proceeds from every home sale, cutting off Brown's ability to camus absurdity generate revenue. This implosion comes as a shock to Growing many. For example, it seems that Brown Family Communities was solid to outside observers, including the Arizona Department of Real Estate, which is maintaining a list of camus absurdity, builders in financial trouble — Brown Family wasn't on Essay that list. Builderonline.com also reported the shutdown. From their write-up on Brown Family Communities, they note: But in a conversation last month with BUILDER senior editor John Caulfield, CEO David Brown did indicate that the Phoenix housing market was becoming extremely challenging. Seventeen home building companies in the area have gone bankrupt or closed, he said at the time, noting that Brown Family Communities was one of only two private builders left in the market. One major challenge: extremely scarce buyers. Nothing is selling, and I'm giving away $100,000 to anyone who will buy a house.

I'd like to social contract know where all of the buyers that other builders talk about are supposed to be, Brown told BUILDER. His numbers reflect that. Growing. Brown delivered 522 homes for $156 million in 2007, but he expected to power and glory close just 225 homes this year. (In 2006, his company's peak, Brown Family Communities closed 826 homes.) Brown was ranked 98 on Essay builderonline.com's 2007 Top 100 Builders list. 2008-10-23: Tripp Trademark - Tampa Bay home builder - story. The St Petersburg Times reports that Tampa Bay-based home builder Tripp Trademark Homes (website: tripptrademarkhomes.com) has called it quits. Per their write-up on the implosion: After an power and glory, 8-year run as one of the region's best-regarded builders, Tripp Trademark Homes is calling it quits. Company founder Doug Tripp, a former Pulte Homes president who branched out on his own in 2000, said he can no longer afford to sell houses at a loss. We're going to walk away from Up Online, this with our reputation intact, said Tripp, who has spent the past month clearing debts with banks and contractors.

During Tripp Trademark's eight-year existence, they built some 800 homes. The company has reduced from 22 employees to 6 to sell the 20 remaining homes. 2008-10-09: Concordia Homes - Nevada Home Builder - story. We first received word that Nevada and Arizona home builder Concordia Homes had shutdown operations via the following tip in our feedback line: On Tuesday of this past week, Concordia Homes of Nevada and Arizona (website: concordiahomes.com), the competitive market be the owner Gidget Graham made the announcement to the employees that after 14 years in Growing Essay, business in Nevada they were closing this past Friday the 9th.

All employees were told they had until the end of the day on Teenage Obesity Essay Friday to clean out Up Online, their desks as the company would no longer operate after Friday because of the failure to get loans to complete homes, pay subs and employees. Concordia Homes of Nevada only difference statement statement, two years ago had closed on over 300 homes [per year] and at one point had more than 60 employees. On October 15 th , the Las Vegas Review Journal reported that home builder Concordia Homes had elected to Growing Up Online Essay shutdown operations due not only to slowing demand, but also to buyers who couldn't get loans. Per the article: Concordia Homes of Henderson, Nevada has closed its sales offices and will be refunding deposits on homes that have yet to start construction, an industry source said today.

The Henderson-based home builder has not gone out business and has not filed for Essay, bankruptcy, but it will not be selling any new homes, Home Builders Research principal Dennis Smith said. Established in 1977, Concordia Homes has built homes in Las Vegas, Henderson and Pahrump, as well as Bullhead City and Avondale, Ariz. . This is not strictly about Essay demand, he said. This is also credit. You've got buyers and you can't get loans approved. What do you do? You close subdivisions. We are unclear at this time which narrative regarding Concordia is correct: is it that the company could no longer get loans to complete homes or because home buyers couldn't get the loans necessary to buy them. Perhaps both have some elements of truth. Teenage Obesity Essay. If anyone can better articulate what happened, please let us know.

Concordia issued the following press release (dated October 15, 2008) by Up Online, Gidget Graham, President of Concordia Homes, as a follow-up to the LVRJ article: Concordia Homes has taken an action that was necessary to reflect the realities of today's homebuilding market. Concordia Homes has decided to suspend the operations at the sales centers for power and glory, the majority of our subdivisions. Up Online. The main factors that lead to this decision was the rapid decline in real estate values. Our main office remains open and lockean social contract, is still managing customer service operations as normal. Up Online. Our intention is to reopen our sales centers when market conditions improve. As of the time of Teenage Obesity, their shutdown, we believe Concordia was building in six communities in Nevada and one in Growing Essay, Arizona with houses ranging in price from an example perfectly competitive for, approximately $160K to $470k with square footage ranging from approximately 1,350 to 3,400 square feet. If anyone can provide further information regarding Concordia Homes, please comment below or use our feedback line. 2008-10-15: Pacific Lifestyle Homes - Northwest home builder - story. Northwest-based Pacific Lifestyle Homes (website: pacificlifestylehomes.com) has filed for Chapter 11 bankrupty portection according to Growing Up Online the Portland Business Journal. Per the Obesity Essay PBJ piece:

The company was the sixth-largest home builder last year as ranked by the Portland Business Journal, with a total value of $64.6 million in inventory. The company built 251 homes last year, well below the record 350 it sold during the market’s peak in Up Online, 2005. It plans to power and glory close on just 125 homes this year. Pacific Lifestyle Homes has approximately $56 million in bank debt. It stopped paying its subcontractors in the past 60 days. Pacific Lifestyle's slowdown in operations has additionally meant a reduction in Growing Up Online Essay, force of Obesity Essay, nearly 70 employees (from 91 to Growing Essay 24 peak to current). Pacific Lifestyle is the fourth Northwest home builder to make our list (See Legend Homes, Marnella and camus absurdity, Renaissance). Arizona builder Namwest, LLC and Growing Essay, nine affiliates have filed for Chapter 11 bankruptcy protection in the past few weeks.

Cave Creek-based Namwest Palms LLC filed first in late September with its Monticello Estates project in El Mirage. That was followed by Phoenix-based parent Namwest LLC on 2008-10-09 and camus absurdity, eight others on 2008-10-10, including Namwest-Glenrosa and 35th Avenue LLC, Namwest-101 Building LLC, Namwest-Brownstone LLC, Namwest-Dobbins LLC, Namwest-Sun City Manor LLC, Namwest-Town Lakes II LLC, Namwest 7th Street and Deer Valley LLC and Namwest Construction and Development LLC according to AZ Central . Principal Michael McBride is quoted as saying, This is strictly caused by the market and Up Online, the lack of what is the between and a vision statement, funding. Up Online. The capital has dried up, (and) the market and power and glory, the lending has dried up. It goes on to state the Namwest-Palms filing has been dismissed, but McBride said the company may refile. Namwest LLC listed its assets and liabilities as being worth $50 million to Growing Up Online $100 million. The other firms listed assets and liabilities worth $1 million to $10 million. YourWestValley reported on a stalled Sun City development: No homes have been built in Sun City Manor, but walls, streets and some infrastructure were placed in camus absurdity, the subdivision next door to the Maricopa County Sheriff's Posse office. The 140 homes that are supposed to Growing Up Online Essay be featured in Sun City Manor were to what is the a mission and a vision range from 1,568- to 1,822-square feet.

Some units would have separate casitas and extra space for golf cars in Growing Up Online Essay, the garage. Plans for camus absurdity, development in Tempe included six towers, with condos, offices and retail space. 2008-10-14: Bridgeport Development - Oklahoma-area residential builder - story. A tipper has forwarded us the Growing Essay above story, about this regional builder shutting down operations. More key details:

Bridgeport Development and its three home-building divisions — Brookside Homes, LivingstonMeyer Homes and Newhaven Homes — have shut down operations. Jim Meyer, principal, said he is working with lenders, subcontractors and suppliers to sell homes Bridgeport has on the market. Brass Brick Homes has cut staff, reorganized and is working with lenders to restructure its debt, said Ashley Christofferson-Cunningham, president. I’m not filing bankruptcy,” she said. Are we in a cash-flow crunch along with everybody else?

We’re in camus absurdity, a cash-flow crunch and we’re working with the banks.” Credit has dried up for construction subcontractors, with lenders no longer making loans based on accounts receivable, which gives the vendors no leeway in Growing, dealing with struggling builders, Christofferson-Cunningham said. That’s one reason for the number of mechanic’s liens filed against Brass Brick homes, she said. . she said the camus absurdity biggest problem lies with Brass Brick, which got credit to build homes based on a 70-percent loan-to-value ratio when it should have been 80 to 90 percent. That’s our fault,” she said, and the company is asking lenders to restructure its loans at the higher ratio, based on appraised value. Leveraged financing is at Up Online, a standstill, she said, and many builders in 19h amendment, Oklahoma City are hurting. Meyer said that by forming a new business structure, with both lenders and vendors having a stake, and selling Bridgeport’s remaining houses on the market, the company can avoid bankruptcy court. Some very interesting details in that -- the mechanics of a housing downturn interacting (destructively) with a credit crunch. Our source forwarded us the following vitals on Growing Up Online Essay Bridgeport (unconfirmed): Founded 1997 / Home Starts (all figures 2006) 120 / Sales Volume 27 Million / Employees 35 / Average home price $230,000.

That would rank them as a tiny, though still significant builder. 2008-09-23: Legacy Homes - Michigan home builder - story. Grand Rapids, Michigan-based home builder Legacy Homes has closed its doors according to an article at mlive.com: The shuttering of the company, 1971 East Beltline Ave. NE, leaves some homeowners facing liens on their property by unpaid subcontractors. . Wassenaar said the company started as MW Construction with his grandfather in 1978 and then his father joined. We've tried everything that we can, he said. I definitely wanted to lockean continue. It wasn't a choice that we made without a lot of thought and Up Online Essay, advice from power and glory, CPAs and legal advice, as well. Some six people lost their jobs as a result of the 30-year-old company shutting down. The article goes on to note that the closure means home warranties will not be honored by Legacy. We are classifying Legacy as a tiny implosion.

If anyone can provide additional information as to their peak size (i.e. homes built, employees), please leave a comment below or email us! 2008-09-23: Classic Southern Homes - Charlotte home builder/renovater - story. Charlotte-based home buidler Classic Southern Homes (website) has filed for Growing Essay, Chapter 7 bankruptcy protection according to the Charlotte Business Journal . Lockean Social. The CBJ notes the Growing Essay following: The company has more than 50 creditors, and its debts are between $1 million and power and glory, $10 million, the filing states. Court documents say Classic Southern has between $100,000 and $500,000 in Growing Essay, assets. Classic Southern was launched in 1998. According to Teenage Essay Classic Southern Homes' website, renovation work made up approximately 70% of their business. If you have additional information regarding the operations of Classic Southern Homes, please post it in a comment below or email us!

2008-09-21: Pathway Developments - Arizona developer - story. The Arizona Daily Star reports that Tuscon-based developer Pathway Developments filed for Chapter 7 bankruptcy protection on Essay September 21. According to the article: Detailed financial information has not yet been submitted to the court, but preliminary filings indicate that the what is the between a mission statement debts of Essay, Teufel and his companies could range from $55 million to more than $150 million. What Is The Between Statement And A Vision. The documents also state that there will likely be no funds available for Growing, unsecured creditors. Sunday's Chapter 7 bankruptcy filings included Teufel-led Pathway Developments Inc., Pathway Holdings LLC, Pathway Sabino LLC and camus absurdity, Raven Springs LLC as well as a filing by Teufel himself. Last week, two other Pathway-related entities also filed for Chapter 7 liquidation bankruptcy: Pathway Cerro LLC and Ventana del Cerro LLC. Once an acclaimed developer with projects all over Growing Up Online Essay Tucson, Pathway has collapsed over the past year.

The company has been subject to more than two dozen lawsuits filed by home-buyers, investors, lenders, subcontractors and others as the camus absurdity business fell into ruin. In addition to the wake of lawsuits filed against Pathway, which was founded by Michael Teufel (who also has filed for bankruptcy), the article notes that Pathway homeowners have been left with incomplete homes and unpaid construction loans. Pathway Developments apparent website, pathwaydevelopments.com appears to be down. One real estate website described Pathway Developments as following: Pathway Developments Inc. Essay. was founded by Michael F. Would Be The For. Teufel in 1993 after working alongside several of Essay, Tucson's most successful real estate developers. A graduate of the University of Arizona and a native Tucsonan, Mr. Teufel has managed the growth of camus absurdity, Pathway from general contractor to developer and asset manager.

Pathway's portfolio of properties includes residential, office, and other commercial ventures as well as one of the best custom builder divisions in Southern Arizona. When Mr. Up Online Essay. Teufel returned his attention to Teenage Obesity Essay home building, Pathway had already earned the Growing Up Online Essay reputation as Tucson's best custom home builder. Today, Mr. Teufel and Obesity Essay, his team focus on developing Tucson's premier high density residential neighborhoods. Based on the listed amount of debt Pathway Developments in their varying bankruptcy filings, we are classifying Pathway as a major implosion.

However, we could use additional details as to their size including peak annual closings/homes built and employees. Growing Up Online. If you can provide any of this information, or elaborate on Pathway's closure, please let us know over email or post a comment below or in our forums. 2008-09-03: Homes by Ken Butera Inc. - Atlanta home builder - story. Winder-based (Atlanta) home builder Homes by Ken Butera Inc. filed for camus absurdity, bankruptcy on September 3 according to this Atlanta Business Chronicle article. Up Online Essay. A search for Ken Butera turns up the following company details per manta.com: Year Started: 1986. State of Incorporation: GA. Location Type: Single Location. Est. Annual Sales: $5,400,000. Est.

Employees: 52. Further details are scarce; as such, we are classifying this implosion as tiny. Lockean. If you can provide further details on Homes by Ken Butera, please let us know! 2008-09-04: Quantum Homes - Atlanta home builder - story. Notice: Note that this entry refers to Growing Up Online Essay the Atlanta-area company, not Quantum Homes of Chesapeake Bay. Gordon Gould, their Senior VP, writes n to power and glory point out that they are solvent and doing business. End notice. An Atlanta Business Chronicle article notes that Atlanta-based home builder Quantum Homes Inc. filed for Growing, bankruptcy on Setpember 4 (Affiliates JA Development Inc. and a mission vision, Buy Rite Group Inc. Growing Essay. filed for between a mission vision statement, bankruptcy the same day, as well). It appears that Quantum Homes' website was www.discoverq.com (See the screenshot here from their apparent web designer.

Note: the Growing web address discoverq.com now points to a blog, that appears completely unrelated to Quantum Homes). Quantum Homes appears to be a tiny implosion though we are lacking enough information to conclusively categorize them as such. What Is The A Mission. If you have any details on Quantum Homes, please let us know. 2008-09-12: Creative Customs LLC - Atlanta home builder - story. Stone Mountain, Atlanta-based home builder Creative Customs LLC is said to have filed for Essay, bankruptcy protection on September 12 according to this Atlanta Business Chronicle article. It seems Creative Customs' website was creativecustomsllc.com; however, the power and glory site's account has been suspended, which, of course, is Growing Up Online Essay, never a good sign. Our endeavors to nail down additional information about of a perfectly competitive would market for Creative Customs have been fruitless.

We are classifying this implosion as tiny until further information can be obtained. Growing Up Online Essay. Any information you have about Creative Customs LLC can be sent to us here. 2008-09-16: Copacali Homes Inc. - Atlanta home builder - story. The Atlanta Business Chronicle reports that Canton-based (outside Atlanta) Copacali Homes Inc. filed for what difference between and a vision statement, Chapter 7 bankruptcy protection on Growing Up Online September 16 (Additionally, affiliates Copacali Homes Properties LLC and Copacali Communities Inc. also filed at the same time). Searches for additional information on Copacali have turned up no further details about the size of the company, which the ABC describes as smaller. We are classifying them as a tiny implosion, as such. Further information on Copacali Homes can be sent to between statement and a us here. 2008-09-19: Renaissance Homes - Oregon luxury home builder - story.

OregonLive.com has reported that Rnaissance Homes, one of Oregon's highest profile home builders is expecting to file for Chapter 11 bankruptcy protection this week. According to the article: Renaissance Homes expects to file Chapter 11 bankruptcy next week. Slow sales have made it impossible for the Lake Oswego company to remain current on any of its $85 million in bank loans, company officials said. Renaissance will be the Growing Up Online third prominent metro-area home builder to file Chapter 11 since May. Though some in the housing industry initially insisted that the real estate bust would spare Portland due to in-migration and other factors, it now appears that the shrinking home values and 19h amendment, stalled sales that hit much of the rest of the Up Online country in camus absurdity, 2006 and 2007 were simply late in arriving here. . Randy Sebastian, the company's CEO and founder who appears in many of its ads, vowed that Renaissance will survive its brush with insolvency. It has worked out tentative financing arrangements with five banks.

Apparently, falling land values violated certain loan covenants, which precipitated the need to refinance loans early in the summer. Even after refinancing much of this debt, vendors were not being paid, which resulted in liens being filed against the company and pushing the Essay company to seek bankruptcy protection. At peak, Renaissance had some 280 homes in construction at a time, and their highest sales month ever was February of camus absurdity, 2007: With 48 homes sold and gross sales of $30 million in February,Lake Oswego's Renaissance Homes has announced its best sales month in the history of the 23-year-old company. February's sales figures are a 15 percent increase in homes sold and a 20 percent increase in dollar volume over February of Growing Up Online Essay, 2006, a year when the firm sold 301 homes, double its 2005 figure. Renaissance's old record was $23 million in March of Essay, 2006. Renaissance was founded in 1984. Please let us know if you have any information with which we can update this post. 2008-05-01: The Macauley Companies - Atlanta home builder - storystory. We have learned that Atlanta-based Macauley Companies filed for Chapter 7 bankruptcy protection on May 1, and founder Stephen Macauley further filed for personal bankruptcy protection on August 1.

Per the Atlanta Business Chronicle: Stephen H. Macauley, president of The Macauley Companies Inc., has filed for personal bankruptcy, reporting debts of $131 million. In recent years Macauley has completed 32 communities with more than 11,000 homes both north and south of Atlanta. . Macauley on May 1 filed for a Chapter 7 liquidation of assets in U.S. Bankruptcy Court in Atlanta and now lists his occupation as unemployed. He earned $835,000 in 2006 and $434,000 in 2007, according to court documents. He says he filed bankruptcy because the value of Up Online, his assets today is about half of what they were underwritten for, so there was no way for him to pay the debt. The Macauley Companies website appears to is the difference a mission statement vision statement be down (macauleycompanies.com). Despite these setbacks, Stephen Macauley is very bullish on Atlanta and I want to Growing Essay keep creating great communities and what between a mission statement and a statement, great places for people to live. Prior to Macauley Companies shutdown, they had as many as 34 employees. Update 2008-09-23: It has come to our attention that Sheridan is back! Per Big Builder Online:

It's been roughly six weeks since Sheridan Homes filed for Growing Up Online, Chapter 11 bankruptcy, and social contract, the Plano, Texas-based builder is already back in business. The company first filed for Essay, bankruptcy protection with the difference between a mission statement U.S. Bankruptcy Court of Eastern Texas on Aug. Up Online. 4. However, court documents revealed that Judge Brenda T. Rhoades dismissed the 19h amendment case, effectively allowing the Up Online Essay builder to retract its voluntary petition. Original listing 2008-09-19: Dallas-Forth-Worth, Texas home builder Sheridan Homes has filed for Chapter 11 bankruptcy protection according to the Star-Telegram. 19h Amendment. According to the Star-Telegram: Plano-based Sheridan Homes of Texas is among at least four North Texas home builders to Growing Essay file for bankruptcy protection this year as the housing industry continues to struggle nationwide. When it filed for Chapter 11 protection in power and glory, early August, Sheridan reported 100 vacant lots and 80 finished but unoccupied homes. . The company sold 36 percent fewer homes in April, May and June than the year before. We had previously heard from a tipster back in July that Sheridan might be in trouble: You should check out Sheridan Homes. They built 300 or so homes a couple years ago, but have recently closed their office, stopped construction on homes in process, and all the model homes are locked up.

We are unclear at Essay, this time as to the size of Sheridan Homes at peak. Their apparent website is sheridanhomes.com. If you have any additional details about Sheridan Homes, please let us know or post a comment below! The PalmBeachPost has reported that Boca-Raton, Florida-based Oriole Homes has filed for bankruptcy protection. Camus Absurdity. They report:

Boca Raton-based Oriole Homes filed for an assignment for the benefit of creditors, an alternative to Growing Essay bankruptcy, last month in Palm Beach County Circuit Court, said court-appointed assignee Phil von Kahle, managing director of Michael Moecker Associates in Fort Lauderdale. The goal is to liquidate the company's assets for the benefit of the creditors, von Kahle said. According to the Oriole Homes website (oriolehomes.com), they were founded in 1963 and To date, we have built more than 25,000 homes in camus absurdity, over 70 Florida communities. They have specifically filed for Chapter 7 bankruptcy protection. At this time, we have not received further details as to the remaining assets of Oriole or how many employees their bankruptcy will affect.

If you can provide additional details as to Growing Up Online Essay their filing, please email us. 2008-08-21: Woodside Homes - nationwide residential builder - storystory. Update, 2008-08-27(2): No thanks to PACER, key documents of the Teenage Essay Woodside case have finally become accessible, and key facts have been revealed showing that this is indeed a full Chapter 11 bankruptcy now. A synopsis from our forum: Today, 8/27/08 Bankruptcy Judge Carroll signed an Essay, order in Case No 6:08-bk-20682-PC which is to what is the difference between a mission statement be effective in all 185 involuntary bankruptcy cases. That order confirms the binding nature of a stipulation between Woodside Group LLC and its subsidiaries, the 5 insurance companies who filed the involuntary bankruptcy petitions and JP Morgan Chase as agent for the lenders on Essay the senior unsecured notes. That Stipulation, which is Document 17 on the Docket for Case No 6:08-bk-20682-PC, says: (1) None of the Woodside entities intends to what difference statement vision statement contest the creditors allegations in the Involuntary Petitions that the 185 entities, including Woodside Group, LLC, Woodside Homes and Growing, Pleasant Hill Investments (Woodside's financing arm) are insolvent; (2) All 1855entities will file consents with the Bankruptcy Court by September 16, 2008, indicating that they consent to be Chapter 11 Debtors.

The Relief Date upon 19h amendment, which the Growing Up Online 185 Woodside entities will become Chapter 11 Debtors will be September 16, 2008. The Bankruptcy Court will issue orders finding that the allegations of insolvency in the Involuntary Petitions are proven by that admission by the debtors. (3) From today's date, August 27, 2008, all 183 Woodside entities will operate as if they are Chapter 11 Debtors, e.g. not entering into transactions outside of the 19h amendment ordinary course of business, opening and using new debtor in possession bank accounts at JP Morgan Chase, and doing their accounting under the Bankruptcy Court's accounting rules. Growing Essay. They will be able to difference between statement pay trade creditors in the ordinary course of Essay, business through 9/16/08. In light of the above we are retaining our implode classification for Woodside. Also note the full creditors list: Metropolitan Life - $35,500,000 AXA Equitable Life - $40,000,000 John Hancock Life - $51,900,000 New York Life - $18,500,000 Security Life of Denver - $10,000,000 JP Morgan Chase, in its capacity as Administrative Agent on a $330,000,000 non-contingent unsecured debt, joined, for Obesity Essay, lenders: Bank of America, Wachovia, Guaranty Bank, Washington Mutual, Regions Bank, Bank of the West, Union Bank of California, Wells Fargo, Comerica Bank, Suntrust, Compass Bank, First Commercial Bank, Key Bank and JP Morgan Chase. That would be a total of almost $486 million being demanded by some very big names. See more excerpts and analysis from the bankruptcy filings at the forum. A trusted source also expressed the following thoughts to us on the case: All 185 Woodside Homes related debtors against whom involuntary bankruptcy petitions were filed, including the parent company Woodside Group, LLC and the financing arm Pleasant Hill Investments, admitted by way of stipulation today that they are insolvent.

They will begin operating as if they are Chapter 11 debtors in possession immediately. Growing Essay. The effective date of their legal Chapter 11 debtor status will be 9/16/08. Apparently, it will take that much time for the 185 debtor entities' consents and Teenage Obesity Essay, admissions to be prepared, and the judge to sign 185 orders finding that the Growing Up Online entiites are insolvent and Essay, are Chapter 11 debtors. The interesting question is whether the $312 Million + $372 Million in Growing Up Online Essay, unsecured debt held by the lenders who prosecuted the Chapter 11 case is the only debt of the 185 entities, or whether they have AD loan and construction loan debt as well. I cannot see how the 185 debtors can ask the Bankruptcy Court to approve debtor-in-possession financing until after September 16, 2008, so it will be interesting to see if this 2+ week delay will work from a practical point of view. The other interesting question which is up in the air is whether any payments made by Woodside entities to power and glory trade creditors, in the ordinary course of business during this 2+ week period, will be preferences.

Though the parties may think that the payments will not be preferences, based upon their stipulation, the OTHER unsecured creditors of Woodside may think otherwise. I am sure there will be a lot of disruption and hysteria in the conduct of Woodside's business during the Essay next two weeks regardless of the stipulation. Interesting questions indeed! Update, 2008-08-27: As reported by TheStreet.com, Woodside is not formally in bankruptcy yet as a result of this filing by creditors. They have 20 days from what difference between, August 20 to respond. Stay tuned. Up Online. Woodside comments from the power and glory article: The company is working with both the note holder and bank groups and will be presenting its position to Up Online the judge requesting an orderly resolution on Wednesday, Mercer said. She refuted the camus absurdity Tuesday report from Standard Poor's LCD News that said Woodside had already filed for Chapter 11. Original writeup, 2008-08-26:

Word has come to us today (8/26) that top-25 builder Woodside Homes has been forced into involuntary bankruptcy (Chapter 11). Assets and liabilities are of yet unknown. The relevant actors are described in Growing Up Online, this excerpt: Woodside Homes Corporation, Filed by Petitioning Creditor(s): Metropolitan Life Insurance Company (attorney Susy Li), Security Life of Denver Insurance Company (attorney Susy Li), AXA Equitable Life Insurance Company (attorney Susy Li), John Hancock Life Insurance Company (attorney Susy Li), New York Life Insurance Company (attorney Susy Li). (Attachments: # 1 E-Filing Declaration and Summons)(Li, Susy) (Entered: 08/21/2008) That is quite a high-powered roster of irate insurance industry investors. From the builder's home page comes a brief description of their history and power and glory, activities: New Homes by Up Online Essay, Woodside Homes in Utah, Arizona, Utah, California, Nevada, Minnesota, Texas, Florida, Washington DC. Woodside Homes was founded in a mission and a statement, 1977 with one simple objective in Growing, mind: build a new home with lasting value, integrity and quality while providing excellent service. As a leading new home builder in each division (Arizona Phoenix Area, California Sacramento Area, Modesto Area, Fresno-Visalia Area, Southern California Area, Colorado Denver Area, Colorado Springs, Florida Jacksonville Area, Daytona Area, West Palm/Treasure Coast Area, Tampa Area, Minnesota Minneapolis/St.

Paul Area, Nevada Las Vegas Area, Reno, Texas San Antonio Area, Utah Salt Lake Area, Washington DC Area Virginia, Maryland, Delaware) Woodside Homes has built over 25,000 new homes and is currently building in Arizona, Northern, Central and Southern California, Colorado, Florida, Maryland, Minnesota, Nevada, Texas, Utah and Virginia. The 2007 Builder100 has profile information on Woodside, such as the fact that in 19h amendment, 2006 (this appears to Growing Up Online Essay have been their peak) they had over 3,300 closings, the CEO is Chip Nelson, and they are considered Northeast-centric (despite the fact their HQ is would market for, given as Utah). We will seek out more details in the coming days (if you know anything, please contact us). However, this is a disturbing development for those who are once again claiming the market has bottomed. Around here our position for a while has been that the worst of the major builder implodes has not been seen, as creditors have been willing to drag things out till the last minute (or later).

2008-08-18: Charlevoix Homes LLC - Arizona Home Builder - story. Azcentral.com reports that another Scottsdale-based home builder has filed for bankruptcy protection. Charlevoix Homes LLC was founded by Michael Roberts, who has filed for personal bankruptcy protection listing up to $50 million in Up Online, liabilities and more than 100 creditors. Regarding the size and scope of Charlevoix's operations, the Teenage Obesity article notes: Charlevoix started in 2002 and had grown quickly to Growing Up Online Essay 32 employees within four years. The Arizona Small Business Association recognized Charlevoix as one of its 50 Arizona Companies to Watch in 2006. It was planning or building communities in Phoenix, Glendale, Chandler and is the difference between statement and a statement, the southwest Valley. . Roberts also told investors during the Essay conference call that Charlevoix Homes had been worth $32 million three years ago but is in debt now with no assets. The no assets part is Obesity, no exaggeration.

Though many are going after Roberts' for debts owed, it seems he has little in the way of Growing Essay, funds even as his $5.5 million house is for sale. Charlevoix had set up separate legal entities for different building communities being devloped. At least one of lockean, these, Meridian Hills, filed for Chapter 11 bankruptcy already. We have classified this implosion as tiny; however, we are still seeking further information to refine our understanding of Charlevoix Homes' peak size. Essay. Data we could use include peak closings and number of employees. Please let us know if you have any of power and glory, this or other informatio you could share. 2008-08-15: Pacific Century Homes - California, Arizona, Texas home builder - story. Update to status, Imploded 2008-08-15: We have learned that William Bill Lo, Chairman and CEO of Pacific Century Homes, has filed for Chapter 7 bankruptcy protection per Up Online Essay, a PACER filing on August 1, 2008. Original Ailing write-up 2008-08-15: Word has come to is the difference between statement and a vision statement us about Pacific Century Homes and Pacific Summit Partners via tips and Growing Essay, an article posted on Teenage Obesity Essay statesman.com.

Per the article: The California-based development team Pacific Summit Partners entered the Austin market with a bang in 2005, investing more than $100 million in land from Southwest Austin to Liberty Hill in just two years, with plans to Up Online build thousands of camus absurdity, homes. Now financial troubles such as foreclosures and ballooning late payments have jeopardized or erased those plans, as Pacific Summit Partners and its associated partnerships and companies have fallen behind on Growing Up Online Essay payments for nearly everything needed to build homes, including land, concrete, shingles, pipes, carpet and blinds. At least 141 of the 326 acres involved in Pacific Summit's highest-profile local project, Lakeline Station near U.S. 183 and RM 620, have been posted for 19h amendment, foreclosure after the group failed to make at least one quarterly payment to the landowner, William Savage, according to Growing Essay documents provided by power and glory, a foreclosure reporting service, RexReport.com. About 230 acres near Liberty Hill have already been foreclosed on and are again on the market, listed for sale on a commercial real estate Web site.

Pacific Century's website (as well as what appears to be the Up Online website for lockean social, Pacific Summit Partners) is currently down (See pacificcenturyhomes.com). According to one tipster: They were mostly in Up Online Essay, California but recently expanded into two communities in Arizona. The Savannah community in Litchfield Park, AZ has been abandoned and is scheduled to foreclose in Essay, October. Their website seems to be down as well. The most information I have is on the Savannah neighborhood . Growing Essay. They bought 76 already improved lots on 4/18/07 from Standard Pacific for $6,840,000.

The came in and built 3 models and 3 specs. They never sold a single house, although they did have 1 new build ordered that still sits at frame. Social. Now IndyMac has filed a trustee's sale notice for $20,565,000 on Up Online the property. I wonder where all that money went? It seems to an example perfectly competitive market for me that $270,592 per lot is more than they ever could have profited actually building the Growing Essay houses. . The Statesman article is dated mid-July. We've not yet seen any further data on Pacific Century or Summit. If you have any information with regard to the size of their operation or their current continuing business operations, please let us know!

2008-08-15: Tailor Made Homes - Wisconsin Home Builder - story. Pewaukee-based Tailor Made Homes (website: tmhwi.com) has filed for Chapter 7 bankruptcy protection according to a Milwaukee Business Journal article. According to the publicly available snippet from the MBJ: The filing comes one year after Koob was one of the featured contractors in the Metropolitan Builders Association's 2007 Parade of Homes. It also comes as he is power and glory, being named in a growing batch of liens and lawsuits filed by suppliers and subcontractors contending they are owed money. Koob's Chapter 7 petition for Up Online, Tailor Made Homes listed assets, including four unsold homes, totaling $2.8 million and Obesity Essay, liabilities of a little more than $3 million. Included on that list are subcontractors and suppliers who filed a total of 25 liens and lawsuits against Koob through this week. Based on Tailor Made Homes' diminuitive operations, we are listing them as a tiny implosion. If anyone can provide additional information regarding TMH's size at peak or numbers regarding closings/employees, please email us. 2008-08-19: Royce Homes - Houston-based home builder - story.

From a reliable source, we hear today that most major title underwriting companies (eg. Stewart Title, First American, Chicago Title, etc.) have sent word to their agents that no transaction involving Royce as Seller that hasn't already closed and funded will be eligible for title insurance. That imposes a serious problem for moving or liquidating any remaining inventory, as the properties will not be acceptable for financing without lender protection of assured clear title. This seems likely to be catastrophic for Essay, prospects of orderly unwinding for Royce. Our read is that they will need some sort of debtor-in-possession financing to clear up these liens and 19h amendment, release the Growing properties, and perhaps their refusal to arrange such has brought about additional turmoil on themselves. Implode Entry, 2008-08-19. Updated to power and glory an implode. The Houston Chron has the story, in Royce Builders winding down operations. Ailing Entry, 2008-08-15. Word is that Houston-based Royce Homes (roycebuilders.com), one of the top 100 home builders in the country, may be scaling back operations.

A hot forum discussion on Growing Up Online Royce (merged to lockean contract the below) indicates that some news may be breaking any day now regarding layoffs. One forum member who may work at Royce noted: . No Dirt Sales, Spec Only, Corporate Layoffs as well as salary reductions. Vendors are putting us on hold, We are changing vendors to complete homes, Pulling appliances out of completed inventory to Growing close build jobs. The rumor through the an example perfectly competitive be the market for company is that a big announcement is coming Friday the Up Online 15th. Another tipster emailed the following information regarding Royce's operations: They've scaled back from their forays into top-ticking other markets ealrier this year. At the peak, in Houston alone, which I believe would be 2006, they were doing about 1700 closings in the Houston MSA. Camus Absurdity. I think I sent you a link from the Houston Chronicle regarding the actual size. They are bigger than WCI in number of closings though WCI is surely larger in dollar volume.

I believe they were in Up Online Essay, AZ, Atlanta, Carolinas, and Essay, Dallas. Low-end to first move-up builder with lackluster land positions; primarily low-end though. They were a product of the credit expansion that made your family of websites so successful. We note per their website that Royce operates in Houston, Atlanta, Phoenix, Dallas and Charlotte. Growing. According to be the market builderonline.com, Royce Homes was ranked as the 47 th largest builder in the country, closing on over 3,000 properties between 2006 and Up Online Essay, 2007. If you hear any information regarding Royce Builders, please be sure to post in lockean contract, our forums or email us here. 2008-08-15: STH 6,8,10,11,13 Inc. - Arizona Land Bank - story. Azcentral.com reports that another land bank has filed for Chapter 11 bankruptcy protection.

The bankrupt land bank have been named by Essay, lawyers — STH 6,8,10,11,13 Inc. STH, for short, was created in 2005 by Elite Homes Inc. and lockean, has unpaid debts totaling about $10.8 million. Though only Growing, a blip of an implosion, we wonder what is Teenage, going on behind the scenes in Arizona, and in particular, with Elite Homes Inc. If you hear anything, please let us know! 2008-08-14: Taro Properties - Arizona Land Bank - story. Arizona-based land bank Taro Properties Arizona LLC (As well as affiliates Taro Properties Arizona I and Texas I) has filed for bankruptcy protection according to an azcentral.com article: Taro Properties Arizona LLC and two affiliates, Taro Properties Nevada I and Taro Properties Texas I, filed for protection from creditors Wednesday under Chapter 11 of the U.S.

Bankruptcy Code. In June, Taro Properties Arizona was facing foreclosure on three land holdings, two in Growing Up Online Essay, Gilbert and the other in 19h amendment, Phoenix, totaling 1,251 parcels and $75.3 million in mortgage loans. Its creditors include Bank of America, which initiated foreclosure proceedings on 493 vacant lots owned by Taro inside the Up Online Cooley Station North subdivision in Gilbert. Taro had contracted with Trend Homes to camus absurdity sell lots to Growing Up Online the home builder incrementally, but new-home sales in the area ground to a halt in 2007, and Trend Homes no longer was able to meet its purchase schedule. In other words, Taro Properties is a derivative casualty of the Trend Homes implosion, which we noted back on February 1 (See their implosion listing here).

2008-06-20: SimDag-RoBEL LLC - Tampa-centered condo developer - storystorystory. Today (August 12th) we retroactively add the implosion of the clumsily-named SimDag-RoBEL, the builder hired by Donald Trump to build the Tampa incarnation of the Trump residential towers. Contract. The bankruptcy filing occurred on June 20th. SimDag's president, Frank Dagostino, had said in August 2007: However, in an interview with the Tampa Bay Business Journal in August 2007, Dagostino laid out Growing Up Online Essay, what would be his game plan if the bankruptcy courts had to get involved. The only way to camus absurdity slow [the lawsuits] down would be to do a protection bankruptcy to give us the Growing breathing room so that we could go to a judge and say we're going to power and glory sell the property, we need this amount of time. For months, Dagostino has said the property where he had intended to build a 52-story, $225 million Trump Tower Tampa is on the market but that he still held out hope of building a revised project that could include both condominium and hotel components. Angry buyers started suing Trump and SimDag when the latter failed to Up Online Essay complete the 19h amendment complex on schedule (doubtless, falling potential market values was a factor as well). In fact it was someone doing the latter that actually pushed all of SimDag into bankruptcy, lest the plot of land intended for the Tower go up on the auction block. Trump also sued SimDag for Growing Essay, failure to pay licensing fees (it seems they did not care too much about the failure to build the Teenage actual building.).

We are seeking more details on Growing Up Online Essay SimDag; please let us know if you can help. Difference Statement. Interestingly, almost all coverage has focused on Growing Essay Trump and there are virtually no details on SimDag-RoBEL. 2008-06-30: Smith Family Homes - Tampa-area luxury residential - story. In a retroactive addition (today is August 12th), we list Tampa-area Smith Family Homes, for camus absurdity, filing chapter 7 bankruptcy protection on July 30th, 2008. According to the St. Petersburg Times, Smith Family had been around since 1998, and built luxury homes around and sometimes above the $500k level, including the developments Seven Oaks, Connerton, Wilderness Lakes Preserve and Essay, Panther Trace. The president of the company was Ron Smith. According to the same article, creditors include SunTrust and 19h amendment, Wachovia banks, as well as dozens of Up Online, suppliers and Teenage Obesity, contractors. No surprises there. If you have more details on Essay Smith Family Homes, please drop us a line. North Carolina-based Pierce is shutting down, after 26 years of operation.

From the first article: Pierce, which also operates in Charlotte but not in the Triangle, had long been one of the busiest builders in of a perfectly competitive market would, the Greensboro area. Growing. According to Triad Business Journal research, the company closed on 240 homes in 2006, and camus absurdity, 355 in 2005. The company's projects include Autumn Trace in Alamance County and James Plantation in Guilford County, among others. With 240 homes closed in Up Online Essay, a year at peak, that is close enough to our 250 guideline to classify them as major, so here they sit on our list. The DigiTriad article above has some comments from irate homeowners of Pierce after the minimal communications surrounding their closure: I want to know what is going to happen to the neighborhood, said Hollie MacMullan, who moved into Autumn Trace in April. What are we going to do with all the empty lots that are just growing up? After a neighbor spotted a moving truck outside the what and a vision statement model home in her neighborhood, MacMullan learned that Pierce Homes was no longer in the building business.

It bothers me that they didn't talk to Essay us, or let us know what was going on and set up a meeting before they went out of business, said MacMullan, who has a one year warranty on her home. Essay. Are we just going to be out of luck? A scenario that is playing out all too often across the country. 2008-08-04: WCI Communities - Luxury home and condo builder - storystory. Public home builder WCI Communities, Inc. has filed for Chapter 11 bankruptcy protection. WCI was ranked the 40 th largest home builder in Growing Up Online Essay, 2007, closing approximately 1,650 houses that year per builderonline.com.

From WCI's press release on contract the filing: WCI Communities, Inc., a leading developer, builder and seller of luxury homes and tower units, announced today that it and approximately 130 of its wholly-owned subsidiaries had filed voluntary petitions to restructure their debt and capital. Excluded from the filing is the company's Watermark real estate brokerage, which does business as Prudential Florida WCI Realty, as well as its WCI Mortgage business and certain other joint ventures in which WCI is a partner. WCI describes itself as a company with more than 50 years experience. They have operations across the east coast (Florida, New York, New Jersey, Connecticut, Massachusetts, Virginia and Growing Essay, Maryland) and employ some 1,800 indiividuals. The filing coincides with the replacement of camus absurdity, CEO Jerry Starkey with David Fry. An article published at Reuters goes into further detail on Growing Up Online Essay the causes of WCI's bankruptcy.

Specifically, it seems that WCI defaulted on debt covenants pertaining to their revolving credit facility, of which WCI had drawn approximately $760 million (Reuters). Interestingly, WCI imploded virtually to the day we expected (see below), based on of a perfectly market would market for their convertibles due tomorrow. Ailing Writeup, 2008-05-10: Someone (Raymond James) has finally come out and Growing Up Online Essay, said it: WCI is Teenage, twirling in a death spiral. Essay. The company has no hope of profits till well beyond 2009, may have to mark down deferred tax assets, has debt of is the a mission statement statement, $1.7B (83.3% of net capitalization), and continues to suffer higher than normal levels of Growing Up Online, cancellations. WCI has $110M in cash, as of March. . 19h Amendment. lenders are completing appraisals of assets secured under the borrowing base, and management (WCI) acknowledged many of those new property values are likely to come back below current book value, Puryear said. The difference in values would reduce borrowing base availability further and could trigger mandatory prepayments, he added in a note to clients. A poster on our forums threw in an interesting little tidbit: What is Growing Up Online Essay, not mentioned here is $125 million in convertible debt that has a put date of camus absurdity, 8/5/08.

They acknowledge that they do not have the money to address this. While they are making an attempt to renegotiate this debt, all of this together is kind of the Growing Essay proverbial snowball rolling down the hill. That does indeed seem like the last sort of problem they need. WCI was ranked #40 on BuilderOnline's Top 100 for 2006. A provocative excerpt from an example perfectly competitive would be the market, that article follows:

There's just no getting around the fact that 2006 was a horrendous year for WCI Communities. With the bulk of Growing, its business concentrated in the extremely soft Florida market, the Bonita Springs, Fla.–based builder reported a 95 percent drop in profits over the previous year. Cancellations and defaults resulted in negative net sales in the fourth quarter. “When America wakes up from this slump and this fear of buying homes, I think we'll see Florida return to one of the Teenage Obesity top home building markets in the country, as it has been historically,” CEO Jerry Starkey told industry analysts in its fourth-quarter earnings call. Starkey never stopped waiting for America to wake up from its irrational fear (also known as realizing that home prices are insanely inflated and disconnected from fundamentals). Carl Icahn was kind enough to make a near-$1B, $22/share bid for WCI in early 2007. WCI rejected it—perhaps miffed by the fact that the offer called for the ouster of geniuses like Starkey and a good chunk of the board.

In fact, to show their contempt, WCI adopted a poison pill limiting the voting power of large shareholders (Icahn was accumulating a stake of the company at market prices). This defense successfully caused the stock to fall to Growing Up Online Essay the $7 range within a few months. By August, WCI relented, and red-faced, let Icahn (who had assembled a near 15% stake) put three directors on Teenage Obesity Essay its board, and disabled the poison pill. None of this ended up solving the company's problems, which were apparently of Up Online, a more fundamental nature having to do with. the market (and WCI's exposure to it). Incidentally, both Bill Gates and Martin Schwartz also had sizeable stakes in camus absurdity, WCI. In a near-Shakespearan tragedy, with the stock now around $2, all of the above (billionaires and Essay, WCI itself) are looking (and probably feeling) rather foolish.

Also slaughtered: countless investors who thought throwing money into homebuilders monkey-see-monkey-do after Gates and Icahn was a great idea. Call this one an 19h amendment, imminent implode. 2008-07-30: Sullivan Homes - Washington Home Builder - story. One of Spokane Valley, Washington's largest home builders, Sullivan Homes, has sought court protection from Lawsuits, liens and other legal actions by banks and Up Online Essay, other creditors, according to the Spokesman Review: Sullivan Homes Inc. owes local banks about $16.2 million and has filed a petition in state court to liquidate its assets and pay off those debts.

At least $900,000 is owed to other vendors and contractors. This is absolutely a sign of the times, said attorney Nancy Isserlis, who will be appointed as the 19h amendment receiver of Sullivan Homes' assets, which include 32 homes and 72 building lots. The properties have a combined list price of $20.7 million. Though details remain foggy, we believe Sullivan Homes of Up Online Essay, Washington was started in 1996. Somewhat confusingly, there is a separate Sullivan Homes of Idaho, which is still in business (See their history on sullivanhomes.com). 19h Amendment. Of note, Sullivan Homes Idaho built a home for Extreme Makeover Home Edition back in November 2005.

Any details as to Sullivan Homes Washington's peak construction levels (Number of Up Online Essay, houses built, etc.) or number of employees affected that could be shared with us, would be much appreciated!. 2008-07-25: Bill Mace Home Builders - Tennessee home builder - storystory. A back-add (Today is 19h amendment, August 15), Clarksville, Tenn-based Bill Mace Home Builders (website - billmacehomes.com) has apparently filed for bankruptcy according to wsmv.com. Furthermore, there have been apparent allegations of fraud: Mace is accused of taking part in a scheme in which checks homeowners wrote intending to pay off Mace's construction loans were instead used to fund his other developments. An employee of a title company is accused of working with Mace in the scheme.

Mace has also filed for Growing Up Online Essay, bankruptcy, which means there could be a lien on the residents' houses in addition to their mortgages. The article goes on to note that Mace's attorney has indicated that the company has enough assets to pay off all debts. We are classifying Bill Mace Home Builders as a tiny implosion, though apparently they were one of the larger builders in Clarksville. If you can provide further information regarding Billl Mace Home Builders, please let us know! 2008-07-23: Davis Homes - Indiana Home Builder - story. It appears that Indiana's Davis Homes (davishomes.com) has ceased operations.

They have a notice regarding the shutdown posted on power and glory their website: Davis Homes, one of Central Indiana’s largest neighborhood developers and homebuilders will stop its normal business operations on July 23 due to Up Online a severe downturn in the housing market. Started in 1985, the local, family-owned company built more than 12,000 homes in more than 80 neighborhoods across Central Indiana but was hit hard by the deterioration of the 19h amendment housing market that began locally in Growing Up Online, 2007. Unlike some companies that simply closed their doors, Davis has worked hard during the past few months to implement a plan to 19h amendment complete all the homes that were under construction and to pay homebuilding vendors and subcontractors. In addition, Davis invested in Essay, warranty insurance plans for all of its homes and camus absurdity, homeowners to ensure that future warranty obligations will be met. Davis was one of the Growing Essay top 200 builders in the nation (We are eagerly trying to Teenage Obesity track down this top 200 list!). Their notice cites a slowing local economy — specfically, a rapid decline in the housing market of Up Online Essay, central Indiana. Social. Of note, it appears that housing starts in Indiana have declined from a peak of around 13,000 to only a little more than a third of Up Online, that peak, with 2008 projected starts in Indiana at about 5,000. An article published at IBJ.com regarding Davis' closure notes that in social contract, 2001, Davis employed 170 people. Essay. As recently as May, that number was down to 30.

Our own take on competitive would their closure: it certainly seems as though Davis is on top of their shutdown. Very few builders that have imploded have taken the time to even publish a notice of their closure on their websites, much less invest in warranty insurance plans. 2008-07-22: Lafferty Homes - California Home Builder - story. Mercury News wire reports that San Ramon, California-based Lafferty Homes has fild for Chapter 7 bankruptcy protection. Growing Up Online. According to an example of a perfectly competitive be the market for the article: The company listed debt of $100 million to $500 million and assets of $10 million to $50 million, according to Growing Up Online its filing yesterday in U.S. Bankruptcy Court in of a perfectly competitive market market, Oakland. Lafferty filed under Chapter 7 of the bankruptcy code, under which a court-appointed trustee sells off assets and winds down a company's operations. Further to the article, the company's founder Richard Lafferty also declared personal bankruptcy.

The Lafferty Homes website (laffertyhomes.com) lists communities under development across California, including Oakdale, Palmdale and Lancaster. We have been unable to find out more as to Up Online Essay the size of Lafferty at peak. Is The Difference And A. If you have any information regarding their peak building or employee levels, or can provide us with additional details regarding the specific circumstances surrounding Lafferty's implosion, please let us know. 2008-07-09: Whitney Lake LLC - Charleston townhome subdivision development - story. Whitney Lake, a Charleston, South Carolina building company that created a townhome subdivision by Growing Essay, the same name (website whitneylake.com, has filed for Chapter. Whitney Lake was a project of power and glory, developer John Lisi. Up Online Essay. Charleston's Post and Courier reports:

Developer John D. Lisi told residents of the Whitney Lakes subdivision that he plans to reorganize his company through a Chapter 11 bankruptcy. The company plans to competitive would be the market for file its legal papers by Aug. 1, he said. We are working on a reorganization plan that would basically allow us to move forward with the Essay project, he said. We do have a very workable plan that addresses the needs of the homeowners and the payments that are due to social contract venders (and) lenders. The bankruptcy filing would help Lisi manage his mounting business debts. Since Jan.

1, various construction-related companies have filed liens against the company totaling more than $700,000, according to Charleston County court records. Further research into Whitney Lake turned up a thread over at city-data.com. Some interesting tidbits were found. One poster recounts Lisi's grand plan for Whitney Lake: He put together a super plan to develop Whitney Lake with upscale but affordable parks and amenities like no other development in the area. If you look at the finished first phase anyone can see he does things right. Before construction, he and his family held community meetings for over a year to discuss concerns of Johns Island residents.

Presale of Phase 1 units sold out almost overnight. Construction activities were slow to start because of permits mostly. Up Online Essay. When construction activities got a bit off track he hired a Vice President of Construction, and what is the vision statement, things got moving pretty well. Up Online. until a few months ago when the subprime thing stopped sales of ALL realestate in the country. Camus Absurdity. John is a trustworthy, dedicated professional who has much of Growing, his life involved in making Whitney Lake a great place to live and work. If there is a way out of 19h amendment, this quagmire, John surely will find it, I believe.

Give him some time to work it out. Back on June 9, 2008, Lisi allegedly sent the following notice to residents: Over the past few months we have been attempting to work with trade vendors and Growing, ourlenders to power and glory reach a voluntary workout agreement. This agreement would have resulted in the removal of the Growing liens that have been placed on unclosed units and would have allowed us to Essay move forward to Up Online Essay close on these units. Unfortunately, this effort has not come to fruition and as a result we cannot proceed in completing units at this time.

We are exploring the possibility of a Chapter 11 Reorganization. Through this course of action, we would be afforded a breathing space 'to organize a plan for payment of debts owed, once the plan is approved, to hopefully continue with our business operations. While we are working through this situation and evaluating our options, we have decided to close our trailer and sales office at Whitney Lake. And of course, we know where this story ends. An Example Of A Market Would Be The Market. And below are the observations of one resident who claims that Lisi is Up Online Essay, starting up another, similar subdivision just around the corner:

As it stands now, all development has stopped and 42 houses are standing incomplete, including 8 that have no siding or windows. I also understand that where he promised the lockean social contract pool is land not even owned by him neither is the Growing Essay interior of the lake. He said he had no idea what the buoys were in the lake. 19h Amendment. I found out Essay, later that they mark the property line. There has been no progress for months, no club house, no pool, nothing! The sales office is closed and the construction office has been hauled away. So it appears he is leaving Whitney Lake behind and starting fresh somewhere else, but remains in charge of the HOA. Power And Glory. I understand that many of the Growing Essay unfinished houses are in the beginning of the power and glory foreclosure process. As mentioned above Whitney Lake LLC is considering bankruptcy. I understand that Mr.

Lisi will be starting another subdivision under another business name just around the corner called St. Johns Square. He is advertising all the same items he promised with Whitney Lake, it even has a lake! If you ignore the abandoned houses, Whitey Lake looks good. Our take: the story of Growing Essay, Whitney Lake is that of a subdivision development big on promises — promises that could only be delivered assuming units were sold and the bustling housing market marched on. Its a tiny implosion, admittedly, but we wonder about how many other developments out there are stagnant.

And for homeowners who bought into the belief that these new super-developments would be able to deliver the amenities, what happens when the overhead of maintaining pools and golf courses is too much to maintain at only 30 - 50% capacity? In short we expect to see more subdivision bankruptcies in the future. And when they come, existing residents of these developments will have to camus absurdity ask themselves whether they want to wait it out or walk. And when walking leaves them in Growing Up Online, a better financial situation than throwing money away on of a market would be the for an underwater home, its easy to guess what they will do. 2008-07-07: Heritage Homes - Puget Sound-area residential builder - story. We don't have much on this company, but apparently they've filed bankruptcy: Parry recently filed for Chapter 11 bankruptcy and is trying to offload the speculative homes in King County that have been his livelihood for the past two decades.

The largest claims against his small company from his creditors — including several local banks — total more than $4.5 million, according to bankruptcy filings. 2008-07-04: T.F. Robertson Cos. - residential homes, AZ-based - story. This Tucson, AZ-based builder has filed for bankruptcy. From the Essay above article:

Led by its president, Timothy F. Robertson, the company has been building custom and semi-custom homes in the Tucson area since 1989, according to its Web site. The company has built more than 300 homes to date, with some of its most recent projects in Starr Pass, the site said. The company has estimated assets and liabilities between $1 million and $10 million, according to court filings. The company is located at camus absurdity, 450 N. Sixth Ave. A message left at the company's offices Thursday evening was not immediately returned. 2008-07-01: Robert Harris Homes - residential home builder (GA and FL) - storystory. Yesterday Robert Harris officially announced the shutdown of his company, which we (and most observers probably) expected after the sales staff was dismissed last week. Growing Essay. From the AJC: Robert Harris, founder of Robert Harris Homes, says in a letter to employees that the home builder had to shut down after efforts to an example perfectly be the restructure its debt failed. We are at an impasse on these negotiations and Up Online Essay, will seek other avenues of restructuring, Harris' letter says. The letter went out July 1st.

It appears there is an implied intent to attempt to start up again at some point if restructuring is successful, but due to the open-endedness and Teenage, uncertainty, we consider Robert Harris Homes an implode. Up Online. Good luck to everyone who is/was associated with this builder. Ailing article, 2008-06-27. According to the AJC, Robert Harris Homes of Woodstock, GA has laid off its entire sales staff: I got an e-mail to pack up my stuff and leave, said Don Silverberg, a broker at the Arbor Walk subdivision in Acworth, one of about 18 local communities where Robert Harris Homes has built houses. Power And Glory. I'm going to take a little vacation and decide what to do. Growing Up Online Essay. . Management at Robert Harris Homes did not return phone calls Friday. Teenage. A phone answering service in Up Online Essay, Texas said Robert Harris Homes employees there were suspended Thursday.

The Florida office has a recording directing questions to Dustin Lough, a director with CRG Partners Group, a turnaround company with an office in competitive would market for, Atlanta. Growing. Lough did not returns calls. The article goes on to say that the builder has failed to pay contractors this year, leading to work stoppages. More background on the company is of a perfectly market would be the market, below: Robert Harris Homes was founded in Growing Up Online Essay, 1994 and difference between a mission vision statement, grew to be the nation's 135th biggest residential builder last year, according to builderonline.com. Growing. Its closings in 2007 numbered 337, down 15 percent from the year before, builderonline says. Robert Harris Homes says on its Web site that Builder Magazine recognized the company in 2004 as one of the fastest-growing home builders. Prior to starting his Georgia business, founder Robert Harris had built more than 1,000 homes on Obesity the west coast of Florida, the Growing Up Online Essay company says.

No statement from the power and glory company was provided regarding their plans to stay afloat (or otherwise), though dismissing the sales staff suggests and intent to Essay wind down. If you know more, please contact us. 2008-06-28: Sierra Pacific Homes LLC - Home Builder - story. The Arizona Daily Star has reported that Sierra Pacific Homes LLC (website) has filed for Chapter 11 bankruptcy protection. From the article: A petition filed with the court provides estimates of $10 million to $50 million for the company's assets and debts. Chapter 11 bankruptcy allows a company to reorganize and pay off debts while it continues to operate. Among the company's largest unsecured creditors are Colorado River Materials Inc., of Marana, which is owed nearly $500,000, Polaris Land Surveying LLC, of Tucson, which is camus absurdity, owed about Growing Up Online Essay $18,000 and Tucson Patio Walls, of Tucson, which is owed about 19h amendment $12,000. According to their website, Sierra Pacific is based out of Tuscon, Arizona, was founded in 1993 and has since built some 500 homes. 2008-06-24: Caruso Homes - upscale residential builder - story. Caruso Homes, MD/DC/VA-based builder of Growing Essay, upscale homes, has entered chapter 11 bankruptcy.

The credit crunch and housing bear market are blamed, unsurprisingly. A Baltimore Sun article has details: New home sales for the first quarter of 2008 dropped 13 percent from the fourth quarter and have plummeted 33 percent from the first quarter of 2007. Caruso's 30 largest consolidated unsecured creditors are owed $2.3 million. The biggest claim, more than $450,000, is held by Obesity Essay, 84 Lumber. The company listed debt of more than $100 million and assets of less than $100 million in Chapter 11 documents filed Monday in Up Online, U.S. Camus Absurdity. Bankruptcy Court in Baltimore. About 24 affiliates also sought court protection. As for Up Online, the scale of the company, the article gives at least $100 million in annual revenues as a recent figure. Caruso plans to an example of a perfectly competitive be the market for keep operating through and after restructuring.

The Seattle Times reports that Barclays North is closing up shop on July 4 th . The article notes that at peak, Barclays North had sales revenue of $45 million. Per the Growing Up Online Essay article: At least one of McCourt's ventures did seek Chapter 11 protection from creditors last week. A real-estate project in Caldwell, Idaho, managed by McCourt, filed in U.S. Power And Glory. Bankruptcy Court in Seattle, claiming both assets and liabilities exceeding $10 million. Barclays North once controlled thousands of lots in Washington, Oregon, Arizona, Idaho, Nevada, Texas and Growing Essay, South Carolina and had sales of $45.5 million in 2004, according to camus absurdity its Web site.

It established more than 150 distinct entities for different projects, with creditors spread from Ohio to Essay Hawaii, court records show. The article goes on to note that the company continues to hold a 275-unit condo building in downtown Vegas. 2008-06-18: Oakridge Homes LLC - Home builder - story. California-based Oakridge Homes LLC has filed for Chapter 11 bankruptcy protection according to an article from the camus absurdity WSJ. Per the article: Oakridge Homes didn't state in court papers whether it intends to reorganize or liquidate its assets during its stay in Chapter 11. An attorney for Essay, the company didn't return a call seeking comment by Tuesday afternoon. Oakridge, of Valencia, Calif., listed assets and debts in the range of power and glory, $10 million to $50 million in its bankruptcy petition. Details are still sparse and Up Online, we have yet to power and glory confirm if Oakridge Homes had a website.

If you can provide us with any information regarding this listing, please let us know. 2008-06-18: M.W. Johnson Construction Inc. - Home builder - storystory. Florida, Minnesota and Wisconsin home builder M.W. Johnson Construction Inc. (mwjohnson.com) filed for Chapter 11 bankruptcy protection on June 13 th according to an article from the Growing WSJ. Per the article: M.W. Johnson blamed its bankruptcy on the troubled credit markets and overbuilding that have caused sales of new homes to is the difference a mission vision decline. The home builder said that not only have these economic conditions forced it into Up Online bankruptcy, but they have drained the company of cash.

M.W. Is The A Mission And A Statement. Johnson is seeking court approval of Growing Up Online Essay, a $1 million bankruptcy loan to help it liquidate its assets. M.W. Johnson, of Obesity Essay, Lakeville, Minn., reported assets and debts in Essay, the range of $50 million to $100 million in its bankruptcy petition and camus absurdity, said it has between 200 and 999 creditors. Growing Up Online. The home builder's affiliate, M.W. Johnson Construction of Florida Inc., also filed for camus absurdity, bankruptcy. According to their website, M.W. Johnson had been doing business for 37 years. Further to an article from Finance and Commerce, M.W. Up Online. Johnson hopes to camus absurdity reorganize:

MW Johnson, which cracked the top 10 list of Minnesota homebuilders in 2006 as measured by gross revenue, plans to keep its Minnesota and Florida operations open while it restructures to meet operating expenses. The article goes on Growing Essay to note that in 2006, M.W. Johnson closed on over 400 housing units. 2008-06-11: Mayer-Luce Development - Developer, home builder - story. Desert Hot Springs, California-based Mayer-Luce Development has filed for Chapter 7 bankruptcy protection according to this article from The Press-Enterprise. Mayer-Luce was owned by Robert Mayer and Walter Luce, who are seeking the power and glory bankruptcy protection. Per the article: In court filings, Mayer said he had $2 million in assets and $86.4 million in Growing Up Online, debts. Of his $5,616.66 monthly income, $3,000 is from a family trust.

His father, H.M. Mayer, founder of the power and glory Oscar Mayer bologna empire, died in April 2007. Luce reported personal assets of Growing, $708,278 and of a competitive market market for, $85.4 million in Growing Up Online Essay, debts. The duo's three business entities based in Desert Hot Springs -- Mayer-Luce Development Group Inc., Mayer-Luce Builders Inc. and LTV Builders Inc. -- also filed for liquidation. One entity claims no assets or debts. Another claims $2,022 in assets and $20,000 in debts. LTV Builders Inc. Lockean Social Contract. reportedly has $8.7 million in Growing Essay, assets consisting of camus absurdity, eight residential lots in Oakland and $10.1 million in debts. Apparently, Mayer-Luce had promised to build a golf course before the property fell to foreclosure. The course was to be a part of a billion dollar project replete with a high end hotel. Growing Up Online Essay. These plans are now shot, and some homeowners are suing Mayer-Luce for 19h amendment, shoddy construction.

Randomly, Robert Mayer's father founded the Oscar Mayer bologna brand. 2008-06-09: LandSource Communities Development - Real Estate Partnership - story. LandSource Communities Development has filed for Chapter 11 bankruptcy protection. Growing Up Online Essay. LandSource was partilly owned by national public home builder Lennar Corp. Per the Sacremento Business Journal: LandSource's assets include the camus absurdity Newhall Land and Farming Co., which owns 15,000 acres of land north of Los Angeles. Essay. The California Public Employees' Retirement System is the partnership's main investor. Miami-based homebuilder Lennar and LNR each have a 16 percent stake in the partnership, which operates in Arizona, California, Florida, New Jersey, Nevada and Texas. Lennar is a major builder in the Sacramento region.

It seems that despite insisting to the contrary, Legend Homes was in lockean social contract, danger of bankrupty: they filed for Chapater 11 bankruptcy protection on Tuesday, according to this article from the Portland Business Journal. According to the article: The company's senior managers decided to file bankruptcy to protect their home building operations from Up Online, margin calls on land holdings by their lenders. Margin calls result when properties drop in value, pushing loan ratios beyond the terms of the original loan. The company expanded into California and Bend with projects that failed. Legend Homes reported between $100 million and $500 million in both assets and liabilities in court papers. It owes creditors $90.6 million, according to the bankruptcy filing. Legend Homes was founded in 1965.

Original post to ailing, 2008-06-04: The Oregonian reports that Lgend Homes Corporation stopped paying some 60 subcontractors in May after their major source of is the difference a mission statement and a, funding, KeyBank, turned off the spigot. Though the company is Up Online Essay, saying they are in no danger of bankruptcy, they apparetnly have hired a turnaround specialist. Further to camus absurdity the article, Legend Homes is the fifth largest home builder in the Salem and Portland area per the Construction Monitor. The company has been in Growing Up Online Essay, business for 42 years.

According to Legend's website (legendhomes.com): Started in Portland, Oregon, in 1965, Legend Homes and Matrix Development have developed, designed and built approximately 12,500 homesites, homes, townhomes and condominiums. If you can provide us any updates as to the status of Legend Homes, their ability to pay bills, or their ability to continue operating as a going concern, please let us know! 2008-06-09: Taylor-Morley Homes, Inc. - St. Camus Absurdity. Louis-area residential builder - story. From the above Bizjournals article: Taylor-Morley Homes Inc., once one of the largest home builders in the St.

Louis area, ceased operations May 30 after 56 years in business. Taylor told the Business Journalin November that his company got caught in the trap that ensnared some other home builders across the nation. He said his company is sitting on too much land, which it had acquired over the past few years with millions of dollars in loans in anticipation that the housing boom would keep rolling. Taylor-Morley's problems came to Growing Up Online a head in 19h amendment, late October 2007, when Southwest Bank of St. Louis filed a lawsuit to seize control of more than 300 vacant and partially built lots at five of its developments in Growing Up Online, St. Louis and St. Charles counties. About the same time, Bank of America foreclosed on more than 170 lots at five other developments. A month before, the company voluntarily surrendered title on power and glory 19 lots at another development in south St. Louis County to Commerce Bank. Bizjournals also reported Taylor-Morley had $74.7 million in Growing Essay, revenue in 2006, down from 19h amendment, $114.7 million in 2005, $108.4 million in Growing, 2004 and $100.2 million in 2003.

But at least Taylor-Morley went out like good guys: Bill Taylor, head of the Chesterfield, Mo.-based home builder, said his company waited to what between vision shut down the Growing business until each home was built for the nearly 80 contracts Taylor-Morley had in backlog as of early last year when the lockean company stopped accepting new home contracts. The last home the company committed to build closed last week. We made commitments to everyone involved to uphold our name, reputation and legacy that my father built over Up Online Essay the years to 19h amendment get those homes built, Taylor said. We did everything possible to get that done, including cutting a staff that was 100 in 2006 to less than 10 as of last week to reduce costs.

The Sacremento Business Journal reports that condo developer Sixells LLC will be shutting down. The closure comes amidst a Sixells employee pleading no-contest to forgery. Regarding the shape of Sixells business prior to closure, the Growing article states: Sixells had 13 projects in various states of development when the housing market began to camus absurdity decline in Growing Up Online Essay, 2006. Its most prominent project is near The Pavilions on of a perfectly competitive market would market Fair Oaks Boulevard, originally planned for $750,000 to $1 million condos. But after only 11 of Up Online Essay, 60 condos sold, the project has been assumed by partner Ravel Rasmussen Properties. If you hear further details that may be helpful to readers, please let us know. 2008-05-21: Obra Homes - low-cost residential builder, south-TX - story.

This regional yet prolific builder of sub-$100k homes appears to have seen the camus absurdity writing on Growing Up Online the wall and is rather efficiently winding down business. The Brownsville Herald has more: The Rio Grande Valley-founded home builder has shut its doors locally and sold its remaining properties to a partner. The company is no longer building homes here, and calls to its local phone number yield messages indicating the 19h amendment line is no longer in service. The company is still selling homes in Growing, the Houston area, but its presence in Obesity, the Valley is now limited to Essay a storefront sign on an empty showroom off Business 83. Messages at a Houston number were unreturned. EZ Home Club purchased all 109 of Obra's local homes, many in Edinburg, and is selling the properties.

Most of those homes were built without owners, or buyers backed out before the homes were completed. The company is also still offering to build in one subdivision in camus absurdity, Edinburg. EZ Home Club kept all 15 of Up Online, Obra's Valley employees, Garza said. David O. Rogers III, son of the lockean social contract chairman of Edinburg-based First National Bank, founded Obra Homes in 1997. Rogers could not be reached for comment Wednesday. As for characterizing the company's size, the Growing Up Online article states: At its peak in 2005, the company was the largest Valley-based home builder, putting up more than 500 homes here that year.

In 2006, it ranked as the 70th largest home builder in what is the a mission and a statement, the United States, with $135 million in revenue, according to Builder Online. That is nothing to sneeze at. What is Growing Up Online Essay, interesting is that the low-price end of the what between statement and a market is hurting so badly, even though one might think more activity would move from the $200k region down, as prices and loan approval amounts fall. Perhaps the factors of reverse-migration and much more stringent lending standards overshadow even price declines as deciding factors. 2008-05-09: EnCap Golf Holdings - Developer / Home builder - story.

EnCap Golf Holdings a New Jersey company that was set to build thousands of Growing Essay, homes and golf courses above entombed landfills filed for Chapter 11 bankruptcy protection. The filing came a day after the Meadowlands Commission, a New Jersey regulatory agency, determined to sever ties with EnCap. Per NJ.com: The company was supposed to clean up landfills and an example perfectly market would market for, build a golf course, hotel and 2,600 homes in Rutherford and Lyndhurst, but the project got bogged down in cost overruns, delays and environmental violations. It was not clear yesterday whether taxpayer money would be lost as a result of EnCap's filing. The state Department of Environmental Protection arranged $215 million in Growing Up Online, loans for EnCap. About $51 million was not backed by repayment guarantees. Also, the Bergen County Improvement Authority arranged $103 million in loans. A spokesman for the authority said a group of banks led by Wachovia guaranteed the funds, so taxpayers are not at risk. The article goes on to note that EnCap lists liabilities/assetse in a range between $100 to contract $500 million. 2008-05-05: Adam Stearns Homes - High-end builder - story.

Custom, high-end home builder Adam Sterns Homes (site down: adamsternhomes.com) has filed for Chapter 7 bankruptcy protection according to this article from the Tennessean . Per the article: I think it was more a realization that we had been … rearranging the deck chairs on the Titanic, said Joe Rusnak, Adam Stern's lawyer. Rather than increasing the risk to the subcontractors, and further increasing the amount owed to subcontractors, (Adam Stern) called each and every one of them, and said don't deliver lumber, don't do any more landscaping. I'm pulling the Essay plug. The article notes that Adam Sterns Homes was a competitor with previously imploded Corinthian Homes (imploded 2008-02-16). With only about $4 mm worth of Obesity, properties incomplete and Growing Up Online, only about $3 mm in lockean social contract, liabilities, we consider Adam Sterns Homes a tiny implosion. However, having been in business for some sixteen years, we still find it noteworthy.

North Carolina-based DenMark Homes has filed for Chapter 11 bankruptcy protection according to this article from the Triangle Business Journal. Growing Up Online. Per the article: Wake and Granville County and the area up north of Raleigh, it's going gangbusters, Stubbs says. They're selling houses up there just as well as they ever did. Power And Glory. But the market has slowed substantially in Essay, South Carolina. DenMark Homes' sales were around $45 million in lockean social contract, 2007. The company has both a residential development arm as well as a construction unit.

Major creditors include Wachovia, SunTrust, Stock Building Supply and Capital Bank. The company's assets are about $92 million, with liabilities of $73 million. Citing the troubles in South Carolina, DenMark is seeking bankruptcy protection as it works on a plan to pay back creditors. We are still putting together the detail of DenMark Homes' implosion; if you have any information regarding their ongoing restructuring, please let us know! 2008-04-30: Tony Marnella, Inc. et al - Home builder - story.

A tiny implosion, Tony Marnella's Oregon-based home building companies have filed for Chapter 11 bankruptcy protection. The companies seeking protection are Landing Development LLC, 550 Investments LLC, Tony Marnella Inc, and Tony Marnella, himself, according to Essay The Oregonian. We are unsure as to whether Marnella Homes LLC (marnellahomes.com) is Teenage Essay, involved though it is another company owned by Tony Marnella. Per The Oregonian : [The three companies seeking protection] collectively owe about $24 million, the bulk of it to two lenders - Sterling Savings Bank and MW Housing Partners III LP, an affiliate of timber giant Weyerhaeuser. Susan Ford, Marnella's bankruptcy attorney, said slow sales at a Happy Valley townhome development were primarily responsible for the bankruptcy. Marnella unveiled his Volare at Growing Essay, Eagles Crest, a 115-lot development, last July, just as the mortgage crisis worsened the lockean contract already slowing real estate market.

Landing Development has built more than 25 homes at Volare. The rest remain empty lots. Happy Valley is Up Online, generally recognized as one of the most overbuilt communities in the metro area, along with parts of Clark County, Wash. What Difference Between And A Statement. The Clackamas County town has proven difficult territory for more than one developer due to super-heated growth in recent years. We were able to find what appears to be Tony Marnella's blog (tonymarnella.wordpress.com). The last post was a week ago on April 23, 2008. Growing Up Online Essay. Therein, Tony sounds upbeat about real estate generally.

An optimist until the end? If you have any further details on these implosions, please let us know. The LA Times has reproted that Ontario, California-based Empire Land has fild for power and glory, bankruptcy protection: Empire Land, an Essay, Ontario-based land development company, has filed for bankruptcy protection, joining at least a dozen home builders that sought protection from creditors in the last 10 months as home sales and prices slumped. A severe tightening or loss of financing for the entitling and development of land, and social, the resulting pressures that were placed on the debtors' cash flows, helped prompt the Growing Up Online Essay bankruptcy filing, Chief Financial Officer Neil Miller said in a statement filed Friday with the social contract U.S. Bankruptcy Court in Riverside. The article goes on to note that Empire had assets/liabilities of $100 to Essay $500 million (Quite a range, if anyone can narrow this down, please let us know). Big Builder Online described Empire's 2006 operations as follows:

In 2006, the company had 7,500 units planned in its two largest communities, controlled 13,500 lots, and perfectly competitive market be the market, had another 5,000 lots in various stages of Growing Up Online, acquisition. In January 2006, Previti transferred his home building assets to son Jim Previti Jr.'s Frontier Homes. Empire has several communities in is the between a mission, California and Arizona. Growing Essay. Plans for Seguoro Springs in Tucson, Ariz., included 2,500 homes, with roughly 25% designated as active adult. If you have any further detail as to Empire's bankruptcy proceedings or could elaborate on any broader implications of their closure, please let us know. Regency Cos., Iowa's largest home builder, has completely siezed up and the situation looks terminal. From the Des Moines Register: Regency Cos. of Des Moines, has laid off the entire staff of power and glory, its home building business and Growing, left behind 300 homes that lenders and buyers will now have to sell or finish. Jamie Myers, president of Regency, told 103 people working at Regency Homes offices in West Des Moines and Cedar Rapids on Friday afternoon that their jobs had been eliminated and that construction would halt.

Myers said it became impossible for of a competitive, the company to continue after a lending agreement with Wells Fargo Co. ended in December without a renewal. We don't have the cash flow to pay them, he said of employees. Myers said it's hoped that enough money will be generated from the Growing Up Online Essay sale of homes already built to pay lenders and contractors. Myers didn't rule out a bankruptcy for the company, which concentrates in an example of a competitive would market for, the Ames, Cedar Falls, Cedar Rapids, Des Moines and Iowa City areas. We are considering this an Growing, implosion due to the layoffs and social, cessation of business, as well as strong possibility of Growing, bankruptcy. As far as the size of the company and scale of the 19h amendment atrophy: Regency closed the sale of 958 homes in 2005, its best year But the company has struggled for months, and predicted in Growing, January that sales would fall to 550 homes this year. Regency laid off 27 people at the start of the year and hired an executive to help restructure the power and glory company. In the previous two years, the Growing Essay company had used attrition to cut its home-building staff by Teenage, 40 people. Kimball Hill has filed Chapter 11 bankruptcy.

In statement posted on its web site Kimball Hill said: While its asset base remains strong, the Company has been impacted by many of the factors which have adversely impacted the homebuilding industry over the last 18 months. These factors have included the downturn in Up Online Essay, the housing market, severe challenges in the credit and mortgage markets, diminished consumer confidence, increased foreclosures and higher cancellation rates. Today's decision was difficult to make, but we believe it is in the best interests of all of our stakeholders, said Ken Love, president and camus absurdity, CEO. Essay. Filing for Chapter 11 will allow us to restructure our debt and what is the statement and a, other obligations, bringing our capital structure in line with current market realities. Mr. Love noted that in Essay, response to the challenging housing market, Kimball Hill has already successfully implemented a number of initiatives aimed at improving operating performance, including reducing overhead costs and 19h amendment, the recent decision to exit the Florida market by the end of Growing, 2008. Our issues are financial, not operational. The next step in our restructuring is to between statement vision statement strengthen our capital structure and position our company to weather the Growing Up Online Essay current storm that has hit the power and glory housing and capital markets. We have had significant discussions with potential plan sponsors and Growing, our senior lenders already, and we hope to agree on Teenage Obesity Essay a reorganization plan in the next 90 days, said Mr.

Love. We will continue to sell, build and Growing Up Online Essay, deliver homes without interruption. Financial, not operational—that about says it all. Very telling regarding the nature of the current crisis. We wish the best to all employees and contract, customers of Kimball Hill and hope this will be resolved for them with a minimum of pain and dislocation. Ailing Post, 2008-02-17 : Kimball Hill, while a Chicago-centric builder, appears to have grown too aggressively with developments and Growing Up Online, joint ventures around the an example perfectly competitive would market for country in an attempt to opportunistically ride the bubble. Growing Up Online. That business decision has now burned them badly.

Quoting from the Teenage Essay first article above: A key developer of several Northwest and West Chicago suburbs, including Rolling Meadows, Kimball Hill has been laboring under the weight of a $500 million line of credit and Essay, a simultaneous housing depression. After expanding nationally in power and glory, recent years to hot housing markets in California, Florida, Nevada and Texas, those same markets are now suffering the most in Growing, the worst housing downturn in years. Kimball Hill also revealed in this week's filings it is in a joint venture in Nevada for two tracts of a mission statement, land on which it now maintains significant debt. The joint agreement calls for additional financial transactions in the coming weeks, involving additional debt, which could result in the default of Essay, that agreement, too.

At least one observer with experience in corporate turnarounds is quite bearish on the company: They are all going to fall very shortly, said Brandt, chief executive officer of DSI, an international turnaround consulting firm. Brandt predicted Friday Kimball Hill will file for Chapter 11 bankruptcy protection within weeks. Their reorganization potential is not good, said Brandt, who has handled complicated home developer bankruptcies in an example of a market be the, the past. Kimball Hill is another unfortunate case of Growing Up Online Essay, company which is so longstanding as to nearly be an Teenage, institution, today being done in (or doing itself in) through historic credit bubble excess. The company was not incorporated until 1969, but actually began in 1953 when a lawyer named Kimball Hill bought up land ear marked to be a golf course. On the would-be greens and fairways he built what they don't build today: community. Conducting business in Growing Up Online Essay, stark contrast to Teenage the Countrywide shark sellers of today, Hill built homes that. '. were affordable and if the family couldn't pay the Growing Up Online Essay 10 percent down, $10 or $25 would do' Returning WWII vets and generations thereafter came to thrive in the booming suburb built by Kimball Hill—Rolling Meadows. It would be fair to say Hill poured his self into the town he built, and that it is reflected in ways not measured on the balance sheet or metrics seen by analysts and rating agencies.

Hill's influence went beyond subdivision planning. He extended streets and then paved and named them -- mostly after birds. He was the lockean social contract driving force behind the incorporation of Up Online, Rolling Meadows, and of a competitive would be the market, the only reason the town wasn't named for him was because he didn't want it.' Hill's son David took over the helm in Essay, 1969 and has since guided the lockean social ship steady. In 2005 the company reported record margins and Growing Up Online, seemed well prepared to weather another impending housing downturn. As recently as January 2006 the company was seemingly in control of its fate: 'With quick wits and fast feet, Kimball Hill Homes Chairman David K. Hill survived the social crash of housing markets in California, Nevada, Florida and Up Online, Illinois during 2006. Now he's gathering his energy to deliver a knockout blow in 2007.'

But the first sign something was going wrong in the above is that the 19h amendment company apparently thought that what happened in 2006 was the Up Online crash. Now we know that was not the case. Later the company admitted that in the first quarter of 2006, the first counter-punch was in contract, fact delivered: ' Our wake-up call came in January 2006, he says now. Up Online Essay. We were lulled to sleep during our first quarter of fiscal 2006 (October through December 2005) because we had the an example of a perfectly would for best margin closings in Growing Essay, the history of the company. Contract. When we looked at Growing Essay, declining sales, it was easy to Obesity attribute them to Growing Essay seasonal factors. But in January, we saw the handwriting on the wall. ' And into year-end 2007 the reeling builder, pinned against the ropes with no way out, hemmoraged $221 million. But there was one more blow delt: '. its net worth fell below levels for social, one of the covenants in its senior credit facility. Being in violation of that covenant limits the company's access to an estimated $100 million within that $500 million credit facility, which is why Standard Poor's and Moody's last week downgraded their respective credit ratings of Kimball Hill, and Essay, SP placed the builder on Credit Watch. ' These sort of events sealed the downward-spiral dynamic for competitive, Kimball Hill, from Growing, which it has found no reprieve, as every indication is that the market is nowhere near bottom.

2008-04-23: Reynen Bardis Communities Inc. - Home Builder - storystory Update 2008-10-15. Apparently, Christo Bardis has followed his partner Reynan and filed for of a competitive would, personal bankruptcy protection. Original posting 2008-04-23. John Reynen, co-founder of 35-year-old, Sacramento-based home builder Reynen Bardis Communities Inc. filed for Growing Up Online Essay, personal bankruptcy protection after Bank of the West took steps to recover his personal assets. The Sacramento Business Journal reports: Reynen had personally guaranteed money lent to the development and home-building company he founded with Christo Bardis and secured those loans with his personal property. Bank of the West had been pursuing recovery of those personal assets. A window that would allow a bankruptcy court to set aside attachments on that property -- presumably for the benefit of camus absurdity, all the company's creditors -- was set to expire Thursday.

The article goes on to note that, The company, which has been pounded by the housing downturn, said it will be 'unaffected' by the filing. Given that at Up Online, least one bank is taking steps to be made whole on company debt guaranteed by camus absurdity, John Reynen, the ability of Reynen Bardis Communities Inc. has been brought into question. Indeed, the SBJ article notes that, [the company is] clearly dependent on Growing Up Online Essay the cooperation and goodwill' of creditors to restructure loan agreements. Such dependence coupled with Reynen's personal steps to seek bankruptcy protection make for a sufficient basis for implosion. At peak, Reynen Bardis Communities was one of the 100 largest builders in the country and contract, completed over 700 homes in 2005 (See here). If you have any updates on Growing Up Online Essay John Reynen's bankruptcy proceedings or can elaborate upon Reynen Bardis Communities' ongoing credit negotiations and/or status, please let us know. 2008-03-22: Nohl Crest Homes - luxury homes; Tampa, FL-area - story. Nohl Crest Homes' 23 years of home building has spanned the housing slumps of the 80's, the savings and lockean, loan farce of the 1990s and the dot bomb induced real estate bust in 2000. Up Online Essay. But the builder will be flattened like a beach hut in a tsunmi by the back lash of this housing bubble burst: Will we be here a year from today? I don't think so.

That's not going to happen. That statement by competitive would, Nohl Crest co-founder and president Kenneth Emery, straightforward as it is, actually belies the severity of this crash. With nearly 2300 homes to its credit Nohl Crest employed 68 people as late as 2006, the height of the Up Online Essay housing bubble, but now only six remaining executives and salespeople according to Emery. Two years ago Nohl Crest sold 150 homes last year the power and glory number was 30. Unfortunately for Essay, Emery, homes in the $500,000 to difference between statement vision $700,000 range just are not selling these days. Essay. People just don't qualify for those sorts of homes anymore.

The problem is of course that they never did, but the lenders lent and the builders built anyway -- Nohl Crest Homes along with them -- until overbuilding pumped the camus absurdity bubble up, then defaulting mortgages punctured it. The ensuing implosion has crushed even powerful national builders like TOUSA and Lennar, leaving the Growing smaller builders like Nohl Crest with virtually no chance. The Nohl Crest name will never heard of again, but for now they exist and Teenage Essay, say will honor commitments to remaining customers, so we list them here as an imminent implode. Kurlemann Builders Inc. filed filed for Chapter 7 bankruptcy on March 3. The builders Inc. is one of sixteen seperate homebuilding companies owned by Bernie Kurlemann. Kurlemann Builders Inc. is a subsidiary of the Kurlemann Custom Building Group.

According to Bernard Kurlemann, that group is reorganizing and shutting down the Growing Essay high end builder. Essentially, (Kurlemann Builders, Inc.) was not building any more and there was no reason to keep the company in 19h amendment, business, Kurlemann said. The solvency of the other building companies is Up Online, totally intact . I think some would like to hear that this is all about the power and glory aftermath of the Growing Essay subprime lending problems, but really this is about certain products and certain companies go through their own lifecycles. Coincidentaly the move kills the Teenage lawsuits of two Mason residents who sued him for shoddy work will likely only get a fraction of their money. In addition to just not building any more Kurlemann Builders may not have been interested in paying their debt anymore: . claiming $61,907 in assets and $1.85 million in debt. According to Growing Essay court records, at least $1.5 million of the debt is associated with two lawsuits filed in 19h amendment, Warren County — most was for the $1.15 million award a jury decided and $281,525 was for Kurlemann's own law firm, Thompson Hine, LLP. Link. Why would a builder own 16 building companies? Maybe the chapter 7 filing for Kurlemann Builders Inc. answers that question. In this case the lawsuits are restricted to just one of the companies and while the debtors pick over the bones of Kurlemann Builders Inc. the other companies are buzzing right along, So let's say good by to Kurlemann Builders Inc. and hello to Up Online our new ailing member Kurlemann Custom Building Group.

When you begin home building at the peak of the what is the difference and a vision statement housing bubble there is nowhere to go but down and down is Growing Up Online Essay, where local builder Randall Martin went until it predictably hit bottom in the wake of the housing crash. RMH argins were squeezed due to competition from bigger builders. After completion of less than 500 houses the builder just walked away from its vacant property and unsold homes: A Valley builder is foreclosing on 400 vacant lots in lockean social contract, four of Growing Up Online Essay, its master planned communities. Randall Martin Home has subdivisions in Chandler, Gilbert, Surprise, and Avondale. CEO Randy Bury blames the decision on the downturn in the real estate market. The company is not filing bankruptcy, but is power and glory, restructuring its finances and Growing Up Online, hopes to be in business again in the future when the market turns and is committed to finishing work on the homes for social, which it has contracts. 2008-02-27: American Standard Building Systems - Residential prefab building - story. American Standard, which has been described as One of the nation's oldest and largest manufacturers of framing components and Growing Up Online, new home building systems, has filed for Chapter 11 bankruptcy protection. The Martinsville, VA-based company (founded in power and glory, 1968), already mired in debt and Growing Up Online Essay, rescued from bankruptcy once before in 1996, was done in this time by the squeeze of the all-encompassing home building bust: American Standard closed Jan.

25, citing the nation’s housing slowdown and the company’s inability to power and glory borrow additional money. It employed 57 full-time employees and 23 temporary workers at Up Online Essay, the time. Customers and employees may lose some or all money they are owed. CEO Jamie Lester stated: Obviously, economic conditions were beyond my control; so was the bank’s decision. Perhaps I should have closed the business earlier, but jobs were at stake in social, my hometown and some customers had made deposits. I hoped conditions would change; obviously, they have not. Sadly, the market continues to Growing Up Online Essay deteriorate,” he wrote. “I am truly sorry for the losses by employees and customers.” Perhaps Lester listened to too many upbeat forecasts by major builder CEOs and the NAR. We hope such people will think twice about power and glory putting out Up Online Essay, these kinds of lies in the future, even if they are palatable. It just causes more people to get hurt later.

We suspect the reliance on Teenage fiancing programmes contributed to American Standard's demise due to its own inability to borrow (linked from the Growing Up Online Essay same 2005 article as above): Through relationships with the nation's leading construction lending institutions, Owner Builder Solutions offers 100% construction financing for social contract, every aspect of the home building project. In most situations, out of pocket expenses total only Growing Up Online, $800 to $1200. Additionally, homeowners may not have to make construction loan payments while their new home is being built. What Between Statement Statement. The Systems Building process is especially popular with financial institutions because its small margin of error significantly enhances the Growing Up Online customer's chances of success. That sales pitch is downright cringe-worthy in retrospect, after the mortgage lending collapse. And so yet another company learns that there is camus absurdity, a downside to financing customers that otherwise could not buy the Up Online Essay product being sold. It's really too bad, because the prefab systems approach to building looks like it brought lots of efficiency and cost savings. An Example Of A Perfectly Competitive Market Would Be The For. We wish the best of Up Online Essay, luck to everyone at or otherwise impacted by the closure of this company. 2008-02-27: Ollanik Construction Co. - Residential construction/custom home building - story. All we presently know about this builder comes from the one story linked above.

Ollanik was apparently Tucson, AZ-based, and is in Chapter 7 (converted from Chapter 11 on Feb 15.). Essay. Quoting a bit more from that brief article: In filings, Ollanik Construction indicated that it had between 100 and 200 creditors and assets and liabilities between $1 million and Growing Up Online, $10 million. Owned by David Ollanik, the company started out as a commercial builder, but later moved into custom home-building and other residential construction in the 1990s. There is probably much more to market for tell; if you can do so, please drop us a line. Chicago's Daily Herald has reported that the South Barrington-based Kennedy Homes confirmed Monday it laid off 20 of its 32 employees on Friday and said it is unsure of its ability to start new home construction on undeveloped land. Kennedy Homes' website is now under construction (kennedyhomebuilders.com).

Regarding the Growing size of the Illinois / Wisconsin home builder, the article notes: Cross estimates Kennedy Homes has been building about 150 homes a year in is the statement statement, Northern Illinois and Wisconsin. Kennedy Homes generated $214 million in Growing Up Online, sales in 2006 and was the area's 11th largest home builder, according to a listing of developers by Crain's Chicago Business. Subsequent to camus absurdity the above report, the Essay Chicago Tribune has reported that Kennedy Homes is suing their bank, Harris Bank, a subsidiary of the Bank of Montreal. Kennedy Homes alleges that accounting errors by Harris Bank resulted in Kennedy overdrawing their account by some $11 million. 2008-02-16: Corinthian Custom Homes, Inc. - Custom Home Builder - story. The Tennessean has (dated Feb. Difference A Mission Statement. 16) the news that this Franklin-based builder has filed for bankruptcy protection. Apparently the slowdown in business did them in: with a drop from about 150 homes in normal years to 70 last year. A bit more on the bankruptcy circumstance:

The filing with the U.S. Bankruptcy Court in Nashville put the company's assets and liabilities at more than $1 million each. Fifth Third Bank, American Security Bank Trust, Bank of America, First Tennessee Bank, Colonial Bank, Green Bank and Community First Bank are key lenders that provided financing for construction, acquisitions and development. Corinthian wants to reorganize, and continue as a smaller interest. More on the company, from the Growing Up Online Essay article: Corinthian has built homes in Davidson, Williamson, Wilson, Rutherford and contract, Maury counties, Psillas said. Its Web site lists St. Essay. Regis Place in Brentwood and Obesity Essay, The Woods of West Meade among its communities. Update, 2008-05-12: An update on Buescher can be found here (Abandoned homes, some lots bought up, some vandalized, weeds aplenty). Update, 2008-03-11: A reader (who bought a house from Buescher but now cannot get in touch with them) sent us an informative set of links related to Buescher: Buescher Company profile on Manta.com.

Notes estimated employees of 60 and annual sales of $63M. Buescher's BBB record James Buescher Sponsorship of Extreme Build For Youth, an apparent foray into charity (or is Growing Up Online, that promotion?) A BMW Z8 for sale by one Dean Sherry Buescher (out of Dallas). Looks like someone is trying to raise cash. A number of people also pointed out that Buescher apparently holds a high percentage (1/5-1/4) of vacant homes in Tarrant county. See this screenshot someone sent in for an example, and also check out the 19h amendment Collin Central Appraisal link below for more. Update 2008-03-10: We have received word that Buescher Homes has filed for Growing Up Online Essay, bankruptcy. What A Mission And A Vision Statement. Here is the relevant information: Buescher Homes - US Bankruptcy Court District of Essay, Northern District of Texas Case # 08-30781-sgj11. One tipster pointed us in the direction of the 19h amendment Collin Central Appraisal District where a search of Buescher properties turned up 281 results. We have received word from Growing Essay, various tipsters that Dallas/Fort Worth-based Buescher Homes (buescherhomes.com — site down - archive) has put ALL BUSINESS OPERATIONS ARE CURRENTLY ON HOLD.

From one email, apparently sent from a Buescher Homes email address: Unfortunately, as of Friday, February 15, 2008, Buescher Homes is Obesity, undergoing a reorganization. At this time, we cannot anticipate when operations will return to normal. ALL BUSINESS OPERATIONS ARE CURRENTLY ON HOLD. Mechanical warranty work will be honored by the company who originally performed the installation on Up Online the home. We recieved further, separate correspondence regarding Buescher Homes indicating closure. From one such tipster: I beleive Buecher Homes in camus absurdity, Dallas/Fort Worth are in trouble.

They have pulled out Growing, of the Fort Worth Market with 15-20 lots under purchase contracts that they cannot move. Additional they have 3 homes in lockean contract, Fort Worth they have sold but cannot complete contstruction on because they are on credit freeze with their Suppliers and contractors. I have also been told they are holding $20 million worth of property in Collin County which would be a 10 year build out for them. I have not seen any articles about them because they are a family owned and closely held company. Growing Up Online Essay. But for a home builder to take 150 days to camus absurdity get houses to the sheet rock stage and have them sit for 45-60 days at a time with no work being done there is something wrong. Regarding Buescher's size, another informant has indicated they close as many as 250 homes a year. Finally, another tipster has speculated that Buescher was forced into bankruptcy. However, we have as of February 29, 2008, been unable to corroborate this rumor:

It looks like they were forced into filing Chapter 7 liquidation by some of their subs on 2/15/08. Most of the homes built within the past year have mechanic liens on them. 2008-02-06: Goff Homes - Residential - (no MSM story yet) We have received word that Carrollton, Texas-based Goff Homes (goffhomes.com - website down at this time) has recently closed their doors. Per a tipster:

Goff homes Let their employees go and closed their doors Friday a week ago. Essay. The[y] cleaned out their model homes that weekend. There are a number of homeowners in my subdivision that have their first year end repair requests and no one that we can send them to. We can not find anyone that knows anything about their present status. According to housingzone.com, Goff Homes had revenus of camus absurdity, approximately $56 mm in 2007, with over 200 new residential closings. A write-up on Goff Homes at Weaver and Tidwell noted that: . Essay. Goff Homes, which has enjoyed annual revenues of around $33 million over what is the difference a mission vision the last five years, has had an exceptionally good year in 2005 and expects about $40 million in revenues. We are still trying to flesh out the details regarding this implosion. If you have any information regarding Goff Homes, please let us know.

Goff Homes Homeowner reports: From one anonymous source comes this story of ongoing troubles regarding trying to get ahold of Growing, someone at Teenage Obesity, Goff Homes (portions deleted to protect anonymity): My husband and I built our home in XXX. We had a great building experience and still love our home and our neighborhood. However, during our first year, as was expected we ran into some new construction issues. We took a running account of things that would come up and at the end of the year we contacted Goff numerous times for our one year walk-through inspection. (We had been told that they would contact us, but when that didn't happen we contacted them.) I emailed so many people at the Goff office trying to get in contact with the Up Online right person, as the site manager position seemed to have changed occupants so often I couldn't keep up with it. First it was XXX (who we felt did a superb job during the building process), then it was XXX, then it was XXX, then it was XXX.

None of these people followed up. None of our warranty issues were addressed. As it stands now, we have several issues with our home that never got handled during the power and glory two year warranty period. None of these are huge issues but are issues that, were we buying a home on the market, we would have expected the sellers to handle before we closed. Now, since we are in our home we really have no recourse it seems. We do however have a new issue that IS a big one. [Issue omitted to Growing Essay protect anonymity]. I can't reach anyone with Goff Homes and their website will not load.

So here we are, in our $200K home that we love, wondering what to 19h amendment do next. Anyway, I saw your website while playing another round of Where's Goff? I also found this http://www.hobb.org/content/view/947/442/ which I thought I'd share, in Up Online Essay, case you haven't seen it. Needless to say I am discouraged. Omaha, Nebraska-based Gateway Homes filed for Chapter 11 Bankruptcy protection according to the Omaha World-Herald. Gateway said in court papers that it owes a total of $3.28 million in unsecured claims to 19h amendment its 20 largest creditors.

Court documents show Gateway's estimated assets are $0 to $10,000, but Ginn said that amount was mistakenly reported. If that box was checked, it would be checked in error, Ginn said, because the total assets would be in Growing Up Online, the $1 million to $10 million range. Ginn said Gateway's total inventory consists of eight custom homes under construction and 19 spec homes, which are homes without a specific buyer built on speculation that they will sell. Of the camus absurdity spec homes, some are completed and are models that prospective buyers can tour, while others were still under construction, Ginn said. Most are nearly finished, he said.

Gateway was a builder of homes priced between $250 and $400K. Per the World-Herald, Gateway actually shut their doors on January 22 nd of this year. In a deal not unlike the Growing Up Online implosion of power and glory, Dunmore Homes, Inc., Trend Homes has been purchased by private investment firm Najafi Cos. only to file immediately for Chapter 11 bankruptcy protection. The Builder Online News Service reports: According to a Najafi Cos. press release, the investment firm plans to buy Trend Homes for Up Online, $65 million, but the deal is subject to a U.S. What Is The Difference Statement. bankruptcy court approving a Chapter 11 reorganization plan submitted by Trend Homes. Trend Homes was listed as No.

85 in the 2006 BUILDER 100, with $303 million in revenues and 926 closings. The article notes that Trend Homes listed between $100 to $500 million in assets and Up Online Essay, a like amount in liabilities. If you have any further infomration regarding the sale and subsequent bankruptcy filing of Trend Homes, please let us know. After a spectacular year-long swan dive, TOUSA has formally filed for bankruptcy. Camus Absurdity. Bloomberg writes: The company, based in Hollywood, Florida, listed assets of $2.3 billion and debt of $1.8 billion in a Chapter 11 petition filed today in U.S. Bankruptcy Court in Fort Lauderdale, Florida.

There were 37 affiliates that also filed today. Tousa, the largest builder by assets and Up Online Essay, debts in bankruptcy and at least the 14th to file since June, missed three interest payments this month as home sales and prices fell in Florida, where the company does most of its business. Power And Glory. The builder never recovered from the August 2005 purchase of Transeastern Properties Inc., a closely held Coral Springs, Florida-based homebuilder, said Robert Curran, a managing director at Fitch Ratings in Growing Essay, New York who covers builders. Gross revenue for TOUSA was $2.6 billion in an example perfectly competitive market would market for, 2006, according to BuilderOnline. The company ranked 13th on that list; making it our largest implosion to date. 2007-12-31: Turner Associates - Luxury Home Builder - story. Though too small to make our headline list, the implosion of Essay, Turner Associates, a Marlboro, Washington-based home builder, is 19h amendment, still notable in that it seems to have been spurred by the county blocking the builder from devoloping approximately 50 acres into a subdivision. Per a cached version of Up Online Essay, a Washington Business Journal article: In early 2005, citing a strain on infrastructure and power and glory, services in the rural tier, the county limited to Growing Essay 25 the number of Obesity Essay, building permits issued that year in Essay, that area, which covers about 51,000 acres and where Turner and other builders own property. The legislation also placed a minimum lot size of power and glory, two acres for each new residential dwelling, in order to discourage subdivision development.

At a hearing leading up to Growing Up Online the vote in late 2004, Ingrid Turner of Turner Associates was among several builders who spoke up against the bill. My company has invested a lot in properties in the rural tier, she said at the time. This bill would bankrupt us. Ingrid Turner wasn't kidding. Competitive Would Be The For. Turner Associates filed for Chapter 11 bankruptcy protection sometime in late December. First Dartmouth Homes, a Tampa condo-builder owned by Frank Maggio, filed for Growing Up Online Essay, Chapter 11 bankruptcy on competitive market would be the market December 28, 2007.

Per a Tampa Bay Business Journal article: First Dartmouth owner Frank Maggio originally had planned for a pair of Growing Up Online Essay, 19-story towers surrounded by single-family homes for what some consider to be a blighted part of town. Maggio purchased properties ahead of Essay, approval from the City Council, spending nearly $30 million, but later scaled back much of Up Online, his project, turning the 19h amendment towers to a maximum of 14 stories and changing single-family homes into multi-tenant units. The City Council is expected to vote on the project overall Sept. Growing. 13, but city officials said the project can't move forward without the social contract right-of-way approvals, which the project failed to get Wednesday night. Per the Sacremento Business Journal, Rocklin-based Nouveau Homes, Inc., filed for Growing Up Online, Chapter 7 bankruptcy protection. A tiny implosion, Nouveau Homes' business was characterized as: Nouveau Homes sold just three homes last year and what difference between a mission vision statement, had four sales this year, putting it at Up Online Essay, the bottom of the list of Sacramento builders, in company with dozens of builders and power and glory, developers who haven't managed more than a handful of sales through the slump.

Company president and sole owner Robert Nelson could not be reached for comment. According to the filing, the company had total sales revenue of Growing, $15.4 million in 2005 and 2006. The Journal notes that Nouveau had debts of Teenage Essay, approximately $18 million and assets of less than $100,000. 2007-12-10: Ralph Angelucci Builder, Inc. - Residential - story. Lexington, Kentucky home builder Ralph Angelucci Builder, Inc., filed for bankruptcy. Per an Up Online, article from the Herald-Leader (Cached): Angelucci, who has served as president of the Home Builders Association of Lexington, formed his first company, Ralph Angelucci Homes Inc., in 19h amendment, 1974, according to Growing Up Online Essay filings with the Kentucky Secretary of State.

The present organization and a sister company, Lakewood Building Co. Inc., were organized in 1989. Most of the company's assets are in seven houses, including four that are under construction. The properties are worth a total of $678,900, according to camus absurdity the filing. The company reported sales of $3.12 million for 2005, $1.43 million for Growing Up Online Essay, 2006 when the housing market began softening and $936,308 for camus absurdity, about 11 months of Growing Up Online, 2007. 2007-12-05: British American Homes - Homes, Townhomes - story. An alleged townhome and home builder from what is the statement statement, South Florida, British American Homes, filed for Up Online, Chapter 11 bankrupty protection only to get pushed into Chapter 7 bankruptcy.

Per the Orlando Business Journal: Court filings say the South Florida builder got nearly $1 million in power and glory, deposits during the Growing Up Online Essay last two years, but did not come through on its promises to develop its Chelsea's Landing and 19h amendment, Elliott's Landing communities in Up Online, Osceola and Teenage Essay, Polk counties. The 33-acre Chelsea's Landing was to have 160 townhomes in Polk County and Up Online, the 124-acre Eliott's Landing was to have 243 homes in Osceola County. But the builder never bought the land in Polk, says Phil D'Aniello, an Orlando attorney with Fassett, Anthony Taylor law firm who represented the power and glory owner of the land in Essay, Polk County. Further to the article, all forms of contact with British American Homes have been disconnected. Was British American actually a builder; in other words, did they do anything other than merely accept the is the a mission statement deposits of would-be homebuyers? If you have any further information, please let us know. 2007-11-18: Colonnade Homes - DFW Home Builder - (no MSM story yet) (Back-add, 09-23-08) A tipster has alerted us that Dallas-Fort-Worth home builder Colonnade Homes (site downcolonnadehomesdfw.com) closed it's doors November 18, 2007. Further to the tip, Colonnade was founded in 1991, running for some eighteen years and built approximately 300 or more homes per year in Growing Essay, the DFW area as well as Shreveport, Lousiana. We obtained a pamphlet from Colonnade that disclosed the following details about the company: Bill Wait Doyle Nix, founders of Colonnade Homes have a combined experience of building homes for over 50 years.

Their expertise, professional manner and industry knowledge grants a sense of ease and confidence that each and every home is designed and built with the customers expectations in mind. With a reputation built on honesty, integrity and camus absurdity, attention to Growing Up Online Essay detail, their desire to build high quality affordable homes is shown in every aspect of construction. This involvement has lead to power and glory other successful opportunities in Growing, real estate including land development, an amenity center business, and 19h amendment, our luxury division Avington Homes. Colonnade and its companies have built over 3,000 homes in the Texas and Louisiana. Henson Homes, Bowling Green, Kentucky's largest home builder, filed for Growing Up Online, Chapter 11 bankruptcy protection.

According to an example of a for the Bowling Green Daily News: The company, which will give up its practice of building speculative homes - 90 to 95 percent of what it has historically done - is an example of Essay, what happens when a builder is overinvested in the market, according to owners Mike and Todd Henson, the Obesity 20-year veterans of the construction market who organized Henson Homes in 2000. Following the reorganization, the business will also focus on custom homes - but only after completing the sale of the Essay remaining 28 or so spec houses they have on of a perfectly competitive would be the for the market in Warren County, Nashville and Up Online, parts of Gulf Shores, Ala. From 2000 to 2005, Henson Homes dominated and what difference a mission statement and a vision, built up the local speculative housing market . The article goes on to note that Henson Homes employeed approximately 40 people and had anywhere from 50 to 60 homes under construction at any given time. The article indicates that Henson Homes plans on continuing business after emerging from bankruptcy.

If you have any information regarding Henson, please let us know. More on Growing Up Online Essay the Dunmore Homes family-ties debacle, from the between statement and a statement NY Times. From Sacbee.com comes an update on Dunmore Homes bankruptcy/liquidation: Bankrupt Granite Bay home builder Dunmore Homes appears headed for the scrapheap after more than a half century of building homes in Essay, the Sacramento area. The firm's lawyers say Dunmore is currently winding down its business and liquidating its assets. The statement stands in lockean social contract, contrast to others last year that the builder hoped to Growing Up Online Essay emerge intact from its financial struggle and lockean social contract, eventually resume building. Sacremento-based Dunmore Homes, Inc., a multi-million dollar family-run home builder originally established in 1954, was sold for Essay, a mere $500 to what is the statement and a Comstock Mortgage senior loan officer Michael Kane. A month after the completion of the sale on September 10, 2007, Dunmore Homes under Kane's ownership filed for Chapter 11 bankruptcy protection (Nov. 7). It's all a bit confusing, so please reread (And also refer to the helpful timeline below). After two years of declining sales, all of Dunmore Homes' assets were sold two months ago to Michael Kane, a senior loan officer with Comstock Mortgage who also has experience in land acquisition and development with Warren Moore Development.

In exchange for $500, Kane picked up a company with assets worth $280 million and Up Online Essay, liabilities of $250 million, Dunmore Homes said in court documents. Kane also received a $250,000 payment from former president Sidney B. Dunmore and the promise of a loan, according to court documents. With assets that outweigh liabilities, the company appears solvent on paper. But it's extremely low on cash. The builder had just $119,000 on camus absurdity hand at the end of September.

The Journal goes on to report that one of the major creditors of Dunmore Homes, RBC Centura, filed suit on Growing November 7 th , which was subsequent to the sale but prior to the bankruptcy filing. RBC Centura alleged that the sale of all the assets for Teenage Essay, a mere $500 wasn't adequate and was done to 'hinder, delay and defraud the Growing Essay creditors,' including RBC. The bank also alleges that Dunmore Homes and Kane 'lack sufficient expertise and of a competitive would be the market for, funds to Up Online carry on the business.' Having reported revenues of approximately a quarter billion dollars in 2004, Dunmore Homes had assets totaling approximately $280 million at the time of the sale to Kane. Dunmore owes a combined total of camus absurdity, $196 million on Dunmore Homes' 26 new-home communities. The Sacremento Business Journal article included the following helpful timeline of the events at Dunmore Homes: Aug. 2: Dunmore Homes lender RBC Centura Bank alleges builder is in Growing, default on loans for four new-home projects worth tens of Obesity, millions. Aug. 8: Dunmore Homes says it has stopped construction on all its projects. Sales offices later close.

Sept. 10: President Sidney B. Dunmore dissolves Dunmore Homes Inc., a California corporation, and changes its name to DHI; he sells all assets of the corporation to Up Online Comstock Mortgage loan officer Michael Kane for $500. The new Dunmore Homes Inc. is incorporated in New York state. Sept. 30: The company has 37 employees, down from 132 a year earlier, and cash is down to $119,000. At its peak in 2004, the camus absurdity company had $250 million in gross sales, closing 776 home sales. Nov. 7: RBC files suit in Fresno County Superior Court against Up Online Dunmore Homes, Kane and Sidney B. Dunmore, alleging the 19h amendment sale to Kane was fraudulent. Nov. 8: Dunmore Homes Inc. files for Growing, bankruptcy reorganization in New York City, claiming assets of $280 million and debts of $250 million. We are unsure at this time whether Dunmore Homes will emerge from bankruptcy to build again.

If you have any further information, please let us know. The Columbus Dispatch has provided us with this update regarding the liquidation of 19h amendment, C.V. Perry's assets: Fifty C.V. Perry Co. homes will be sold Friday morning, according to the receiver for the failed custom homebuilder. Martin Management Services will offer condos, single-family homes and land with opening bids ranging from about $66,000 to more than $1.6 million. The sale begins at 10 a.m. at Growing Essay, the German Village Meeting Haus, 588 S. Third St.

A.C. Teenage Essay. Strip, a lawyer working with the receiver, said a future sale will include 40 properties from the Growing homebuilder’s inventory. Some sixty years after being founded by power and glory, Carlyle Perry Sr. in Growing, 1947 and going on to being run by both Sr. and son, Carlyle Jr., C.V. 19h Amendment. Perry has gone out of business, according to The Columbus Dispatch. Growing Up Online Essay. Both father and son died within weeks of each other back in 2004, and the business, which went on to be operated by a trust, never recovered. Per The Dispatch: The company shut down operations yesterday, said Tom Hart, a lawyer brought on this year by 19h amendment, C.V. Perry to help settle debts. C.V. Perry encountered financial problems three years after the deaths of founder Carlyle V. Growing Up Online. Perry Sr. and his son Carlyle V. Perry Jr., who ran the company for years.

It's a difficult, sad day in general because they've been a stalwart in the community for Obesity, 60 years, said Jim Hilz, executive director of the Building Industry Association of Central Ohio. Carlyle Perry Sr. and Up Online Essay, Jr. were both icons in Obesity, the industry. Only a few months prior to Growing the writing of lockean social contract, this article, the Growing Up Online Essay Dispatch had an article on C.V. An Example Perfectly Competitive Would Be The. Perry titled, Homebuilder C.V. Perry says it's in business to stay. That article had described how C.V. Perry had recently hired a new CEO, Terry Andrews, to Essay replace the trust as operating manager. Regarding Andrews attempts at getting C.V. Perry back on is the track, The Dispatch notes: In [a company-wide memo], [Andrews] acknowledged that running the company through the trust had been a very difficult and restrictive format. He also said the company would make some changes because of the current unpredictable and challenging housing market.

As a result, I would ask for some continued patience for Growing Up Online Essay, my staff and myself during this time of transition, the letter read in power and glory, part. Andrews said C.V. Perry plans to build 30 to Up Online 50 homes per year. He said the company wants to de-emphasize home remodeling, a business it had gotten into recently. If you have any further information on an example of a perfectly market would market for C.V. Perry's closure, please let us know. 2007-11-02: Prime Development Inc. - Developer - story. The St. Louis Business Journal reports that home builder / developer Prime Development Inc. was forced into involuntary Chapter 7 bankruptcy.

Prime Development was the devloper of a 149-lot subdivision among other projects. The bankruptcy bid came on the heels of liens that were placed on the company some nine months prior. According to the article: Landreth Lumber Co. and Chapman Excavating Concrete Co., both of Bunker Hill; South Roxana-based River Bend Contractors Inc.; and Mayfield Bros. Inc. of Staunton filed a joint petition Oct. 16, seeking to put Prime Development Inc. in Chapter 7 bankruptcy. In the filing, made in Essay, U.S.

Bankruptcy Court for the Southern District of camus absurdity, Illinois in East St. Louis, Landreth Lumber states it's owed nearly $978,000; Chapman Excavating, $35,000; River Bend, more than $60,000; and Mayfield Bros., about $8,500. On Friday Levitt filed to liquidate the Up Online company, dashing hopes for is the a mission statement vision, a reorg. The Sun-Sentinel has more: The builder, which filed for bankruptcy protection from creditors last fall, revealed in court papers late Friday that it plans to wind down operations. A bankruptcy judgestill must approve its liquidation plan.

It's abundantly clear and fair to say that Levitt and Sons will not reorganize, said Paul Singerman, the Up Online builder's bankruptcy lawyer. It's just an awful market for power and glory, residential developers. These pricing pressures are expected to continue for the foreseeable future as there is no indication that market conditions will improve . the builder wrote in its court filing. The liquidation plan could be approved by Growing Essay, a judge in Fort Lauderdale in a few months, Singerman said. Power And Glory. Even after that process is complete, the builder may continue operating on Growing Up Online a limited basis during the next 12 months as part of a deal it reached with lender Wachovia Bank last year. Wachovia agreed to provide Levitt and Sons with as much as $10 million to complete and sell between 80 and 350 homes in northern Florida, Georgia and power and glory, South Carolina.

From this article comes a suitable introduction to Levitt, a storied company of over 60 years: Levitt and Sons, based in Fort Lauderdale, was one of the Growing Essay largest home builders in camus absurdity, the Southeast and the developer of one of Growing Essay, America's first suburbs, New York's Levittown. In an inglorious end, Levitt filed for Chapter 11 protection on Nov. 9, 2007, done in by the 19h amendment housing market decline. It listed assets of $411 million and Up Online, liabilities of about $499 million. Major creditors include Wachovia, Key Bank, Regions Bank, AmTrust, and Bank of America, which together are owed $233.7 million by the builder. Levitt's gross revenue for power and glory, 2005 was $505 million, according to BuilderOnline.

The company which, by many accounts, created the modern suburban subdivision, and Growing Up Online, which had weathered so many housing bear markets, couldn't take this one. Perhaps then it is fitting Levitt has gone to sleep permanently—a fate the sprawled suburb itself may repeat, as gas and oil prices continue to rise relentlessly. On November 1, 2007, Neumann Homes filed for Chapter 11 bankruptcy protection. In the Chapter 11 petition Neumann, said has assets and debt of more than $100 million each, with as many as 5,000 creditors. Neumann lost $60 million in the past two years which the social contract company blamed on inadequate funding and drops in building of 50 percent to 80 percent in Chicago, Denver and Detroit, its three largest markets.

By seeking chapter 11 Neumann leaves many people in a lurch. For example, One woman, Lynn Michelau, discovered a lein on Growing Essay her home, for an 8-thousand dollar drywall bill that Neumann didn't pay. In all Neumann's creditors are seeking $286.9 million. Neumann has said it stands ready to pay refunds and have Homes finished Company CEO Kenneth Neumann said in an interview that within days he expects permission to return about $875,000 in earnest money to Teenage about 120 customers for homes that hadn't broken ground at the time of the bankruptcy filing on Nov. 1. Neumann had 130 employees when it entered bankruptcy, 110 of whom were immediately dismissed. 2007-10-26: Matthews Brothers Builders LLC - Residential Home Builder - storystorystory.

Matthews Brothers Builders LLC, one of the largest builders in Growing Up Online, Shelby County (Tenn. - includes Memphis), may be heading toward bankruptcy as lawsuits, foreclosures and liens against the company, its affiliates and its principals are mounting. according to the Memphis Business Journal. The Journal article goes on to note that: According to real estate research firm Chandler Reports, Matthews Brothers has an inventory of 111 unsold houses in Shelby County. 19h Amendment. Potential proceeds from the sale of Up Online Essay, this inventory are about contract $28 million based on Growing Up Online Matthews Brothers' average 2006 home price of $251,000. According to the Shelby County Assessor of power and glory, Property, there are more than 500 lots -- occupied and vacant -- owned by Mark Matthews, Michael Matthews and their companies. So far this year, Matthews Brothers has sold 93 homes compared with 356 during the full year of 2006 . Banks and creditors are starting to pile on the lawsuits. More than 100 liens have been filed against the company. Further to the Journal, Dec. Growing. 1 has been rumored to be a possible date for a bankruptcy filing.

Another Journal article wrote previously on Teenage Obesity the size of Matthews Brothers noting that Matthews Brothers had homes in 13 neighborhood communities, was founded in Growing Up Online, 1998 and sold over 400 homes in between a mission vision statement, 2005, which made it the second largest builder in Shelby County. A Lexis Nexis article writes about Matthews Brothers ongoing troubles noting that their offices were sold in foreclosure in November. It would seem that Matthews Brothers homeowners are unable to reach anyone at the company. It would seem that some of these homeowners live in incomplete communities: Instead of being in a stable, growing community filled with upper-middle class homes, Daniel is surrounded by undeveloped lots, empty houses and half-built homes. I love the house, I just wish I could pick it up and put it someplace else, said Daniel.

I've got snakes coming in my house and Growing Essay, rodents coming in my house from the power and glory empty lots and Up Online Essay, from the what is the difference between statement garbage not being picked up because Matthews would not pay for Up Online Essay, the garbage collection. We await confirmation that Matthews Brothers has filed for bankruptcy. If you have any information regarding Matthews Brothers, please let us know. McDonald Homes of lockean social, Casper, Wyoming, filed for Chapter 7 bankruptcy protection on Growing Up Online Essay June 29, 2007. The Wyoming builder owed in excess of $6 million according to the Casper Star-Tribune. According to the Star-Tribune, McDonald's CFO had embezzled some $300,000 and was sentenced to 20 years imprisonment. Elliot Building Group, a Pennsylvania-based home builder, filed for Chapter 11 on June 10, 2007. Elliot went from what is the difference a mission statement, making revenues of Essay, $60 million plus in 2005 and camus absurdity, 2006 to losing $5 million in 2007. Per the Bloomberg article reporting on their bankruptcy filing: Elliott blamed the filing on the slowing housing industry and the majority of secured lenders who stopped funding construction draws. A court filing says that creditors were threatening to file an involuntary bankruptcy petition while more than 40 collections actions were proceeding in different locales.

Elliott said on its web site that it sold 181 homes in 2005. A court filing said Elliott has an order backlog of 77 homes. The company's two owners are Bradford Elliott and John DiPasquale. An October 2007 article from Growing Essay, Builder Online gave an update on the liquidation of Elliot Group's assets and remaining liabilities. Per Builder Online:

The builder's debt is power and glory, estimated to be $88 million. . While the Growing company was attempting to reorganize after filing bankruptcy, the credit crunch hit. Elliott approached 20 finance groups since June but said he was unable to contract put any deals together. When asked if there are plans to reform the Essay company after the auction, Elliott said, There are plans for me to move forward but the Elliott Building Group will cease to exist. If you have any further information with regard to Elliot Group's bankruptcy proceedings or the causes leading up to their filing, please let us know! 2007-06-04: Meyer-Sutton Homes, Inc. - Residential - story. Georgia home builder Meyer-Sutton Homes Inc. filed for Chapter 11 bankruptcy protection on June 4 th of 2007. Per an AP article on their filing: Meyer-Sutton, of Fayetteville, Ga., listed total assets of about $44 million and debts of $40 million in its bankruptcy petition. 19h Amendment. Meyer-Sutton Homes and affiliate Meyer-Sutton Land Acquisition Inc. Up Online. filed for Chapter 11 protection. Both companies are owned by camus absurdity, James W. Buchanan.

The housing market has suffered a dramatic decline in demand with the result problems of excess inventory and Growing Up Online Essay, compressed profit margins, Buchanan said in court papers. According to its bankruptcy filing, the statement company has cut new construction starts to two per Up Online Essay, month from 25 per month. The article goes on to note that Meyer-Sutton was founded in 1994 and 19h amendment, had $36 million in revenue in 2006. They intend to remain open throughout the bankruptcy proceedings. A small home builder in Punta Gorda, Florida, Ideal Homes has proven to be anything but (Couldn't resist). According to Up Online Essay the southwest Florida Herald Tribune, Ideal Homes left about five homes incomplete, and was subsequently sold by Teenage Obesity Essay, its original owners. Up Online. However, the what is the difference a mission statement old and Up Online, new owners are now in power and glory, a legal battle as to who is to Growing Up Online Essay blame. The following account sums up the debacle, including the account of one of the would-be homeowners: Meadow had planned to move to Florida to go into business and to Essay build his retirement dream home, a 3,215-square-foot, three-bedroom house in Punta Gorda. But he is mired in the worst financial crisis of Growing Up Online, his life.

He said he would file civil suits against Ideal but cannot afford the of a competitive market would market retainer. Essay. He does plan to file a complaint with the Florida Department of Business and Professional Regulation. Meadow's house is only 70 percent complete. Ideal has five buildings worth about $3 million under construction in the city, with more than 54 liens attached to power and glory them, Cole said. Ten of those liens, totaling $58,000, hit Meadow, who said he was unaware that Rossey and Up Online Essay, Oben had bought Ideal from Martin and Adamo.

I knew nothing about the sale, Meadow said. Rossey has subsequently indicated that he is closing Ideal, and the new and former owners have filed lawsuits against each other. None of the partners could be reached for comment, but Thomas Valentine, Martin and Adamo's lawyer, blames the new owners for the problems. After buying Ideal, the new owners took in Teenage Essay, $1.3 million without paying subcontractors or suppliers, Valentine said. They looted the company, he said. Court records show that in Wisconsin, Rossey was a defendant in Up Online Essay, about 50 housing-related court cases since 1993. If you have any updates on the Ideal Homes court case fiasco, feel free to let us know.

2007-05-03: Burcaw Development Group - Land acquisition - storystorystory. The Tampa-based Burcaw Development Group, which specialized in land acquisition/sales, created in 2001 by sisters Laurie and Amy Burcaw, filed for Chapter 11 bankruptcy protection on May 3, 2007. According to one Tampa Bay Business Journal article: The company, which is headed by Laurie Burcaw, has debts between $1 million and $100 million, according to a May 3 filing in U.S. Lockean. Bankruptcy Court for the Middle District of Florida. Laurie Burcaw is listed as the firm's largest unsecured creditor, with a $15 million claim. Other unsecured creditors listed in the filing are SunAmerica Investments, with four claims totaling $8.4 million; Regions Bank, with two claims totaling $5.9 million; Florida Capital, with three claims totaling $1.8 million; MI Marshall and Ilsley Bank, with a $1.6 million claim; Wachovia with two claims totaling $1.2 million; and BBT, with two claims totaling $925,000.

The Burcaw sisters had a number of businesses related to Up Online Essay home building and development. According to this earlier Tampa Bay Business Journal article: We kept developing more and more contacts through the surveying and permitting businesses, and the longer we worked with them the more they wanted us to help them in finding appropriate land, said Laurie Burcaw. Of A Perfectly Market For. In response to Growing our clients, we wanted to be able to offer them another service rather than have to of a perfectly market be the for hand them off to someone else to handle their needs. In the beginning of 2003, Amy Burcaw began collecting commercial property and by the end of the year, which the sisters consider to Growing Up Online be July, Burcaw Development had collected 1,600 units. In the first month of its second year, August, an additional 1,000 units were added. We are uncertain at this time as to how the camus absurdity bankruptcy of Up Online Essay, Burcaw Development Group has affected the other Burcaw businesses. If you have any further information regarding this implosion listing, please let us know. According to highbeam.com, Akron, Ohio-based Evergreen Homes LLC filed for bankruptcy in what difference and a vision, late April of 2007.

Evergreen Homes was related parties with Evergreen Investment Corp and Evergreen Builders. Evergreen Investment Corp's CEO David Willan is charged with multiple first-degree felonies in a 147-count Summit County indictment alleging widespread Akron-area mortgage fraud according to an Ohio.com article. An article from Essay, The-Review.com: The recent indictment in Akron of individuals alleged to be involved in a mortgage fraud scheme has a connection to Stark County. These individuals were caught cheating hundreds of lockean, people in a complex mortgage fraud system, said Summit County Prosecutor Sherri Bevan Walsh Thursday at a press conference. They schemed and lied to more than 500 individuals who were the most vulnerable -- such as seniors and individuals least able to Growing Up Online Essay afford the dream of buying a home. Authorities say Evergreen Investment, Evergreen Homes and Carnation Banc had been involved in the alleged schemes since 2002. Apparently, Evergreen had some 93 proprties in Stark County, Ohio. 2007-04-22: Townsend Construction - Residential - story.

One-time Senate candidate Elsie Townsend's Townsend Construction, a home builder in Arizona, filed for bankruptcy after having their license revoked by the Arizona Reigstrar of Contractors, according to sbcindustry.com. Further to the article, the bankruptcy filing listed approximately $35 million in both assets and social contract, liabilities, respectively. Regarding the size of Townsend Construction, the Up Online SBCIndustry article notes: Townsend said she went from selling 151 homes in 2005 to fewer than a dozen this past year. She's stuck with 37 she can't sell right now. An Example Perfectly Would Be The Market For. At least a half-dozen are not finished and the values have dropped 20 percent to Essay 30 percent. Calumet Homes of northern Kentucky filed for Chapter 11 bankruptcy protection in April. According to this web article on the bankruptcy filing: The April 16 filing lists assets of an example competitive market market for, $5.8 million and liabilities of $5.6 million.

It also says there are more than 200 creditors involved. Due to Up Online Essay the downturn in the new housing market that has been experienced across the nation, Calumet Homes found it was sitting on too many houses and did not have enough cash available, read a statement issued by company attorney Stuart Brown of O'Hara, Rubert, Taylor, Sloan and Sergent of Crestview Hills. The article further notes that the owner of an example of a perfectly be the market, Calumet Homes had suffered a stroke in late March.. 2007-04-20: Panitz Signature Homes - Luxury Residential - storystory. Florida-based luxury home builder Panitz Signature Homes closed its doors -- a casualty of the Essay weakening housing market. Panitz had operated in an example competitive would, northern Florida for Up Online Essay, some 27 years. Per the Times-Union: About 10 employees were laid off as a result of the social contract closure. I don't think there's a builder out Growing Up Online Essay, there who's not having problems right now, [Sandra Panitz, vice president of sales and marketing,] said.

Instead, much of Panitz Signature Homes' assets, which include more than a dozen homes and nearly 60 home and contract, townhome sites, will go to auction on May 19. Panitz had been a custom home builder producing some 50 homes per year. Builder Online provided an update on Panitz Homes' liquidation process noting that Panitz was required to file for Growing Up Online Essay, Chapter 7 bankruptcy protection after failing to sell the remainder of its inventory. Per the Builder Online article: The luxury builder listed $18.4 million in assets, $16.5 million in lockean, debts and Branch Banking Trust Co., which is owed $3.8 million, as the Growing major debtor. At a May 19 auction, the builder was unable to sell any of its 11 homes, 25 home sites, or 32 townhome sites. The company was started by husband and wife team Lee and Sandra Panitz. The closure affected approximately ten company employees. If you have any further information regarding this implosion listing, please let us know! 2007-04-12: Americabuilt Communities, Inc. - Residential - story.

AmericaBuilt Construction Inc. (Affiliate AmericaBuilt Communities, Inc.) filed for Chapter 11 Bankruptcy on April 12, 2007. According to the Arizona Daily Star: The companies, which made $12 million in sales last year, are reorganizing in an example market, response to the housing market downturn, which has resulted in fewer people getting financing for Growing Essay, new homes, said Eric Slocum Sparks, company attorney. The filings list as creditors numerous contractors owed as much as $238,000 for their work, as well as individuals who have paid deposits of up to $351,000 for homes under construction. AmericaBuilt Communities has about $8 million to power and glory $9 million in secured debts — that is, debts to banks and Essay, financial institutions — and if AmericaBuilt Construction were to liquidate all its existing lots without developing them, the company could pretty much break even, Sparks said. 2007-04-03: Construction Compliance Inc. (CCI) - Residential - storystorystory.

Construction Compliance Inc., a St. Difference Between Statement And A Vision Statement. Petersburg, Florida-based home builder filed for Chapter 11 bankruptcy on April 3, 2007. The Southwest Florida Herald Tribune reported that, the troubled home builder listed total assets of $8,932,458.12 against total debts of $10,951,811.77. Further to the Tribune's article, CCI left nearly 500 homes either uncompelted or unstarted. An article from the St. Petersburg Times noted the following regarding CCI's peak operations: At the peak of the housing boom in Growing, 2005, CCI reported $63.1-million in income. But in recent months, CCI has sold its St. Power And Glory. Petersburg headquarters and Growing Up Online, fired most of its 60 employees. North Port (Southwest Florida) home builder, Avalon Homes was reported to have left their offices unfurnished, unlocked and deserted according to an example of a competitive market would market for a Southwest Florida Herald Tribune article written in December of Essay, 2006.

Further to the article: . the lockean contract small builder has 56 open permits with the city of Growing, North Port and officials there have been in touch with Venice-based contractor James Leake -- who qualified the Avalon homes for permits -- to try to get the houses finished. Avalon's owner/manager Joseph Pufta may have been engaging in certain illicit activities. According to a Tribue article written in April of 2007: The former head of now-defunct Avalon Homes is charged with 20 felony counts of power and glory, misapplication of construction funds and one felony count of grand theft. Pufta's grand theft charge stems from a case where police say a New Jersey woman wrote Avalon Homes a check for $42,180, yet no work was done. A further Tribue article tells a bit more of the story; apparently, Pufta was relying on funds from new customers to complete the homes of prior customers. Though this seems like a Ponzi scheme at first blush, apparently, Pufta was pumping in his own money to try and keep the Essay business afloat, It wasn't like he was taking their money and spending it said Pufta's lawyer.

Regardless of the power and glory criminal outcome of Growing Up Online Essay, this case, Pufta is clearly guilty of mismanaging the finances of his company, which has hurt many would-be homeowners. The East Brunswick, NJ-based Kara homes declared bankruptcy on October 5, 2006, after a slowdown in the housing market quickly starved the an example of a competitive market market for company of cash. From this article comes more background: Kara Homes was founded in 1999 by its president, Zudi Karagiozi, whose goal was to build more than 20 luxury developments, many designed exclusively for Growing Essay, residents 55 years of age or older, throughout New Jersey. As far as size, this article has more: By 2002, Kara Homes' had earned a spot on BUILDER magazine's Fast Track list for an example perfectly market, its explosive growth. And by 2005, the Essay company was closing on 590 homes a year and pulling in power and glory, gross revenues of $288 million. Kara went down so early in the downturn, some commentators were even denying the downturn had anything to Growing Up Online do with it. Camus Absurdity. However it appears Kara was simply a canary in the coal mine because its practices were measurably more imprudent than most (according to Essay the above article): But because competition with market leaders such as K. Hovnanian, Toll Brothers, and Ryan Homes was ferocious, Karagjozi tried to box out the big boys by outbidding them for lots.

He quickly became “infamously known for overpaying for land,” says one local source. However, since the market has deteriorated, Karagjozi's brash moves now are exposed as imprudent. The builder's sales pace has slowed in the past six months, buoyed sporadically by incentives and deep discounts ranging to $246,000 for spec homes. When absorption rates or home sale prices fall in a community, the price paid for camus absurdity, land is called into question, especially if a lender provided a majority of the debt needed to acquire the land. In a poignant illustration of the Essay kind of corporate propaganda that ruled the housing bubble, Mike Shedlock points out how Kara went from boasting of record profits to filing bankruptcy in the span of less than a month. Turner-Dunn, a Phoenix-Arizona home builder, filed for Chapter 11 bankruptcy protection according to The Arizona Republic. At the difference a mission vision statement time of their filing, Turner-Dunn left some 200 homes unfinished and Growing Up Online, approximately 450 housing lots. Regarding Turner-Dunn's liabilities, the 19h amendment Republic notes: Total debts of at least $22 million were listed to Growing Essay about 100 creditors, including lenders, subcontractors and other businesses, through bankruptcy filings for 19h amendment, five Turner-Dunn companies owned or controlled by Growing Up Online Essay, Marcus Dunn and involved in power and glory, the Pinal County construction projects.

The Arizona Department of Real Estate and Growing Up Online, the Registrar of Contractors are investigating Dunn's companies. Unpaid subcontractors have claimed they're owed millions of dollars and slapped liens on Turner-Dunn's housing lots and in some cases on new homes that buyers moved into a few months ago. Dunn's attorney, Alan Meda, said the power and glory company stalled out Growing, because of a cash shortage. No one knows how that occurred, said Meda, adding that problems didn't surface until after former partner and camus absurdity, President Louis Turner left the company. In an Growing Essay, unrelated note, apparently Turner-Dunn was fined $11 million by the National Indian Gaming Commission for market would be the market for, for managing the Quapaw Tribe's Oklahoma casino for four years without an approved management contract. Sarasota, Florida home builder Jade Homes shut ddown operations in early August of 2006. Southwest Florida's Herald Tribune reported that Jade Homes laid off half of its 16-person purchasing and Essay, administrative staff and effectively shuttered its main offic and 19h amendment, suspended telephone contact. Further to Growing the Tribue article, at the time of the closure Jade Homes had some 75 homes in varying stages of construction. Regarding the Obesity Essay size of Growing Up Online, Jade Homes, they were founded in 1997 and had built more than 500 homes, including over 100 in 2005. An article from biz 941 details how Jade's president, Andrew Coles, took efforts to 19h amendment complete many of the Growing Up Online Essay aforementioned homes. Per the aforementioned article, which was penned in November of 2007, Jade Homes managed to of a market be the for finish 57 of the 75 homes:

Of the Growing Up Online Essay 75 homes either under construction or under contract at the time of the shutdown, 57 have been finished as of this month. Of the remaining 18 homes, seven had not been started and the homeowners decided not to build, seven were being finished by the homeowners, and four were inventory homes that are now completed and for camus absurdity, sale. We are unclear at this time if Jade Homes is still winding up operations or whether they have managed to start up officially again. Growing Up Online. If you have any information, please let us know.

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resume xhtml css Upon several occasions throughout your career you will need to Growing provide your potential employer with important information about your background and your qualifications. The most common method to provide information to potential employers is to create a resume. A resume can create a vivid word picture of yourself. The World Wide Web (WWW) has recently became more popular, and is often considered the newest form of popular media by many people. In fact, making your resume available on the World Wide Web is an example would, comparable to broadcasting it on national television during prime time hours. The most obvious benefit you will immediately receive by making your resume available on the Web is that you will reach an unlimited number of people and have opened new doors to Growing audiences you would otherwise probably have never reached before. Many companies will visit college resume lists searching for potential employees. If you have your resume on paper but not on the Web, they will undoubtedly never see it.

Another benefit of creating an electronic resume is cost. Many colleges provide space on their web server for their students' resumes free of charge. Using college web servers, students can practically eliminate paper and printing costs. Rather than performing mass mailings of your resume, you can reduce the what statement, number of printed copies you will need and Growing Up Online Essay, reserve these for companies you are particularly interested in. Essay. Other benefits you will receive by Growing Essay, creating an HTML resume include: the ability to power and glory provide electronic links to your reference and previous employers as well as providing links to previous jobs or projects you have been involved with the Growing Up Online, ability to make updates immediately available ease of maintainability the ability to show that you can adapt to, and camus absurdity, use new technology as it becomes available (a plus to Growing Up Online many employers) simply making your resume look more professional. By creating your resume using HTML and making it available on the World Wide Web, you will improve your chances of getting a job that best suits your interests as well as your employer's interests.

Writing Your Resume in HTML Format. CREATE YOUR RESUME ON A WORD PROCESSOR AND PRINT IT. When writing your resume, consult English books, writing guides, or take advantage of career services provided by many universities. Be sure to have someone proofread and review your resume. Many instructors in the English department of social a University will gladly proofread your resume, but be sure to give it to him/her enough in advance to Essay provide enough time to review it and so that it will not be an inconvenience to and a vision him/her. Remember to be courteous and thank them; after all, they are doing you a big favor. Up Online Essay. It is much better to have a professor see your mistakes while you have the chance to lockean social correct them than for a potential employer to see them. It is Essay, important that your resume be grammatically correct as well as in the correct format. Your resume is camus absurdity, often the first impression an Growing Up Online employer will receive. It will be easier to htmlify your resume if you have already created it. By creating your resume first you can focus on formatting it rather than trying to create it and format it at power and glory the same time.

SAVE YOUR WORD-PROCESSED RESUME IN TEXT (.txt) FORMAT. This can usually be done by using the save as option found under the file utilities of your favorite word processor. Growing Essay. If you are unable to locate a save as feature for your word processor consult your user's manual or contact customer support. After selecting save as choose text or Ascii text from the available list of formats. By saving your resume in text form, you will be able to add HTML formatting tags more easily. Power And Glory. Although you could save your file in other formats, saving in text format will make it easier to edit because text file format does not save any formatting information. Other file formats embed formatting information like boldface, italics, and indentations as part of the file. When you view or edit word processor formatted files you will see formatting information that is Up Online Essay, unreadable by HTML browsers, thus you will need to delete it before you will be able to camus absurdity proceed. Editors allow you to Up Online Essay change files without embedding formatting options such as boldface, italics and an example of a competitive market market for, underscoring into the file.

Many editors are available to use. Growing. Some of the most common are: edit on DOS machines and of a perfectly competitive market, PCs; emacs and vi on UNIX workstations; and edit on VAX/VMS machines. You can also use your favorite word processor to open a text file. For more information on the editor you will use, consult your system administrator or read your user's manual. Which editor you should use depends upon the type of system you are using and your preference between the editors on your system. Make sure you use an editor that you are familiar with. By using an unfamiliar editor you will find yourself spending most of your time trying to Growing Up Online Essay learn to use the editor rather than actually creating your resume. Throughout the remainder of this document I will base the steps on the DOS editor and a generic word processor. To open your resume, first open the Teenage Obesity Essay, editor by typing edit at Growing Essay a DOS prompt, or the appropriate command for the editor you intend to use. Next, choose the Open File option from the perfectly would be the market, FILE menu.

Fill in the filename you choose earlier or use the browse feature to locate the file. Elements of an HTML document are denoted using HTML tags. An HTML tag usually consists of a left angle bracket ( ). Tags are also usually paired (e.g. ltP and lt/P), the first is Growing Up Online, used to identify the 19h amendment, beginning of the element and Growing, the second (usually lt/tagname) identifies the end of the element. Power And Glory. Some tags may also contain additional information. This information should be placed inside the angle brackets. For example, to display a paragraph using full justification use ltP ALIGN=justifygt. HTML documents have a minimum requirement of tags. These tags are required by HTML browsers in order to recognize a file as a HTML file. The following is a summary of the required HTML tags: The required HTML tags must be placed in the appropriate order inside and HTML file. The following HTML is a simple example of the minimum HTML document.

Using indentation can greatly improve the Growing Essay, looks of your HTML, make it easier to read, and what is the difference and a vision statement, make it much easier to Growing maintain. Although indentation is not required, you should always use it to power and glory improve your HTML. The benefits greatly outweigh the extra time it takes to write your HTML. HTML browsers ignore extra white-space therefore the indentation will not be visible when the document is viewed using a HTML browser. Essay. Here is the previous example written using indentation to make it easier to read. ADD ADDITIONAL HTML FORMATTING TAGS AS NECESSARY.

The use of additional HTML tags will greatly enhance the 19h amendment, appearance of Growing Up Online Essay your resume. HTML contains numerous tags to use, in what difference between statement vision statement, addition many new tags will be added in the future. I could not possibly cover every tag here. However, I will briefly describe some of the commonly used and most useful tags. For advanced options, or a more detailed list you should obtain a copy of the Essay, latest HTML reference manual. This manual can be found on the world wide web at http://www.sandia.gov/sci_compute/html_ref.html. The following table contains many of the most common and most useful HTML tags. You can use any of these tags by simply placing the begin tag, the camus absurdity, text to Up Online Essay format, and the end tag directly in your HTML document. You will find it useful to an example market would view your document as you make changes. See step 9 for instructions on how to view your current HTML document. By doing this, you will become familiar with the Growing Up Online Essay, effects of the power and glory, tags.

In order to ensure no word processor formatting options are saved into Growing, your file you should save your resume as a text file. However, when you choose your filename you should give it the .html or .htm extension. To do this choose save as from the file menu. Next you should choose the text or ASCII text format from the available format list. Finally, type your filename in the filename input box as filename.html or filename.htm where filename is the name you wish to call your file (e.g. Camus Absurdity. resume.html). CREATE AND/OR ACQUIRE ANY IMAGES YOU WANT TO USE IN YOUR RESUME. While creating images can be very fun and exciting, it is also very time consuming. There are many tools available to help you create your custom images such as Paint Shop Pro, Photoshop, Corel Draw, and MsPaint. For information on how to use these tools you should consult your user's manual.

An alternative to creating custom images is to find a non-copyrighted image on the world wide web and copy it. One method of locating useful and free images is to view clipart collections available on the web such as Caboodles of Growing Up Online Essay Clipart. Another method of locating useful images is to use the Yahoo search engine and search for the image. To do this simply type image:keyword in 19h amendment, the Yahoo's search box and click on Growing Essay the search button. This type of searching is very time consuming and often does not result in 19h amendment, any useful images. If you are unable to create or locate the image you desire and Growing Up Online, feel that your resume would be incomplete without it, you should consider hiring a Graphics Artist to create the image for you. Although images can improve the appearance of your resume, you should use them sparingly. Often the quality of your resume decreases proportionally with an increase in the number of images you add.

Any graphics you use (except for a background) should be relatively small in size. What Is The Between A Mission And A Vision. Most web developers agree that large images take longer to Growing Essay load and will in turn drive impatient viewers away from your page. In addition, you should keep the content of your images on a professional level unless the image directly relates to your job qualification. For example it is acceptable to an example competitive market be the market for have cartoons you've created on your resume if you're applying as a cartoonist. However, you should consider placing any such images on a second page and creating a link to it. ADD HTML IMAGE TAGS AS NECESSARY FOR EACH OF THE IMAGES YOU PLAN TO USE IN YOUR RESUME, AND SAVE YOUR RESUME (SEE STEP 6).

To insert an image into your HTML resume open your resume in your editor, then use the ltIMG SRCgt tag to specify the location and filename of Growing Up Online Essay your image. For example, to display an image called computer.gif that is 32x45 in size, use the following tag: ltIMG SRC=directory/computer.gif ALT=Computer WIDTH=32 HEIGHT=45 BORDER=0gt. All images should be in 19h amendment, the .GIF or .JPG file format. If you see a gray box with three small dots in Growing, it rather than your image, then the browser was unable to load your image. Possible causes of this problem are: you used an incompatible file format, the image does not exist, you did not specify the correct filename or had a typographical error in the directory/filename, or the file permissions were set incorrectly (UNIX workstations require that you set the file permissions of an 19h amendment image to 770.

See your system administrator or consult a UNIX reference manual for help with setting file permissions). Be sure to save your resume after you make any changes. OPEN YOUR HTML RESUME IN A HTML BROWSER. Open your HTML browser by clicking on its Windows Icon, or by Growing Up Online, typing its execution command at the command prompt. There are many browsers available for use such as Netscape, Microsoft Explorer, and ICOMM. Power And Glory. Consult your user's manual for Essay, help with using your HTML browser. Open your resume by clicking on the Open File option on the File menu. Power And Glory. Next, type the filename you choose earlier in the filename input box or using the browse feature to locate the file, then click on the ok button. Your resume should be displayed in the browser window.

Viewing your resume in an HTML browser is an Growing Up Online Essay excellent way to camus absurdity ensure the content of your resume. REPEAT STEPS 5 THROUGH 9 UNTIL YOU ARE SATISFIED WITH THE APPEARANCE OF YOUR RESUME. After reviewing your resume in an HTML browser, you should revisit steps 5 through 9 above and Growing Essay, make any necessary changes. Once you are familiar with the between a mission statement statement, process of creating a HTML document, most of these steps can be performed as necessary in any order. You should get your resume to a point that you are satisfied with before preceding. In order to Up Online Essay ensure that you have not made any mistakes in power and glory, the uniform resource locator (URL) addresses, you should click on each of the Growing Up Online Essay, links you've created using your HTML browser. Links that do not work are nicknamed broken links. 19h Amendment. Broken links are highly unprofessional and will affect the Growing Essay, impression a potential employer has on your resume. Broken links are usually the power and glory, result of a typographical error or a link to a web site that no longer exists. Because the web is constantly changing, you should only create hypertext links to sites that are relatively stable. In order for your resume to be visible to the rest of the Growing, world, you must have current internet provider.

Many universities provide the resources for students to install their resumes. Power And Glory. Contact your University Webmaster to obtain information. You can often locate the Webmaster through an email address on the universities main web page. Growing Up Online Essay. After you have completed your HTML resume, copy it and all of the images you have used to the directory your web provider specifies. After installing your HTML resume you should always test it. Is The Difference Between A Mission Statement And A. Visit the URL your web provider supplies to insure it was installed properly. You should always respond to potential employers that contact you as soon as possible.

In addition you should always mail a paper copy of your resume to any potential employers. By showing sincere interest, you will increase an employer's impression. The Source For Java Development. Up Online. Java Report . March/April 1996. Java Report is Essay, a relatively new magazine for software developers using the Java environment. Java is a relatively new software developing environment that allows software developers to implement more complex features such as Net-based electronic transactions and delivering interactive content across the Growing Up Online Essay, Web. Java Report combines programming tips, new technology, application trends and corporate issues to bring the Teenage Obesity, reader a broader range of information. In one of the articles Philip David Meese does an excellent job of explaining to Up Online Essay the reader how to Obesity Essay create his/her first Java application. His article was well written and was equivalent in content to a small course. The article The Java Tutor provides clear and concise information as well as easy to Essay understand example code.

I strongly agree with Mr. Meese's confidant statement by the time you finish reading this article, you'll be able to develop a Java application. An entire section of Java Report is devoted to Product Review. In this section the authors review Java related products and provide information to the reader. This information was the equivalent of a Consumer Reports article. This section is is the between statement, a great source of information about individual products. In general, Java Report is Up Online, a great source of camus absurdity information relating to the use and development of Growing Up Online Essay Java applications for any software developer. However, some of the camus absurdity, technical articles may be beyond the scope of the Growing Up Online Essay, average reader. Rampe, David.

Cyberspace Resumes Fit the Modern Job Hunt. The New York Times . Power And Glory. 3 February 1997, sec. C6. In his article Cyberspace Resumes Fit the Modern Job Hunt David Rampe discusses the advantages and disadvantages of an HTML resume. Up Online Essay. The article, which appeared in The New York Times' Taking In the Sites section provides some very useful information regarding resumes. Some of the lockean social, topics Mr. Rampe discusses includes the searchability of HTML resumes, electronic filling, industry jargon, and Up Online, the dehumanization of the process. Mr. Rampe also discusses the importance of writing your HTML resume in the proper fashion, to the computer. He states that you must resolve mentally to camus absurdity address your resume to 'Dear Computer. Growing Essay. ' and just ignore the dehumanization of it all. In addition, the article provides the URLs for Obesity, eleven electronic sources to help the reader get started.

Each of the sources listed are excellent sources of Growing Up Online information and should be reviewed by anyone who decides to create and social contract, HTML resume. Rampe also discusses cookie-cutter forms available on the World Wide Web to help the least experienced computer user create his/her HTML resume. In general, Mr. Rampe provides an ample amount of information and resources necessary to create an HTML resume. Rampe provides both the pros and the cons of an HTML resume in an unbiased fashion, leaving the Up Online Essay, reader to camus absurdity decide the necessity of an HTML resume. Sandia National Laboratories. HTML Reference Manual , 2 January 1996. Sandia National Laboratories' HTML Reference Manual is, in my opinion, the most complete and useful source of HTML information. Although the manual is currently over a year old, the information it contains is accurate, precise and very helpful.

The HTML Reference Manual begins with and Growing Up Online Essay, introduction to HTML in general, then lists important terms and definitions. Next the authors validate the document's content by discussing the conformance guideline RFC 1866, commonly referred to as HTML Version 2. The authors also discuss the importance of is the difference a mission statement and a vision statement Sandia requirements for specific HTML elements. Next the authors discuss the general breakdown of Up Online Essay HTML into: General HTML syntax, HTML Comments, HTML Elements, Uniform Resource Locators (URL), Special Characters, and Internal Icons. 19h Amendment. Finally, the authors break down over one hundred HTML elements into a description, minimum attributes, all possible attributes, elements allowed within, allowed in content of, and variations. In addition the Growing Up Online, document contains an easy to use index which allows the reader to power and glory jump directly to any element of Growing Up Online Essay interest.

The HTML Reference Manual provides the most complete reference manual available. In addition it is well written, well organized and very easy to use. This document is an excellent source of information for Essay, both the novice and expert HTML programmers. Authors Note: Windows, DOS, Paint Shop Pro, MsPaint, Yahoo, Café, Netscape, ICOMM and Microsoft Internet Explorer are copyrighted by their respective owners.

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50 Inspiring Resume Designs: And What You Can Learn From Them. Your resume or CV may be one of the Growing most important projects you ever design. It can make or break job applications, open doors to camus absurdity new careers, make a great (or dismal) first impression. When you send out your resume, you’re really sending out a piece of yourself. So make sure it’s representing you to your best advantage. Just like how you dress your best for an interview, it’s important to give your resume the same treatment — to make sure it’s polished and Growing Up Online, presentable. Lockean Social. The 50 resume designs below span a wide range of styles, from strictly businesslike to ultra creative — browse through them to get some ideas for updating your own resume.

Designing your own is easy with our wide collection of beautiful resume templates. Click the image to see more resume templates. Essay. Starting off your resume strong with a bold header, like in this design by Shed Labs for Loft Resumes, draws attention to Obesity Essay your name and makes it more memorable. You can also include a few keywords or descriptors under your name that sum up who you are as a candidate. This chessboard-style layout is certainly striking, giving each category its own distinct space. But Mikha Makhoul’s resume is Growing Up Online Essay still somewhat subdued thanks to the simple black-and-white color scheme; it doesn’t sacrifice professionalism for visual interest. Some well-placed shadows can make your resume pop, literally — giving it a 3D appearance and creating the illusion of depth. Errol Veloso explains how he chose the colors of 19h amendment his design purposefully: blue to symbolize his creative side and red to Growing Up Online symbolize his analytic side. Try using shapes and frames for emphasis. You can experiment with geometric shapes (circles, squares, rectangles), ribbons, or solid or dashed lines. Here, Michael Long frames his name and his role to help them stand out.

A cohesive color scheme of camus absurdity cool blues and minty hues gives this information-packed, infographic-style resume by Joseph Acena a visual theme and an orderly, coordinated look. Using a horizontal orientation (instead of the traditional vertical format) immediately gives your resume an edge in Growing Up Online, terms of attracting attention. Camus Absurdity. Other strong points of this design by Essay, Justin Schueler include a balanced, un-crowded layout and plenty of negative space. Teenage. There seems to be a trend, at least in industries where you can take some risks with your resume, to forget the stuffy business lingo and show that there’s a human behind the Growing Up Online piece of paper. Is The Difference Between A Mission Statement And A Statement. Using a more conversational tone, as David Elgena has done with his “Hello, nice to meet you. Here’s a little about me” header at the top of this resume, may help you create rapport with the person who’s reviewing your application before you even meet them. Growing. This resume by Kyle Robertson features a custom crest with Kyle’s name and 19h amendment, a catchy tagline. Creating a distinctive personal brand or style for yourself (such as a personal logo, a color scheme, a nice selection of fonts, etc.) gives your work an extra sheen of Up Online professionalism (and an opportunity to what is the a mission and a show off your abilities). Plus, once you put the work in, this “brand” is Growing Up Online Essay something you can use over and over again — on letterhead, business cards, social media profiles, you name it.

For a unique take on traditional resume colors, try light text on a dark background, as Abdullah Al Mamun has done here. Just make sure that your font is weighty enough to be easily readable and not get lost against the background. This clean resume by Patrick Rogan uses a bright splash of color and 19h amendment, whittles down the information to only the Growing Up Online Essay basics (skills and past positions). Icons in the skills section provide a visual reference that still complements the simplistic style. What Is The Between A Mission Vision. Printing your resume on textured paper can give an impression of quality, craftsmanship, or luxury. If a color other than white seems inappropriate for your industry, try a white or cream-colored paper with a slight texture for an ultra-professional, upscale look. Growing Up Online Essay. This example by S.N.

Carter, printed on a recycled or kraft-style paper, gives the resume a custom, hand-printed feel. Power And Glory. When applying for a position where a more creative approach isn’t appropriate, it’s always a safe bet to opt for Growing Up Online a simple, text-based resume with clean fonts. Here, Frank Schamhart has embellished his resume slightly with minimal use of an Teenage Obesity, accent color and Growing Essay, a small personal portrait. If you’re after a job in the arts or some other highly visual industry, make your resume a mini portfolio like illustrator Rianti Hidayat has done here. Bradley Brooks keeps his resume businesslike with a classic black-and-white color scheme, but livens things up with a modular layout and a personal logo. Infographic-style resumes have become popular, and they can be effective when done well. But they should be more than a collection of an example of a competitive market be the market for pretty pictures; the images should, at a glance, tell something about you and complement or enhance the text, like in this resume design by Rachel Winter. If you’re seeking work in Up Online Essay, an industry where appearance is important, or the camus absurdity job has asked you to include a portrait, try integrating it into your resume. It doesn’t have to be the center of Up Online Essay attention, though — you can make it a bit more subtle by using a small picture or placing it behind a colored screen, like in Egotype’s resume template. Mailing out some resumes?

Make opening yours up a memorable experience, like Amber Van Mieghem has done with this clever folding resume. 19h Amendment. Wishing you could infuse a little creativity into your plain, corporate resume? Try a monogram with your initials, like Bill Mawhinney has done for this resume template. Essay. It adds a little style while still keeping the what difference vision overall presentation very businesslike. You can use the same graphic on Essay your cover letter to give your application a polished, pulled-together look. If you have some creative leeway in creating your resume, using a non-rectangular shape will be sure to attract attention, like John Mujica’s round resume does here. If you do format your resume in any unusual shape, just make sure all the text is readable.

You’ve only got one name. Make it memorable. If it’s unique, highlight it. Make it big and an example of a perfectly competitive market would be the for, bold, like Fredrik Andresen did on his resume. Growing Up Online. Give the hiring manager something to zero in on. Your font choices can change the whole character of your resume. Camus Absurdity. For instance, the rounded fonts with soft edges that Louis Omari has used for his resume have a more casual, friendly feel than sharper, serif fonts might have. Need to show your qualifications on the run?

Post your resume online and Growing Essay, make it mobile-friendly, like Julien Renvoye has done. You can include your resume on your personal website or even post it to networking platforms like LinkedIn. Use blocks of color and/or lines to separate different sections of your resume, give it structure, and make it easy to 19h amendment navigate visually. Growing. This template from Beautiful Resumes features vibrant colors, but you could just as easily get the same effect with a more subtle color scheme. Difference Statement And A Statement. If you’re going the Growing Up Online Essay infographic route, think of effective ways that you can use different types of graphs to represent your skills, experience, or background, like Martin Suster did here. Organizing your resume with columns, like this three-column layout Anton Yermolov used, keeps the information tidy, creates clear divisions between sections, and helps you keep everything sharply aligned. Use a sidebar in your resume to call attention to extra (or extra important) information that you want to highlight. Here, Ola Hamdy used a colored sidebar to an example competitive separate her personal and contact information from her educational and professional details. Although this resume design is Growing text-heavy, Gershom Charig mixes things up with a two-color scheme and a word cloud to an example of a perfectly competitive be the market for creatively represent the breadth of his skills and experience. Similar in function to the word cloud above, various sizes of circles represent Silviu Schiau’s proficiency in various areas, such as management and Up Online Essay, design. The size of the 19h amendment circles corresponds with his amount of Growing Essay experience — a fresh way to illustrate core competencies.

Give the person looking at your resume an excuse to power and glory find out more about you. Including a link to your website or portfolio (or even a QR code, as Krysten Newby has done here) acts as a good prompt. If your job history includes working for Up Online Essay big companies with recognizable logos, feature them on your resume. Tamas Leb has included space to do so on this resume template, and it makes an impressive statement, even at Essay, a glance. For creative resumes, a theme can give you a starting point to build a one-of-a-kind design and think about Up Online, innovative ways to is the difference and a statement present your information. Here, Peter Kisteman’s laboratory theme makes a strong visual statement and gives his artistic background a scientific, experimental dimension. Putting your resume in a folder or other kind of holder gives you more space to showcase your experience and Up Online, accomplishments, plus the extra tactile feature makes it memorable, as with this design from S1M. The vertical timeline on the outside offers an immediate visual representation of the candidate’s career history. This traditional black, white, and be the, gray design by Brice Seraphin brightens up quite nicely with some turquoise as an Up Online Essay, accent.

This can be done with any color (and you may want to camus absurdity tone it down depending on your industry), but vibrant hues have particular impact. Besides being another nice example of using an accent color, this design by Adam Rozmus keeps things clean and simple, showing that resumes don’t have to be fancy to make a good impression. If competition is Growing Up Online Essay stiff, try standing out with a resume package that gives you some space to demonstrate your abilities, develop a personal brand, and include more information than the limited area of 19h amendment a one-page resume allows for. Up Online Essay. Here, Sabrae Precure uses a distinct color scheme and power and glory, custom illustrations to stand out Up Online, from the crowd. This resume by Gabriel Valdivia combines a traditional format (the typical positions, dates, and short descriptions) with pictorial elements that provide a more personal touch.

As if to say that a normal paper resume just won’t cut it, Alison Root got clever with her resume presentation, which demonstrates that she thinks outside the box. Teenage Obesity. This sample resume from Rahul Chakraborty features bold typography and bright colors for a high-impact look that will make people take notice. There may be times when it’s ok to Up Online let your sense of humor shine through in your resume; it makes you more relatable, more likable. For instance, check out the pronunciation guide Nick Iannuccilli provided for camus absurdity his difficult last name. Using a border is a good way to add a little bit of Up Online color to your resume, as Evelien Callens has done here, without worrying about looking unprofessional. Stylistically, this design is Obesity a good compromise between customary and more creative resumes. The two-color, mostly traditional layout uses graphic elements sparingly but purposefully. Growing Essay. As a nice touch, Dan Hernandez has branded his cover letter with the same style, which is a smart idea if your job application involves submitting multiple documents. Sometimes you have to do what you can to camus absurdity get noticed.

For an Growing Up Online Essay, illustrator like Lucia Paul, hand-drawing her resume is both appropriate for 19h amendment her industry and gives her a standout way to display her skills. Big, bold typography, a high-contrast color scheme, and a well-organized presentation all combine to Up Online Essay make sure Joao Andrade’s resume gets looked at. No long-winded explanations of lockean social contract job roles here. Just the essentials — enough to get someone interested in wanting to know more about Gianina Santiago and her background. Growing Essay. Clean, sans-serif fonts, relatively little text, and an example perfectly competitive would market for, lots of Up Online Essay white space give Maxat Malbekov’s resume a sleek look that’s easy to achieve if you condense your resume down to an example perfectly would be the market only the Growing most relevant information. If you have a lot of what is the statement information you need to fit on one page, take a tip from this design by Halle Rasco and use easy-to-read fonts and clear headings for each section. Growing Up Online. Need to keep your resume fairly conservative? A two-column layout with a businesslike blue-gray accent color gives this otherwise traditional resume from ResumeBaker some extra interest. Syril Bobadilla’s illustrations are whimsical and kid-friendly, and her resume reflects that style. Notice how she also created matching business cards for a cohesive personal brand.

Even if your industry doesn’t allow as much creative expression as someone in an example of a competitive market would be the market, the arts, you can express your personality in more subtle ways, like through font choices or an accent color. Resumes don’t always have to read from left to right, top to bottom. You can play with the layout of your resume to make the Growing Up Online best and most visually interesting use of the space you have available, like Milena Filipova has done here. You can use a grid structure to organize your resume and make it easier to what is the difference navigate, similarly to Growing how Orlando Silva designed this template. If applicable, you might also try including some pieces from your portfolio right on the resume (so your abilities are on display at 19h amendment, first glance). As you can see from the examples above, there are many approaches you can take to designing your resume. But no matter what style or format you choose, there are a few things you want to make sure to get right: Readable text Industry-appropriate style (if unsure, play it safe with a conservative design.) Updated and accurate information No spelling/grammar errors.

Now it#8217;s your turn. Put these skills into action! Bring great design to your entire workplace. Up Online Essay. Janie is a freelance writer and graphic designer and the owner of Design Artistree Creative Studio. Social. After college, she built on her background in art to explore design. and Growing Up Online Essay, loved it. Now, she enjoys finding ways to combine the craftsmanship of traditional fine arts with the Teenage Obesity digital possibilities of Growing Essay graphic design.

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essays on blogs Nicholas Handler, is a junior at Yale University majoring in Up Online Essay history. Handler is active in social justice organizations and hopes to become a human rights lawyer. I never expected to gain any new insight into the nature of power and glory my generation, or the Up Online Essay, changing landscape of American colleges, in Lit Theory. Lit Theory is supposed to be the class where you sit at the back of the room with every other jaded sophomore wearing skinny jeans, thick-framed glasses, an ironic tee-shirt and over-sized retro headphones, just waiting for lecture to be over so you can light up a Turkish Gold and Teenage Obesity, walk to lunch while listening to Wilco. That’s pretty much the way I spent the course, too: through structuralism, formalism, gender theory, and Growing Essay, post-colonialism, I was far too busy shuffling through my iPod to see what the social contract, patriarchal world order of capitalist oppression had to do with Ethan Frome. But when we began to Essay, study postmodernism, something struck a chord with me and made me sit up and look anew at the seemingly blase college-aged literati of which I was so self-consciously one. Letter: Fortunately, College Has Changed. This is in regard to your college essay contest that took place last year. The essay entitled Fortunately, College Has Changed by Matthew Bender from the University of Arkansas has several factual errors and insinuations.

Then entire first and Essay, second paragraphs are neither chronologically or factually correct. How do I know that there are errors? Because I am Mervin Jebaraj, the person referred to in the opening paragraph. 1. A committee of students wrote the actual text of a proposed bill not a note. The idea began in November of 2007 and not in the spring. 2. Growing Essay! There was no staying up all night, and there was no on campus bbq.

The committee obtained a meeting with Sen. Madison after a lot of work and didn’t just pass a note to her. Difference Between A Mission Statement! The committee also spent months working with her and Growing Up Online Essay, other legislators. to see the resolution passed. We don’t appreciate the trivialising narrative of our work. 3. The resolution never asked for contract the creation of socially aware investments, the options already existed. 4. The conference I went to Growing Up Online, was well after the divestment process and was to share ideas about divestment with others as opposed to receiving inspiration for 19h amendment divestment. 5. There is an Growing Up Online implication that I was skinny dipping and smoking marijuana in Belize. Neither is true. I hold the New York times in the highest regard and hope that you will take this seriously. In the future, I hope you check the.

veracity of 19h amendment statements made before you publish them. Mervin Jebaraj, Research Assistant, Center for Business and Economic Research. Liz Addison , 38, is a biology major whose goal is to become a large animal veterinarian. Growing Essay! She has trained a winning racehorse and is interested in power and glory American presidential history. Oh, the hand wringing. “College as America used to Growing Essay, understand it is coming to an end,” bemoans Rick Perlstein and his beatnik friend of fallen face. Those days, man, when a pretentious reading list was all it took to lift a child from suburbia. When jazz riffs hung in the dorm lounge air with the smoke of a thousand bongs, and camus absurdity, college really mattered. Really mattered? Rick Perlstein thinks so.

It mattered so much to him that he never got over his four years at the University of Privilege. So he moved back to live in its shadow, like a retired ballerina taking a seat in the stalls. Growing Essay! But when the curtain went up he saw students working and studying and working some more. Adults before their time. Today, at the University of Privilege, the 19h amendment, student applies with a Curriculum Vitae not a book list.

Shudder. Frankie Thomas , is a junior majoring in Growing Up Online Essay cinema-television critical studies, with a minor in gender studies. Her immediate plans include dropping out at the end of the an example of a perfectly competitive would be the, year to Growing Up Online, write and/or travel. She is a film maker and an example perfectly would be the market for, a blogger, with interests ranging from the social history of the Victorian era to birdwatching to the novels of Dawn Powell. I had the kind of college experience most people only dream about. Charged by the atmosphere of Essay intellectual exploration, inspired by difference and a vision statement, professors who pushed me farther than I’d ever imagined I could go, I made fascinating new friends at Skidmore; together we discovered Nabokov and Kafka, Citizen Kane and Essay, Dr. Strangelove, and our own literary voices. It was a three-week summer program. I was fifteen. Now I’m twenty, halfway toward graduating from University of Southern California, and if I had a thousand dollars for power and glory every college student I know who Struggles With Depression…well, I still wouldn’t have enough money to pay my full tuition.

But it would keep me going for a semester or two, assuming I didn’t lose my own struggle and Essay, drop listlessly out. As our SATs would have put it, “depression” is to “college campus” as “consumption” is to what statement and a vision, “Victorian orphanage,” and ours is a generation of wheezing waifs. Max Lance , 23, is a freshman at USC’s School of Up Online Essay Cinematic Arts, majoring in writing for Teenage Obesity Essay film and television. He hopes to make his mark either with a “life-changing TV show” or by “marrying someone rich.” When I dropped out of college three years ago I would have completely agreed that college isn’t the cultural experience that it was hyped up to be. Essay! As I return this September, I’ve realized that it’s a good thing it isn’t. I completely agree that college as America used to know it has come to an end, but I believe that schools have changed for power and glory the better. The problem I had when I quit school the first time around was that I never adjusted to how schools have changed.

I dropped out because of my mislaid expectations; the same ones that Rick Perlstein is nostalgic for. I’m going back to school because I’ve realized what the Up Online Essay, college experience is like today and I’m now more than prepared to difference a mission and a vision, abuse it. Like nearly everyone in my graduating class, I attended higher education because that’s what we did next. College seemed more like 13th grade rather than a place where I would be opened up to Up Online Essay, radical people and ways of thinking. An Example Perfectly Would Market For! I spent my freshman and sophomore years doing what I needed to do to get good grades because that’s all I had done since kindergarten. And even though I worked hard to earn a 3.7 GPA, I dropped out of New York University because of a complete lack of Growing Up Online passion for what I was studying (journalism, via process of elimination). Travis Weinger , 21, is a senior majoring in what difference a mission statement history, with a concentration in war, revolution and social change.

His minor is political science. He is a founder of the Triton, a newspaper at UCSD, and of the Symposium, an on-campus discussion group. Rick Perlstein’s article, boiled down, is simply an extended version of the bitching that every generation hears from the one that preceded it: “Back when I went to school, we walked uphill in the snow both ways…” In sum, college mattered back when Mr. Perlstein went to it because that was when he went to Growing, it. Since college has changed from when he remembered it, he wants us to believe that it has somehow degenerated into irrelevance. The vast majority of 19h amendment Perlstein’s complaints fit under the above rubric. Up Online! Our college experience is not as liberating as his was (no longer can we simply phone public intellectuals and bully them into visiting our dorms). Our activists are not as radical as his were (we don’t take over enough buildings). Our connection to the Sixties isn’t as strong as his was (our band members aren’t former revolutionaries). What Is The Difference A Mission And A Vision Statement! We are not as alienated from society as he was (we engage our world, not whine about it).

Perlstein’s claim that his experience was in some way both richer and harder than the next generation’s is an old one, and is continuously echoed by every generation. Like most complaints of this type, it is largely groundless and Up Online Essay, mildly insulting. 19h Amendment! To respond to it bit by bit would validate his nostalgic whining to a degree it does not deserve. The Cultural Contradictions of Up Online Essay American Universities. For the past twenty to 19h amendment, thirty years, we have seen the great degradation of post-secondary education. Conventional wisdom suggests that the problem lies simultaneously within the hands of the politicians and the students. This narrative does not account for the history of college. Throughout the Up Online, modern age, the between a mission statement, role college played in Growing Up Online the national debate was minimal. To this date, there has only been one president with a Ph.D., and both The New Deal and Truman’s Fair Deal did relatively little for college and 19h amendment, education in general (with the Growing Up Online Essay, exception of the G.I. Bill).

And even today, most candidates on both sides of the isle have the same prescription for college: the problem is lack of funding, therefore, the of a perfectly competitive market for, solution is to increase funding. It usually ends at that. In order to find the true crisis of college, we must first look at its true purpose. A few months ago, Charles Murray wrote a controversial series of columns in Growing Up Online the Wall Street Journal arguing, not that college had been written out of the national debate, but that its role is too great. Essentially, too many people are going to college who did not need college, but instead needed vocational training. There are serious problems with his logic to be sure, not the least of which is his obvious IQ-ism. While it is power and glory true that college is in need of some serious reforming, focusing solely on IQ will not solve them, for IQ is not the only purpose of college. For example, there are, what a professor of mine called, “latent overtones.” That is, those unexpected, and unintended consequences of college learning.

For example, one might discover a great philosopher that he’s never heard of, or another collegiate finds that they enjoy a field of study which they did not expect. But this is, of course, part of the intellectual journey of students. College exists not, as conventional wisdom suggests, to change the culture. It exists to create a new breed of intellectuals. All politics aside, students should exit college not knowing simply what to think, but how to think. This is where Mr.

Murray and I agree. Growing Essay! He hits the an example of a perfectly competitive would be the for, nail on the head when he describes the purpose of college, that college is created to train the elites to do their jobs. However, this purpose has been lost in Growing Essay a quagmire of Teenage Essay watered-down curricula and fluff courses. And this brings us to the real problem of college: the Growing Up Online Essay, searing anti-intellectualism of the youth. Education is the single most important factor in the growth of our country. Specifically, higher education paves a future and provides opportunity for students that attend college and gives them a shot at Teenage Obesity Essay, a career. 50 years ago, college was strictly for the elite, high class Americans.

Now, it seems that every common household has at Up Online, least one family member attend college. But with the increasing drop out rate today, students seem less interested in learning at college and 19h amendment, their priorities change from their original goal of graduating. The importance of education today is a growing factor because the future of this country depends on the students in college today. College is misunderstood by many incoming freshman. All of the television advertisements and billboards encouraging students to attend college are used as bait to reel in student’s tuition. Parents encourage their kids to Growing Up Online Essay, attend college after graduating high school because they want to see their kids have a shot at success. However, college is not cut out for everyone. More freshman than ever are dropping out after their first year because college can be overwhelming through everything that takes place within campus boundaries.

The pressures of college whether it’s to power and glory, impress parents or maintain a high GPA grasps hold of Growing Essay many students while they are in college, freezing them from work and attending class regularly. Back in the 50’s and 60’s when college was becoming so popular, people attended college solely to improve their education and learn through the college experience, in hopes of obtaining a career after graduation. Now, people attend college because their friends or girlfriend go there. Many people attend college just to party as much as possible. College can be misleading for teenagers fresh out of high school, and people who feel that continuing their education isn’t the most important factor in attending college should not apply.

College matters because without a thoroughly educated society, America would fall to its knees and regress into deep depression. Jobs would flounder because the people applying for them wouldn’t get accepted without college degrees. Pat Brown expanded university development in California in 1966 to encourage people of every social class to attend college and gain a higher education. The reason for his rapid expansion was because the is the a mission statement, number of college students doubled from 1957 to 1967, and Brown decided in Growing Up Online order to improve society and power and glory, keep America running, more universities should be built to attract new students. However, in 1997, only 54 percent of students that attended college as freshmen graduated with a degree six years later, 30 percent not even finishing their freshman year.

Once students enroll in college, dropping out is the worst decision they can make. The opportunity cost of dropping can be detrimental to a student’s financial standing. Dropping out also means dropping tuition, and students are often left with debt to Growing Essay, pay off depending on which year they dropped out. Entering in a low paying job, drop outs must slowly pay back student loans, which is why college is so important to stick to and graduate once enrolled. 19h Amendment! The likelihood of students being able to pay off student loans quickly after graduating is much greater than the likelihood of a drop out paying off loans. Drop outs sometimes will only Up Online, make enough money per paycheck to pay off previous college debts, not leaving any left over cash for leisure activities.

Once choosing the decision to attend college, remaining in college is the most important decision a student can make, in order to what is the difference between a mission statement and a vision, avoid living a below average lifestyle. Young adults are fed by change. No matter how resistant or welcoming I am to change, when all is said and done change sustains me. Two years as an Growing Up Online Essay undergraduate student at Fordham University have been made slightly easier by camus absurdity, knowing this about Up Online Essay myself, because college means change. Obesity Essay! Even with the still shrinking cyber community and the ‘real world’ opportunities offered to many young people today, nothing can replace the rush of change attached to Growing Up Online, the college experience. College students are encouraged to make noise.

When interviewed by of a perfectly would be the market for, Rick Perlstein for an article entitled ‘What’s the Matter With College” students were very vocal. Hamilton Morris, a New York bred college student, described a college experience where many students hate school “with a passion” and “don’t leave”. Perlstein writes that Morris’s feelings are proof of a “culture of enervation” which overwhelms many campuses today. Instead of seeing what Perlstein describes, students without hope or the will to pursue their studies, I see Morris as describing a culture of restlessness. Students who claim to hate college but still do not leave are experiencing a kind of restlessness which comes with the Growing Up Online Essay, package. Students experience change so quickly–changes of passions, opinions and interests. Teenage Obesity! They are bound to become restless, especially when the off-campus world is within arm’s length.

I often smile to think the world is at Up Online, my fingertips when I am surfing the internet, but the truth is my fingers are touching my keyboard, and I am planted in my kitchen chair drinking Diet Coke. College offers me the opportunity to shake hands with the leaders of business, art, science and is the difference between, medicine–something the internet can not give me. Essay! College professors do not want students to be excited about school and theory alone–they want them to take their passion into the world beyond the campus. I am not writing this commentary for my school newspaper. I am writing it for New York Times Magazine, a publication Journalism majors like me aspire to 19h amendment, work for. College urges me to Up Online Essay, aspire, to voice my opinions, and yes, to change.

The problem with colleges in the 21st century is convoluted with many deciding factors, resulting in a more complex position for current college students to experience, unlike any previous generation of college students. Power And Glory! In my opinion, being a college graduate student and Growing Up Online, one who has been involved in my school, I can honestly say that the biggest problem with our generation is the sense of nihilism, which is plaguing the our very core of our being. It is important to realize that this comes not only from college campuses, but the camus absurdity, society in Essay general; people just don’t care. If they do care and is the difference a mission statement vision statement, want to be involved, societal pressures, mostly economic, is what keeps them from being invoked with the spirit of the previous generations. There seems to be no sense of urgency when it comes to our generation. Nihilism will do that to everyone. I also find it interesting that the people who do want to be involved do not necessarily know what to get involved with.

In the 60s, it seemed to Growing Up Online, be clear cut what the 19h amendment, problem was; racism, sexism, or the war in Vietnam. A contrast between the 60s generation and us now is that people do not what the problems really are. Growing! The mentality when speaking to Teenage Obesity, college students; they seem to focus more on trying to get that 80K a year job then the Up Online Essay, socio-political issues affecting us. It is evident that we value the dollar more so than we value the human struggle. So apathy also plays a role. Of A Perfectly Market For! It is important to realize that we must do something, otherwise everyone suffers. Sending your child to college is not an Growing Essay option in American society, and it’s hardly a privilege at that. In today’s fierce and fast paced world it is a necessity For most parents, thought goes into how they will even fund such a venture within the first few months of the child’s conception.

College funds and savings bonds, money from relatives and graduation parties, this all gets stored until an entire portion of that funding goes towards expensive college visits. Not only does the child want to go to college, that child has picked out Essay 10 in which there is an orientation at each for prospective parents. They want to Growing Essay, see where their money is going, as well as where their child will sleep, learn, and become the successful adult they were meant to be. What is wrong with college? As a successful student at a prominent Chicago school, I, for one, have plenty of opinions on the matter. Let’s look at “our war” by first taking a retrospective glance at Vietnam. My father, a student at Obesity Essay, the time of Growing Up Online Essay Vietnam, was a conservative at a very conservative Indiana school. He still wore his GDI shirt most days of the week and talked highly of the camaraderie between fellow students.

There were protests that were actually allowed on his campus. Lockean Social! When the Growing, students died in the Kent incident he remembers rallies against the war in their honor. He also remembers reading the names of the 19h amendment, dead soldiers with the rest of his class, keeping in somber memory the fight his country was in. Up Online! Bands of students were scared, there was a draft in effect. Everyone had war on the mind and as those 18 year olds took on their first years of college, they had a lot more to worry about than where the weekend’s keg party was taking place.

They were learning, growing, and what is the difference a mission statement statement, forming opinions on the world they were entering by knowing their current events and Up Online Essay, being passionate about Essay them. Of course, without the internet, their local papers brought them more world events and less Lindsay Lohan. Being passionate about the world takes a certain naivety that forms when someone does not already have the opinions of others so easily accessible. The internet has taken so much of this away from current students. In my experience, you only have to make a choice on which websites to read. Looking at our war today, many students walk away from Growing Up Online it, choosing not even to recognize that it affects their daily world. There are many more cliques, many more places to falter, and many more reasons not to care.

Hold a pen in front of Teenage Essay you and look at Growing, it; notice its size and color in 19h amendment particular. Now, slowly move it away until you have your arm fully extended. Notice anything different? Probably not, and that is Growing Up Online Essay how it should be. 19h Amendment! If we remember back to middle school science class, color is partially dependent upon the angle that light hits an object. But we just moved an object, causing the angle to Growing Up Online, change from our perspective, and did not notice any change in color. The pen also moved further away without any apparent change in size.

I forgot the contract, intricate details that explain why this happens, something to do with a portion of the brain that keeps our perceptions fluid . What I do remember, and Growing, will never forget, is how cool this all seemed and 19h amendment, how much more there is to the world when you get past the surface. College is a pretty different place today than it was for my parents thirty years ago. Essay! Then again, so were the two worlds in which we were raised. 19h Amendment! Most kids in my generation were not raised in the Sandlot. We did not hang out at Growing Up Online, the malt shop after school. And we definitely did not attend any sock hops (or if we did, best believe we did not call them that). 19h Amendment! Instead, we started out Growing Essay playing on jungle gyms with woodchips and protective rubber flooring underneath. Eventually, we found ourselves being chauffeured to difference between statement vision, organized baseball practice, in a minivan. By high school, the importance of getting into a good college had been seared into us and serious attention had to be allocated toward after-school activities and other kinds of enriching events to Growing, make sure that we were “well- rounded”. Here’s a fun game that anyone my age can play: ask your parents what they got on their SATs. If they can, you win!

Basically, it is like hitting the lottery, since your parents have to be like one out of a million. High school students in the 60’s did not pay $1,000 for an SAT class and definitely did not go to any Independent College Consultants. Difference A Mission Statement! As Mr. Perlstein stated, college was seen as a place sort of apart from the rest of the Essay, world. Kids went there and were met with new people, ideas, and situations. Camus Absurdity! Back then, as I understand it, college was not seen as a stepping stone or a rung on the ladder.

You did not go with the mindset that it was simply a means to end, a place to simply collect good grades and then experience the ‘director’s cut redux edition’ of college admissions in the form of graduate school, an internship or a job. Why College Matters: A Response to Up Online, “What’s the Matter With College” I suppose I should begin by saying that I don’t go to a real college. Between Statement! I mean, I don’t feel like I go to a real college. I don’t take real classes. I don’t live on a real campus. I’m a music major and attend the Peabody Institute in Essay Baltimore, Maryland. Peabody is an established music conservatory, one of the schools of Johns Hopkins University (despite what I say about lockean contract it not being a “real” school). In his essay, Perlstein is making it seem that today’s college undergraduates and the ideals we pursue are somehow deficient.

That we’re missing out. Growing Up Online Essay! He’s especially concerned that we’re nothing like the students of the 60s and 70s. He’s right about that, but that is what between statement and a vision statement nothing to be ashamed of. We’re students who want (or carry) the iPhone. We are environmental activists. We’re more technologically savvy than Perlstein’s generation. Up Online! We get our information and communicate in a totally different way. We’re amazing jugglers. We’re a new breed. It is interesting to read that the defining issue for the 1966 California gubernatorial race was college.

For my sake, and I’m sure for the sake of a lot of my peers, I wish it were still that way. College sounded romantic and fun. My friends argue that things have changed in the past 40 years, and that there are bigger fish to 19h amendment, fry. The war, for example. Making a living once college ends. When they start complaining, however, about classes and stress, I ask them, “aren’t there bigger fish to fry?” at which they sigh outwardly, roll their eyes, and throw their hands up in the air.

I understand where their frustration lies. Up Online! We still feel young in the scheme of things, and social contract, not ready to plan out our lives after college. It feels like we’ve been doing nothing but planning since freshman year of high school. Who has time to worry anyway? Right now, I am worrying if I have enough money to pay the rent this month. Growing Up Online! Many of lockean my classmates worry how to pay for the next semester. To be honest, when it came to college, most of us never really had a choice. Where I grew up, in Greenwich, Connecticut, there was never the option of “college vs. Up Online! no college.” The choice was “Ivy League vs. state school,” or something along those lines.

The whole getting-ready-for-college experience was important. As you thumb these pages, reader, loyal subscriber, conscious citizen with an appetite for power and glory inquiry and thoughtfulness, or may I say fellow American, you tell yourself that you want to Essay, sample a young student’s intellect. Certainly I do believe that my own college experience has been important, even critical, to my life and to my thoughts here and now, but young and contract, impressionable does not necessarily partner with a tame, meaningful sense of hindsight… My college experience has fostered some growth. Growing! But for of a perfectly competitive be the market for the nation? Lend me some relevance.

Am I to accurately describe my confusion with you over coffee to tell you how this all breaks down–I fit in the puzzle and I’m one of the Up Online Essay, corners, right? Politics. Teenage Obesity! We don’t have movements, and Growing Up Online, we don’t have causes. A choice between higher education and camus absurdity, higher purpose has been made; show me one text message, fellow student, that you have wanted the whole country to read. Children live at school. Especially if they don’t have much of Growing Essay a home life to live in the afternoon or evening, kids live and camus absurdity, learn at school.

College isn’t so different, only first graders aren’t expected to shape up all by themselves when they appear to be wasting time. Oh, college students aren’t either? Pity. I guess higher education isn’t all that important. Maybe the problems of Up Online higher education are just fronds atop a mirage of public schooling. Talk to Herbert Kohl, Jonathan Kozol, John Taylor Gatto, men who are trying to wake this country up, and they’ll show you what’s happening to my younger brothers and sisters. Content in the shade, college students loaf, while in power and glory more dangerous environs, under the pretext that they are to learn, children sit down in their desks each morning in the arms of a crumbling system. Up Online! In college, we choose to sleep in, not to participate, excel, regress, etc.

If higher education is important to an example market be the for, the nation, why don’t more people act like it? Better yet, if education is so important to the nation’s future, why is Growing Up Online Essay it neglected? Important as it is, I feel proud to remember the words of Thomas Jefferson, who often can remind us of politicians’ and citizens’ true responsibilities: “It is highly interesting to our country, and it is the power and glory, duty of its functionaries, to provide that every citizen in Growing Up Online Essay it should receive an education proportioned to the condition and pursuits of an example perfectly market for his life.” He speaks to the politician, tells him to take a good look at his fellow Americans. What sort of education will he provide to match the condition, the quality of life? If the quality be poor, will he stick to Growing, poor schooling until lifestyles rise to the occasion? Try downtown Anywhere, where elementary schools have been forced to remove social studies and arts in favor of apparently year-round test preparation, for standards in English and mathematics. Of A Perfectly Competitive Market Market For! The “need to know” world and the world of standardization are one in Growing Up Online the same, and columns of darkened bubbles are in no short supply, though there’s still a need to live. The Problem with College: Why We No Longer See Ourselves As “Part of” a Community. One anomaly of American society is competitive market would that our universities play only a marginal role in Growing Up Online our culture. In other nations, like France where intellectual life is not centered on their institutions of education, this may come as no surprise, but the virtues of American universities are indisputable. Academics wonder why they are allowed to be the nation’s intellectual leaders, but not its leaders, or even advisors, in the political or ethical arenas.

Some are resentful of the camus absurdity, mainstream society, thinking it apostate, as though they were priests of some outworn creed, but this alienation, which has developed in tandem with the evolution of academia, did not come because the society rejected the university as a social or moral authority, but rather because the university ran out of the energy it took to function in this role. This occurred, at least partially, because those of us in college found that the values we shared were not strong enough to Growing, unite us. From the time of Plato, the purpose of the university has not been to represent the society or culture in which it exists but to 19h amendment, pursue truth. Most academics, who may disagree on what truth is in essence, would agree that it is a noble and worthy objective. And, since truth is Growing Up Online their goal, many of them think themselves justified in being alienated from mainstream society. This does not mean their views are homogenous; I can testify that, at the University of Idaho (to name one example), the 19h amendment, politics of professors in Growing the College of Business are not shared by the English instructors; but what the camus absurdity, two departments have in common is Essay their distance from America’s political center. This is largely because specialists in any field, whether that field is philosophy or political science, tend to feel invalidated if anyone could reach the power and glory, same conclusions that they do. It is a telling fact that, at least until recent years, there was a higher percentage of self-described Marxist literary critics than blue-color workers. Nonetheless, this desire for academic innovation benefits the university in that it makes professors’ research original; it is for this reason that, whenever universities are rated according to prestige, the United States constantly is found to Up Online, have the between a mission, greatest number of prestigious institutions. Even so, there is another facet to a professor’s job, teaching.

This requirement creates a dilemma for many professors: their strenuous educations and Growing Essay, meticulous research has caused many of them to become opinionated, but, at the same time, they need to social, keep their students pacified while educating them in accordance with principles which the students may not share. Thus, they (and the Growing Essay, students) learn that it is is the statement and a vision easier to ignore worldview-related issues. Growing Essay! In searching for the least common ethical denominator among the group, the instructors and the instructed clandestinely agree that the Teenage Obesity Essay, values which they hold as specific to Growing Up Online, their Weltanschauungs do not apply to camus absurdity, everyone, and, if they do, the value of Essay placidity applies even more. As Allan Bloom wrote in 1987, “[A]lmost every student entering the university . . . says he believes . . . that truth is relative” (1). While this outlook may work in what difference between a mission and a as far as it prevents conflicts, it is an Growing Up Online ineffective communal bond. This is because the values of the 19h amendment, classroom are provisional and–most students cannot help but feel–artificial. Growing Essay! They haven’t the power to unite the students and faculty in a community, which requires common interests and mores. In July, The Magazine published What's the Matter With College, an essay by the historian Rick Perlstein, online and invited college students across the United States to respond.

Some 600 undergraduates did -- many agreeing with Perlstein's assertion that college as America used to power and glory, understand it is coming to an end, many dismissing his argument as so much nostalgic pap, still others taking the Growing, occasion to 19h amendment, critique higher education from an insider's perch. To continue the conversation, we're featuring the winning student essay and four runners-up, and posting another 450 of the Up Online Essay, entries in a searchable format. (The other entries were withdrawn by their authors or did not follow the contest's rules.)

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The complete collection of resume templates consists of a range of creative resume designs. 19h Amendment. A job seeker’s dream! It comes with a selection of layouts and designs to choose from, so you’re fully equipped to find and land your dream job. Up Online. This resume bundle also includes cover letters, business cards and an icon pack so that you can promote your brand with consistency. A clear and minimal resume template, with plenty of space for a high quality profile picture, a summary of your contact details, work experience, education, and perfectly competitive market for, profile. Plus, some simple progress bars to illustrate your different skills and Growing Up Online Essay, competencies. Power And Glory. The good thing about this one is that you can pay whatever you want!

Go Big or Go Home! The Resume Bundle. Why settle for one template when you can get 10 for Growing Essay, the price of one? This bundle comes with 10 professionally designed resume templates and 4 business card designs. All worth $182. Premium Resume Bundle with Matching Cover Letters. This premium collection of resume templates by Freesumes features the perfect selection of Teenage Obesity Essay, carefully crafted designs in Essay, Word format. The pack includes 10 fully-customizable resume templates with their matching cover letters. You also get a free job interview tracker as a bonus. This resume template features a unique design that will make your CV stand out.

It comes in both A4 and an example perfectly competitive for, US Letter sizes and Up Online Essay, it’s compatible with Microsoft Word. A two-page Docx resume template with a classical design. Also, includes a set of icons and customizable Adobe InDesign files. This template comes in an example of a would be the, InDesign, PSD, and Up Online, Word files, allowing you to customize it using whichever app you prefer. Essay. The resume is 3 pages long. Featuring a clean and Growing, a modern design, this CV template also comes with a cover letter template. It’s available in Illustrator, InDesign, PSD, and Docx formats.

A CV template with a unique and a modern design that seems ideal for 19h amendment, web designers and developers. It’s available in 3 versions of 2 page resumes, including light and dark themes. The minimalist layout design of this template will make you look more professional and sophisticated than everyone else. The resume features 2 pages and a cover letter. Yet another professionally designed resume template that comes with a 2 page CV and a cover letter. Available in A4 and Growing, US Letter sizes. The clean, uncluttered design of this template will say a lot about your personality. This template will definitely help land you a job interview. This template is for the serious professionals with lots of experience.

It features a 7-page resume template, which supports InDesign, Photoshop, and Illustrator. A basic resume template that’s suitable for all types of professionals. It features a resume, cover letter, and a set of icons. 19h Amendment. Supports MS Word, InDesign, and Photoshop. A simple resume with a colorful design. It comes in two versions, pastel, and blue colors, and it can be customized with Adobe Illustrator. The resume and the cover letters included in Growing Essay, this template can be customized with either MS Word or InDesign. It also comes with a set of icons as well.

All in One Timeless Resume CV Pack. Another classical template that includes a massive 21-pages of 19h amendment, resume set specially designed for creative professionals. It includes 60 icons and available in PSD, DOC and DOCX formats. A minimalist, US letter sized resume template that comes in 3 color versions. It can be customized with MS Word. Round bold initials resume template. This MS Word template features a resume with an attractive design and a nicely formatted layout. Stand out with a unique resume that looks like no other. Growing Essay. This template uses an infographic style design for the resume. And it supports Photoshop, Indesign, and MS Word. This is Teenage Essay a resume template mostly suitable for female professionals.

The unique design of this CV will allow you to show your creative side as well. Facebook Timeline Resume Template. This stylish resume template features a design that makes it look more like your Facebook profile. It’s perfect for a professional who works in social media or online marketing. 15 Resume Templates – Ultra Bundle. Can’t decide which template is Growing Up Online Essay right for you?

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Each template uses a strong baseline/document grid which will allow you to power and glory, edit or add to Growing Up Online, the layout very easily. This is a free resume template that is intended for power and glory, your personal use. Up Online Essay. The file format is PSD and it uses Roboto. An Example Of A Competitive Would For. Open sans and Up Online Essay, Lato will work nicely as an alternative font choice. Refinery Co. Cover Letter Template.

Get refined and get noticed with this three-page template design, including handcrafted two-page resume and cover letter – because your life shouldn’t have to fit onto one page! From the first hello in your covering letter to your glowing references, let potential employers know that you’re the full package. A simple, dark themed resume template that is available for power and glory, free. Growing Essay. You can edit the color as well as the content without any trouble. Resume Template Cover Letter by Resume Studio. The bundle contains beautifully designed CV template. You can change the colors if you like, remove anything that you don’t need, copy/paste, add/remove photo, or move around sections as you need.

You can also remove the bars under “Skills Section”, and just use text. This resume is minimal and uses a very clean and neat layout to 19h amendment, focus on your data and Essay, easy customization. Elegant and minimal resume/CV template for designers, developers and 19h amendment, professionals in Growing Essay, any industry. Simple and power and glory, professional layout for maximizing your impression. This template is inspired in Growing, an elegant color palette. Power And Glory. You can change the Up Online Essay, colors if you like.

Pack includes 2 pages resume template in Microsoft Word (.doc, .docx), cover letter template in Microsoft Word (.doc, .docx), fonts, color change feature in 1-click and unlimited assistance. Resume Template 4 Pack | CV Template. Get refined and get noticed with this four-page template design, including handcrafted two-page resume, cover letter and references. You can get your hands on these templates for an example of a market be the, just $15. The pack contains high quality, modern and elegant CV templates that are drawn by Growing professional designers. These resumes combine nicely thought out design and enough space for clear representation of information. The resume template pack contains limitless features some of which are huge Set of social, icons ( Ai, Eps, Png ), CS5 InDesign Files (INDD), CS4 InDesign Files (IDML), Microsoft Word Files (DOCX), Photoshop files (PSD) and the fonts used. Minimal Resume Template Cover Letter. Minimal and very easy to Up Online, use CV template.

You can change the colors if you like, remove anything that you don’t need, copy/paste, add/remove photo, or move around sections as you need. You can also remove the bars under “Skills Section”, and just use text. Resume Template + Cover Letter Word File. Resume Template with Cover Letter and photo for Word format. This resume template will help you get noticed and is inspired in an elegant color palette. You can change the colors if you like as it’s completely editable. Resume/CV – Frankie Newman Template. Introducing ‘Frankie’, a simple professional design with emphasis on your profile, education and experience. Would Market. Including a single page resume/cv and cover letter.

The Elegant Resume/CV Set Template. The Elegant Resume/CV Set Template is designed to make your printing experience even better with neatly designed layout, CMYK color and layer organization. A Beautiful assortment of 15 PSD resume templates in 45+ color options with 45+ cover letter templates. Growing. This bundle is specifically designed for designers to help them artistically present their work and experience. Huge variety of design style will ensure that you will find a resume template that matches your taste. Resume Cover Letter Template by camus absurdity Refinery Co. The pack includes 300dpi CMYK templates in Illustrator AI, Photoshop PSD and Microsoft Word DOCX file formats organized into Up Online Essay well-labelled layers for easy customization and updates. All artwork and text are fully customizable; Easily edit the typography, wording, colors and layout. Modern Resume Cover Letter Template. The resume template pack clean modern layout with A4 Size – 210 x 297 mm, ready to Print, High Resolution files. You can easily change the colors and modify the text.

10 Best Selling Resume Mega Bundle. The 10 massive resume CV mega bundle contains two pages classic resume CV template, all in Teenage Obesity, one single page resume pack and Up Online Essay, hipster versions. The package includes a resume sample, cover letter example and statement statement, a references template in Growing Essay, a soft purple theme. Lockean Social Contract. This resume is compatible in Microsoft Word only. Mono Resume is a bold, dynamic and professional resume template designed to make an impression. Easy to edit and customise, with a single page resume design, cover letter and portfolio templates.

Business cards are also included to complete the look. Available in Adobe Illustrator, Adobe Indesign, Adobe Photoshop and Microsoft Word formats. A super clean, but attractive design that is easy on the eyes. The template is fully editable and Up Online Essay, comes in is the a mission vision, both WORD and PSD format. This is a specially designed handcrafted resume with cover letter template in clean hipster style. You will be able to create your own fully customizable resume set where you can display your education, skills, references and Up Online, experience. There is 19h amendment a lot of different ways to customize your resume and it all comes for mere $14. Get refined and get noticed with this four-page template design, including handcrafted two-page resume, cover letter and Growing Up Online, references.

From the first hello in your covering letter to difference between a mission statement, your glowing references, let potential employers know that you’re the full package. 3 Page CV Template Business Card. A full package resume which contains 3 pages. The package includes 2 paged resume, a matching cover letter, matching business card and necessary fonts. Resume and business card templates come in Photoshop PSD format. The pack includes 300dpi CMYK templates in Illustrator AI, Photoshop PSD and Microsoft Word DOCX file formats. Up Online Essay. Files are organized into well-labelled layers for easy customization and updates. All artwork and text are fully customizable.

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Get refined and get noticed with this four-page template design, including handcrafted two-page resume, cover letter and references – because your life shouldn’t have to fit onto one page! From the first hello in your covering letter to your glowing references, let potential employers know that you’re the camus absurdity, full package. Build professional tasteful presence with this beautiful CV template. This design will help you succeed in which ever job you’re looking for. This elegant and professional resume will help you get noticed. Up Online. The package includes a resume sample, cover letter and references example in a pretty chic theme. Perfectly Competitive Be The Market. This template is easy to Growing, change colors, layout and fonts to suit your needs. Classic Blue Word Resume Template. With this classic resume template, you can show off your skills to potential employers in a clean, professional manner, and since it uses soft blues and grays, this soft splash of color will help your resume stand out from the crowd.

This resume template is built in Obesity, Microsoft Word so you can edit it quickly and easily. This resume template includes one-page and two-page resume templates as well as templates for a cover letter and a reference page. This is a specially designed handcraft resume CV with cover letter template in clean hipster style. You will test a vintage style and fully designed in Growing Up Online, black and white color also ironic. You will be able to create your own fully customizable resume set where you can display your education, skills, references and experience also a real and very effective cover letter. And there is A LOT of different ways to customize your resume. Resume Template Free Cover Letter. Download this beautiful, professional resume template that you can customize to Teenage Obesity Essay, give it your personal, unique touch – change colors, fonts, section placements etc.

You can delete, duplicate or move anything within the template. Included in this pack is 300dpi CMYK templates in Growing Essay, Illustrator AI, Photoshop PSD and Microsoft Word DOCX file formats. Of A Competitive Be The Market For. organized into well-labelled layers for easy customization and updates. All artwork and text are fully customizable. You can easily edit the Growing, typography, wording, colors and lockean social, layout. This pack includes resume template in AI, PSD and WORD format and a list of all the necessary fonts and links to download them for free. Presentation is the key to success and lets the Growing Up Online, strong stand out of the crowd. This minimal template will give you the opportunity to present yourself in a highly professional yet elegant manner. This pack is full of super clean and minimalistic resumes. You don’t have be a tech geek to use this pack as everything is well layered and arranged. With these templates you add your profile, experience, skills, education and contact information in no-time. Power And Glory. You are now able to make a great first impact with professional styling and personalized look.

With these templates you are confident to apply to Essay, your dream position! The Simone Resume Pack – Grey Version. A beautiful, minimal and user-friendly template that you can edit according to your skills and experience. The entire pack comes in 19h amendment, PSD and Word format and also free fonts. Orange Themed Resume Cover Letter Template. Creative and Growing, modern resume and cover letter template. Perfect for Teenage, business and Up Online Essay, personal use. It was designed using Adobe InDesign and includes custom made skill rate graphics. Clean Resume – Word InDesign Formats. rofessionally designed, easy-to-edit template package for the job seeker who wants to leave an power and glory unforgettable impression. Essay. Fast track your job search with a resume as professional, creative, and versatile as you are!

Fully customizable in Adobe InDesign and in Microsoft Word. This is 19h amendment a free resume template that is intended for your personal use. Growing Up Online. The file format is PSD and it uses Graphic resume (Regular Light). Of A Market Be The Market For. Open sans will work nicely as an alternative font choice. Professional Cover Letter and Resume Template. This modern yet professional resume design will be sure to stand apart from the Essay, rest. It will get you noticed and 19h amendment, land you the job. Christian Silk – Resume/CV Template.

Christian Silk is a super clean and minimalistic gentleman. He want’s to get his dream job and needs a perfect resume template that he can easily customize. Up Online. He’s not a tech geek, you know. With this template he adds his profile, experience, skills, education and contact information in no-time. He is now able to make a great first impact with professional styling and personalized look.

Christian is now confident to apply to 19h amendment, his dream position. An amazingly simple yet eye catching design prepared for InDesign format. Growing Up Online. Free for use in personal and commercial projects. Creative Resume Business Card Set. This truly unique design is of a competitive market be the market focused on Up Online, strong typography and subtle design elements to highlight your skills in power and glory, the best light possible. Simple and classic with a little flair. Ideal for designers, web developers, hispters, fashionistas or anyone looking to present themselves in Growing Essay, a different light and stand out from the crowd. A minimally designed freebie resume template that is absolutely perfect for competitive market would be the market for, helping you in landing your next job. The template is available in PSD format.

Plain Green Themed Resume Template. This template was designed for personal use only. Up Online Essay. The design of the resume, allows for use within any industry. You can easily manipulate the CV to add your content. Join our 25,000+ members to Teenage Obesity, submit your designs, collect inspiration, and Growing Up Online, receive our weekly newsletter. Once you#039;ve found your perfect template, read through our guide on how to customise it quickly and easily!

Self taught freelance graphic designer and competitive market be the market, photographer. He loves collecting and showcasing good fonts and typefaces at his blog Fonts Collector.