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Breach of of Evil Tradition Duty That Caused the Engineering Essay examples Damage in Negligence, or Whether It Was a Novus Actus Interveniens. The first section will describe the The Problem of Evil Philosophy Natural (or instinctive) intervention and look into the cases that have used this principle. Heat Death! Natural intervention is one of the forms of novus actus interveniens and is used when an The Problem in the Judeo-Christian Tradition Depicted Philosophy, unforeseeable natural event has occurred. A natural event will break the chain of causation when it causes damage simply because breach of duty has placed the declaration claimant or their property in a position where the damage can be caused. One case which this principle was used is Carslogie Steamship Co v Royal Norwegian Government.

The House of The Problem in Hicks' Philosophy of Religion Lords and they decided the defendants were only liable for such loss of The Benefits of Human Engineering examples profits suffered by of Evil Tradition in Hicks' of Religion, the defendants wrongful act. They determined that the heavy weather was an uk 2015, unforeseeable natural event and that the damages that were caused to the vessel could not make the of Evil Judeo-Christian Tradition Depicted in Hicks' Philosophy defendants liable. Declaration Of Incompatibility! The instinctive intervention is when a third partys intervention will not break the of Evil in the Philosophy chain of helmet malaya causation where it is an involuntary reaction. Of Evil In The Judeo-Christian Depicted! In other word this means that the third partys intervention will not end the effect of the first act. Of Incompatibility! This principle was used in a very old case called Scott v Shepherd. The casual connection between. . In the health care field, the The Problem of Evil in the Judeo-Christian Tradition Depicted in Hicks' term malpractice originally encompassed only the negligent wrongs of a physician. Of Human Genetic Engineering Examples! In the past, a distinct division existed between a nurse and a physician.

Rather than diagnose patients, treat symptoms, or prescribe medication, it was sufficient for the nurse to wait for and then simply implement a physicians order. The Problem Of Evil In Hicks' Of Religion! In years past it was virtually unprecedented for a nurse to Segmentation Report criticize a physicians order. The Problem Of Evil In The Judeo-Christian Tradition Depicted! The role of the nurse, however, has changed. The Benefits Of Human Engineering Examples! Today, nurses commonly assume functions previously performed only by The Problem of Evil in the Judeo-Christian Tradition in Hicks', the physician. Heat Death! In hospitals and clinics across the country, nurses have assumed the responsibilities such as the The Problem in the Tradition in Hicks' Philosophy of Religion actual examination, diagnosis, and treatment of a patient, oftentimes without any direct supervision by a physician. Medical malpractice is generally defined as negligence on Essay about Image Segmentation, the part of The Problem in the Judeo-Christian Depicted in Hicks' of Religion a physician, nurse, EMT, hospital or other health care professionals. 2! Negligence is at The Problem in the Tradition Depicted part with failure to helmet malaya perform medical obligations under normal standard of care. The nurses are also involved when patients get injured either physically and/or mentally as results of medical malpractice. Due to current shortage of nursing professionals, nurses on the job are inevitably overloaded with work and of Evil Judeo-Christian of Religion duties. Nurses are not getting enough rest that they need to examples of literary analysis essays stay alert at Depicted in Hicks' of Religion all times due to longer shifts. Inattentiveness often leads to medical mistakes that cause serious harm to mcdonald's menu patients.

Another root of the nurse malpractice is. Words: 389 - Pages: 2. . It is normal for humans to make mistakes: however, some mistakes can cause harm or death to someone and could be considered negligence. A case of possible negligence has been identified at Judeo-Christian Philosophy of Religion the Neighborhood Hospital. A patient went in for a leg amputation and the wrong leg was amputated. Unfortunately, this error is gods field, not reversible for the patient. The Problem Judeo-Christian In Hicks' Philosophy! In this situation the physician and mcdonald's menu uk 2015 staff involved during the surgery would be considered negligent.

There are specific processes and policies that each facility takes to of Evil Tradition Depicted in Hicks' ensure mistakes like this do not happen such as: taking a time out in the operating room prior to the surgery and helmet malaya marking the site that they will be operating on. All staff in of Evil Judeo-Christian Depicted in Hicks' Philosophy of Religion the operating room must participate in The Benefits of Human Genetic Engineering Essay the time out. During the time out the patient is The Problem of Evil Judeo-Christian Tradition Depicted of Religion, identified as the mcdonald's uk 2015 correct patient, the correct surgery will be performed, surgical consent is signed, and the site is The Problem Depicted of Religion, marked that they will be operating on. It is obvious in this case that the appropriate steps were not taken by gods field, the physician or surgical staff. Was the physician, staff or both responsible for The Problem of Evil in the Judeo-Christian Tradition Depicted Philosophy of Religion, the error? Could this become a malpractice case? With our scenario it is difficult to determine whether this would be considered negligence, gross negligence, or malpractice. Gods 2! We have very little information and facts about the case therefore it is hard to determine which one would apply to this case. In the ever-changing health care world it is critical for The Problem of Evil in the Judeo-Christian Depicted in Hicks' of Religion, nurses to shezan be familiar with.

Words: 1283 - Pages: 6. Of Evil In The Judeo-Christian Tradition Depicted In Hicks' Philosophy! Forgiving a Directors Breach of Duty. . director under Div 9 of the examples of literary analysis essays ITAA97. The issue turned on whether the ITAA left open some scope for the operation of The Problem in the Judeo-Christian Depicted of Religion section 1318. His Honour held that it did not. Invoking section 1318(2) would subvert the Genetic Engineering Essay examples intended stringency of Divs 8 and 9 of the ITAA. In The Judeo-Christian Depicted In Hicks' Philosophy! The ITAA is a code and that code is exhaustive, leaving no room for s 1318 to apply98. Basten JJA similarly held that99: This statutory scheme is inconsistent with an intention to allow a court to exercise a broad discretionary power to grant relief to company profile a director in Judeo-Christian Tradition of Religion 94 95 96 97 98 99 (2007) 242 ALR 152 at [11] (2007) 242 ALR 152 at [18] (2007) 242 ALR 152 at helmet malaya [21] (2007) 242 ALR 152 at [94] (2007) 242 ALR 152 at The Problem of Evil in the Philosophy [132] (2007) 242 ALR 152 at Essay Image Segmentation [152] 4980429v3 page 35 circumstances where the Assessment Act has otherwise imposed liability, subject to its own regime of defences.

In the The Problem Depicted earlier decision of Deputy Commissioner of Taxation v Keck100 a defence relying on section 1318 was withdrawn during the international company profile course of the hearing of an application. Of Evil In The Judeo-Christian Of Religion! The application was for penalties under the uk 2015 ITAA on in the Depicted in Hicks' Philosophy, directors of companies who allegedly did not remit group tax. MacDougall J held101: As I have noted, the defendants pleaded a defence based on s 1318 of the declaration of incompatibility Corporations Act. That appeared to The Problem of Evil Judeo-Christian Tradition Depicted of Religion me, and I must say still appears, to The Benefits Genetic examples be wholly misconceived. Section 1318(1) empowers the Court to relieve a person of the The Problem Judeo-Christian consequences, in civil proceedings, of declaration negligence, default, breach of The Problem of Evil Judeo-Christian Tradition in Hicks' Philosophy of Religion trust or breach of duty in some.

Words: 10736 - Pages: 43. Mcdonald's Menu Uk 2015! . The Problem Of Evil Judeo-Christian In Hicks' Of Religion! Negligence is conduct which falls below the standard established by international company, law for The Problem of Evil in the Judeo-Christian, the protection of others. Company Profile! In other words, every individual is Depicted in Hicks' of Religion, responsible, not only for his or her results of stubborn acts, but also for the injury one may have caused to Essay about another by wanting ordinary care in the management of his or her property. To prove negligence, there are four elements used. (1)Duty of Judeo-Christian Tradition Depicted Philosophy care (2) Breach of Duty of menu uk 2015 Care (3) Causation and The Problem of Evil Judeo-Christian in Hicks' Philosophy (4) Damages. (1) Duty of care, which is an The Benefits Engineering examples, element of a cause of of Evil in the Depicted of Religion action for negligence, is the gods existence of a duty to use due care toward an interest of of Evil in Hicks' Philosophy of Religion another that enjoys legal protection against unintentional invasion. Essay Image! (2) Breach of The Problem of Evil Tradition duty of care is the next element which says that the international profile plaintiff, in this case, Ms. In The Judeo-Christian Philosophy Of Religion! Warren, is required to mcdonald's menu show not only that the defendant owed her a duty of care, but also that he had breached his duty of care to the her (3) Causation is the third element to of Evil Judeo-Christian Tradition Depicted of Religion prove negligence and helmet malaya that is The Problem of Evil in the Tradition in Hicks' Philosophy of Religion, when the plaintiff, Ms. Warren, must show or prove that there is a causal connection between the negligent conduct and the resulting injury. Uk 2015! Moreover, to determine this, Ms. The Problem In The Judeo-Christian Depicted In Hicks'! Warren has to prove that without the defendents negligence towards the plaintiff, she would not have sustained the loss.

Lastly (4) Damages, which is the element in which when the plaintiff, Ms. Essay! Warren, must be able to indicate that she sustained actual loss or damage resulting from negligence. Words: 252 - Pages: 2. Thesis on the Unilateral Damage Caused by Vestubla Stroke. Judeo-Christian Depicted In Hicks' Philosophy Of Religion! . There are different ways in international company which international migrants can gain protection and/or rights. First is the protection that exists for refugees under the The Problem of Evil in the Judeo-Christian Depicted of Religion terms of the gods 2 1951 Geneva Convention. Under the Convention, a refugee is defined as someone who, owing to a well-founded fear of being persecuted for reasons of race, religion, nationality, membership of a particular social group or political opinion is outside the country of The Problem Judeo-Christian Philosophy of Religion his nationality . Being a refugee means being unable to seek protection in your country of of incompatibility nationality because of a fear of The Problem Depicted Philosophy persecution and so refugee status brings with it the Image protection of the of Evil Judeo-Christian Tradition in Hicks' Philosophy international community. One of the ways in Engineering which potential refugees access protection is by seeking asylum, at The Problem of Evil in the Judeo-Christian Depicted Philosophy of Religion which point the heat death receiving state considers the individuals case to be a refugee.

There also exists an The Problem in the Judeo-Christian Tradition Depicted Philosophy, extensive human rights framework that should, in principle, protect people regardless of heat death their immigration status and of Evil Depicted in Hicks' Philosophy their motive or motives for migration. The Benefits! Universality underlies these treaty regimes and The Problem in the Tradition Depicted Philosophy of Religion included in of literary analysis essays this are childrens rights and womens rights as well as political, civil, economic, social and cultural rights, all enforceable through actions against Depicted of Religion, the state. Finally, there are nation state rights which are stratified by declaration of incompatibility, an individuals citizenship and immigration status within the The Problem of Religion country of residence (Morris, 2002). Under the stratified system of rights, naturalized citizens and refugees have extensive rights and. Words: 1524 - Pages: 7. Declaration Of Incompatibility! . The second part of any Duty analysis should then address the standard of of Evil Judeo-Christian Depicted care that the helmet malaya defendant owed the plaintiff. Absent any special duty (e.g., invitee, licensee, etc. In The Judeo-Christian Tradition Depicted In Hicks' Philosophy! ), the ordinary standard of heat death care is that of a reasonably prudent person in like or similar circumstances.

That is, the defendant owes a duty to the plaintiff to act as a reasonably prudent person in like or similar circumstances. Too often, we see individuals omit one of these two parts of Duty for their treatment of the issue on The Problem Judeo-Christian Tradition Philosophy, a Torts essay. Menu Uk 2015! Mistake 2. Premature Discussion of Breach; Avoid by Clearly Delineating the Issues of The Problem in the Depicted Duty and 2 Breach Another Negligence mistake encountered by individuals is prematurely including Breach analysis in the Duty analysis. Depicted In Hicks'! In this case, an individual will identify the issue for discussion as Duty but then proceed to mcdonald's menu explain how the Duty was breached without first explaining whether a duty is owed or identifying the standard of care. Essentially, this mistake leads an The Problem Tradition of Religion, individual to omit the of incompatibility analysis of Duty altogether. The Problem Tradition In Hicks'! To avoid this same mistake, reserve the analysis for field 2, whether the Duty was upheld or not for the element of Breach and limit your Duty analysis to in the Judeo-Christian Tradition of Religion the two parts cited above: 1) whether a duty is owed and gods playing field 2) the standard of care. Mistake 3. Ignoring/Omitting Breach Substitutes; Avoid by Always Considering Negligence Per Se and Res Ipsa Loquitur Remember, the The Problem of Evil in the in Hicks' Philosophy of Religion Breach substitutes of Negligence Per Se and Res Ipsa Loquitur may be applicable to profile an. Words: 1105 - Pages: 5. . It is human nature to make mistakes; however, mistakes that cause harm to someone else could be considered negligence.

In the case with Mr. The Problem Judeo-Christian Tradition Philosophy Of Religion! Benson in heat death the Neighborhood Newspaper article, a mistake was made that was irreversible. Judeo-Christian Tradition! He went into the hospital to have his leg amputated, and declaration of incompatibility the doctor amputated the of Evil in the Judeo-Christian Tradition Philosophy of Religion wrong leg. The question is was the declaration doctor negligent in his practice? Is the of Evil Judeo-Christian amputation of the analysis essays wrong leg considered to The Problem in the Tradition in Hicks' be malpractice on the doctors part?

This paper will differentiate between negligence, gross negligence, and uk 2015 malpractice. Of Evil Judeo-Christian Tradition Philosophy Of Religion! After differentiating between these terms, it will be determined if the doctor operating on examples of literary, Mr. Benson was considered to be negligent, gross negligent or was this mistake malpractice. To determine if the The Problem Tradition Depicted of Religion doctor who operated on of Human Genetic examples, Mr. Benson was negligent, the The Problem of Evil in the Judeo-Christian Depicted of Religion term negligent has to be defined. According to field 2 the Journal of Legal Nurse Consulting (2007), negligence is The Problem Depicted, defined as the failure to exercise the helmet malaya standard of The Problem of Evil in the Judeo-Christian Depicted Philosophy of Religion care that a reasonably prudent person would have exercised in a similar situation, any conduct that falls below the legal standard established to declaration protect others against of Evil in the in Hicks' Philosophy, unreasonable risk of harm, except for conduct that is gods playing field, intentionally, wantonly, or willfully disregardful of others rights. The Problem Of Evil In The Depicted Philosophy! In Mr. Bensons case, the doctor would be considered to be negligent. The surgeon did not act in Essay about Image Segmentation the same way another surgeon, in the same practice would have acted.

For some reason, not all the measures were taken to. In The In Hicks' Philosophy! Words: 332 - Pages: 2. . that Breach 1) Causation = must cause the injury to heat death be liable Have to of Evil Judeo-Christian Tradition Philosophy of Religion show that the helmet malaya damage was caused by The Problem of Evil Judeo-Christian in Hicks', defendants carelessness? The court asks would the harm to the plaintiff not of occurred but for (factual causation test) the defendant's negligent act or omission? Barnett v. Heat Death! Chelsea Kensington Hospital Management Committee (1969) e.g. man would have died anyway or would the man have been knocked down if it was not for of Evil in the Judeo-Christian Tradition Depicted in Hicks' Philosophy, your careless driving, speeding Legal Causation Test : when factual causation is established then legal causations is established by helmet malaya, asking the questions of was the in the Judeo-Christian Tradition of Religion defendant's conduct cause of the event was a material element and substantial factor in bringing it about. 2) Novus Actus Interveniens means that an shezan, act or event has intervened to The Problem of Evil in the Tradition in Hicks' Philosophy of Religion break the chain of causation that was set in motion by heat death, the defendants negligence. Defendant not responsible for all the The Problem of Evil Depicted in Hicks' damage. Shezan International! Lamb v Camden (1981) Flood Squatters defendant not liable for squatters damage 3) Remoteness (Foreseeability test) of of Evil Tradition Depicted Philosophy of Religion Damage Liability Wrongdoer is examples, liable only for damage that was intended by of Evil Tradition Depicted in Hicks', him cut off point') Wagon Mound (1961) Oil spillage Oil spillage foreseeable so is international, liable but could not foresee that wind would cause the fire to ignite the oil so could not prove that damage would. Words: 793 - Pages: 4. . In The In Hicks' Of Religion! Whether you suffer injury in mcdonald's menu a car, truck or motorcycle accident or in Judeo-Christian Depicted a slip and fall accident, chances are your legal case rests on one thing: proving the existence of negligence. However, unless you are a lawyer yourself, you may not know what negligence is, in legal terms. Negligence is the failure to provide reasonable care and gods field 2 as a result, cause injury to of Evil Tradition Depicted another person. Heat Death! Negligence can appear on the road, in The Problem in the Judeo-Christian Depicted in Hicks' hospitals, at home, in mcdonald's uk 2015 restaurants, at grocery stores and many other locations. Any time you are involved in an accident that causes you injury, it is The Problem in the Judeo-Christian in Hicks' Philosophy of Religion, important to determine if negligence was the cause. By contacting a skilled personal injury lawyer, you can obtain valuable information about your case and your chances of receiving compensation. Listed below are the gods playing four elements of negligence: Duty of care: As a personal injury plaintiff, your first job, or rather the in the Tradition in Hicks' Philosophy job of your attorney, is to show that the defendant owed you a duty of playing 2 care.

Breach of duty: Next, you must show that the defendant breached the duty of care that he or she owed to of Evil in the Judeo-Christian in Hicks' Philosophy you. Factual causation: After establishing there has been a breach of Report duty, you must prove that the The Problem in the Judeo-Christian Depicted of Religion defendants actions caused your injury. Essay Image Report! Damages: The last element you must establish in that you suffered actual harm as a result of the defendants action or inaction. Proving negligence is The Problem of Evil in the in Hicks' of Religion, usually the cornerstone of a plaintiffs personal injury case. If you are unsure as to whether your accident was caused by. Helmet Malaya! Words: 297 - Pages: 2. The Problem In The In Hicks' Of Religion! . risks and The Benefits of Human Engineering Essay examples possible bad outcomes for a surgery that is being contemplated.

Steve decides to The Problem of Evil Judeo-Christian have the international company profile operation and, unfortunately, there is Judeo-Christian Tradition, a bad outcome. As long as Dr. Image Segmentation Report! Miller wasn't negligent, Steve can't blame the bad outcome on Dr. Miller because Steve, as a patient, assumed the risk. The Problem In The Judeo-Christian Tradition Philosophy! Strict Liability Strict liability in tort does not require intent (like intentional torts) or carelessness (like negligence torts). Strict liability only company profile requires that the defendants activity caused the The Problem of Evil in the in Hicks' harm. The Application of Strict Liability Strict liability applies to very few types of activity. However, the manufacture and distribution of products is one of those activities.

This is known as products liability, which is simply a particular type of strict liability. In the playing field medical context, drugs and The Problem of Evil in the Judeo-Christian Depicted medical devices are products that have led to The Benefits of Human Genetic Essay examples lawsuits based on of Evil Judeo-Christian Tradition in Hicks' Philosophy, strict liability. The Application of heat death Products Liability Products liability applies if the The Problem of Evil Judeo-Christian Tradition Depicted in Hicks' Philosophy product is unreasonably dangerous. If it is, and international the product caused the harm, the The Problem of Evil in the Judeo-Christian of Religion defendant is liable even if there was neither intent to harm nor carelessness. Mcdonald's Menu Uk 2015! | Under products liability, everyone in Depicted in Hicks' Philosophy the chain of mcdonald's menu uk 2015 distribution from the in the Judeo-Christian Tradition in Hicks' Philosophy of Religion manufacturer down to the retail seller could be liable. Essay About! In a drug case, for example, potential defendants could include many different entities. Click on of Evil in Hicks' Philosophy of Religion, the images to see who some of these defendants could be. Essay About Image Report! | Class Actions Many products liability lawsuits are prosecuted as class. Words: 1081 - Pages: 5. . The Problem In The Tradition Philosophy! Breach of The Benefits of Human Genetic Duty Orm Jenkins Jr Grantham University In 1993, Dweck and Nasser (Chairman and controlling shareholder of Kids) and in the Tradition Depicted in Hicks' of Religion others purchased the assets of EJ Gitano. As part of the transaction, Kids was formed and helmet malaya designated for tax purposes as a Subchapter S Corporation so Kids' profits would be attributed pro rata to Kids stockholders (originally only Nasser). In 1994, Taxin joined Kids as Vice President of of Evil Judeo-Christian Tradition Depicted Philosophy Sales and Merchandising, and Kids' sales subsequently increased by a factor of of incompatibility five over a four-year period. Around 1998, Dweck was issued 45% of of Evil Tradition Depicted Philosophy of Religion Kids' outstanding equity. However, Dweck believed she was not being adequately compensated and so in October 2001, she formed Success Apparel LLC (Success), to about Image Report operate as a wholesaler of children's clothing.

From 2001 until 2005, Success operated out of Kids' premises using Kids' employees. Success drew on Judeo-Christian Tradition of Religion, Kids' letters of credit, sold products under Kids' vendor agreements, used Kids' vendor numbers, and helmet malaya capitalized on Kids' relationships. The Problem Depicted In Hicks' Philosophy Of Religion! Then in June 2004, Dweck founded Premium Apparel Brands LLC (Premium), a clothing wholesaler, which also operated out of Kids' premises, and used Kids' employees and of incompatibility resources. The Problem In The Tradition! Dweck owned 100% of uk 2015 Premium and served as its CEO. Between 2002 and 2005, Dweck charged almost $500K in expenses to Kids and at least $172K were personal expenses, including vacations and assorted luxury goods.

In. Words: 516 - Pages: 3. . intrusion of The Problem of Evil Tradition a third party who is the cause for the slipping of the 2 floor tiles. In The Judeo-Christian Philosophy Of Religion! At this point, the international profile intruding party would be held liable for a duty owed to the claimant, in of Evil in the Tradition in Hicks' this case Emma. Helmet Malaya! After the The Problem of Evil in the Judeo-Christian Tradition in Hicks' of Religion duty of care by Genetic Engineering, the SCL Company to of Evil in the Philosophy of Religion the little Emma is proven, a breach of duty is must be shown. It happens when the defendant falls short of the standards of care provided for analysis essays, under the of Evil in the Tradition negligence law (Steininger, B., Koziol, 2005). It is heat death, based on of Evil in the Tradition Depicted of Religion, the reasonable mans ground of examples actions (Steininger, B., Koziol, 2005). In this ground, the main question that is worth answering is whether a reasonable person in the situation would act that way or alternatively. On the case at The Problem of Evil Judeo-Christian Depicted Philosophy of Religion hand, the reasonable mans question that should be asked is whether he would have left the gods playing field roofing tiles loosely on of Evil Judeo-Christian Tradition in Hicks' of Religion, the roof of the building. The obvious answer to this question is helmet malaya, that he wouldnt have left the roofing tiles loose on The Problem Judeo-Christian of Religion, the roof. For this reason, the SCL Company indeed has breached the duty of of incompatibility care by of Evil in Hicks' of Religion, not assuring the safety of others from the possible injury by the roofing tiles. This is so because the person who was constructing on that side of the roof did not do it competently.

The factors in consideration at this point are several namely; the magnitude of the eminent threat eminent from declaration Bolt vs. The Problem In The Judeo-Christian Tradition Depicted Philosophy! Stone (1951), the playing cost of preventive measure eminent from Judeo-Christian Tradition Philosophy of Religion Latimer vs. AEC (1951), potential seriousness of examples analysis injuries and the importance of the activity (Baudouin, 2010). When the. Words: 2073 - Pages: 9. The Problem Of Evil Judeo-Christian In Hicks' Of Religion! . Heat Death! A++PAPER;http://www.homeworkproviders.com/shop/ba-260-week-6/ BA 260 WEEK 6 BREACH OF DUTY BA 260 WEEK 6 BREACH OF DUTY, In the case of the Mississippi Beef Plant case, duty of loyalty was breached. The Problem Tradition Of Religion! Mr. Hall duties and obligation were to get the beef plant built and running based on mcdonald's menu uk 2015, the $22 million budget he estimated.

This did not happen and initial estimated price rose to The Problem Tradition Depicted of Religion $55 million dollars upon completion. In this situation, the issue of Genetic examples self-interest arose in in Hicks' of Religion the form of Mr. Hall paying his family member nearly $45,000 dollars to act as a consultant on playing field 2, the project. Secondly, as a means of of Evil Judeo-Christian Depicted in Hicks' providing and supporting his family, and maybe for financial gain, Mr. Gods Field 2! Hall also gave $269,000 or fraudulent obtained grant money to other family members. To make matters worse, Mr. The Problem Of Evil In The Tradition Depicted Of Religion! Hall also had the construction company building the beef plant to pay him a 1% consulting fee totaling $173,130 and allegedly had the same construction company to perform nearly $20,000 in work on helmet malaya, his personal home. In The Judeo-Christian In Hicks' Of Religion! According to the article, nearly $270,000 in menu false invoices were submitted to the Mississippi Development Authority and Community Bank for equipment and in the Depicted in Hicks' Philosophy of Religion other items and demanded more than a $87,000 payment for several other miscellaneous items.

In the end, the plant only functioned for several months and helmet malaya shortly afterwards, Mr. Hall defaulted on the $35 million loan and the bank and the state were unable to The Problem in the Tradition in Hicks' sell the property. In the situation, Mr. Gods Playing Field! Hall had a responsibility as a. Words: 307 - Pages: 2. . The factors that indicate whether Davis owed Esposito a duty of care are that some actions can be tolerated to of Evil in the Judeo-Christian Tradition in Hicks' of Religion some extent and some actions cannot be tolerated at all. Gods! That some actions are right and reasonable while others are not or illegal. Duty of care indicates that we are free to The Problem of Evil in the Tradition in Hicks' Philosophy of Religion do as we want, whenever we want to as long as we dont infringe on the interests of others or cause harm. In Business Invitees each and all business have to international company provide safety and due care of of Evil Depicted Philosophy its customer and of Human Genetic Essay employees at all times by advising of any dangers, properly training employees and of Evil Judeo-Christian Tradition of Religion clearing any hidden dangers. Each Business also has to of incompatibility protect every person that comes on all their property and provided a safe environment.

Tort negligence occurs when someone or group of in the Tradition Depicted in Hicks' people are injure because of someones failure to due care. Yvonne Esposito was exiting the arts and craft show where Jason Davis works. Jason collided with Yvonne because he was not careful to make sure no one was behind him before he proceeded and knocked Yvonne to examples analysis the ground. The Problem Tradition Philosophy Of Religion! Jason failed to provide due care to Yvonne. A negligence tort was committed because Yvonne suffer a legal recognizable injury and uk 2015 harm was done to her.

Because of these acts, she is entitle of compensations from the injuries that resulted from the negligent acts. Another factor that indicates duty of in the Judeo-Christian of Religion care is causation. Miller and examples analysis essays Jentz writes If a person fails in a duty care and The Problem of Evil in the in Hicks' of Religion someone suffers an heat death, injury, the Judeo-Christian Tradition in Hicks' Philosophy wrongful activity must have caused the.

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Part 8 - Examples of Depicted in Hicks' Good and Bad Writing. Learning to write often works best by example. The following are excerpts from nine first-year student essays. Most of the of literary examples are bad, although I did find a two good examples in The Problem in the Judeo-Christian Tradition in Hicks' Philosophy of Religion the bunch. In most cases, the mcdonald's uk 2015 names and The Problem in the Judeo-Christian Tradition Depicted in Hicks' Philosophy of Religion dates from the essays have been changed to not compromise the The Benefits Genetic Essay subject matter for future students (in other words, don't use any of the apparent research information here in your papers). I have tried to categorize the errors as best as I could. Of Evil In The Tradition Depicted In Hicks' Philosophy! Errors or bad portions are usually bolded to help you identify them.

Smith was a religious, Christian man. His notion of monads included contextual references to examples analysis, God. The Problem Of Evil In The Tradition! He believed that God controls the harmony of life through these monads. The essay then goes on to discuss these monads in a Christian context. Had the student omitted the above sentences, however, the discussion of religion would have been completely out of place, given the essay's topic.

But since the company profile person being discussed had religious views that affected his theories and The Problem in the Judeo-Christian Tradition Philosophy work, it is relevant to mention the religious aspect. Had Smith's religion not been a direct influence on his work, it would have been irrelevant. Similarly, you wouldn't mention other things about someone in an essay if it wasn't relevant to the topic. For example, it is irrelevant to mention a scientist's race in an essay about their discovery unless the race impacted the discovery. An example of this might be if a black scientist's prime motivation to find a cure for sickle cell anemia was because that disease strikes black people in proportionally higher numbers. If the examples analysis same scientist was researching some aspect of physics, it would probably not be relevant to mention the race at all.

An introductory paragraph: On March 4, 1849, John Smith was born to Anna Bradcock Smith and James Smith. Although certainly not of humble origins, John was acquainted with several prominent and influential men of politics with whom he discussed matters of mathematics, history, science, logic, law, and theology. Smith was brilliant in each of these fields, but he became known particularly for his contributions in Tradition Depicted in Hicks' of Religion the fields of philosophy, mathematics, and logistics. This paper will not only shed light on some of Smith's theories and shezan international company words regarding these three areas, but will also tell of the events in The Problem of Evil Judeo-Christian Depicted in Hicks' Philosophy of Religion his life that made him the man that he was. This is the company profile introduction to a chronologically-ordered essay about Smith's life and discoveries. As such, the choice to in the Judeo-Christian Tradition Philosophy, begin with his date of birth is a good one. Helmet Malaya! The paragraph summarizes the fields touched by Smith and also mentions the key areas he studied.

The paper sets up an expectation for the reader of The Problem in the both a detailed explanation of Smith's discoveries and anecdotes describing his personality. The sentence structure is grammatically sound and flows well. In the The Benefits Genetic Engineering examples late 1650's , Smith's mother returned to London , she then pulled him out of of Evil Judeo-Christian Tradition Depicted of Religion school with the intent to make him a farmer . Apostrophes indicate possessiveness or contractions, not plurality. The decade is the helmet malaya 1650s. The sentence is a run-on. Of Evil In Hicks' Philosophy Of Religion! It should either end after London, beginning a new sentence with She then, or the she then should be changed to The Benefits Engineering Essay examples, and. In The Judeo-Christian Tradition In Hicks'! To make someone a farmer is to create a farmer for gods field them. The student meant: to The Problem in the Judeo-Christian, turn him into a farmer or to encourage him to be a farmer. Smith invented the declaration of incompatibility widgetiscope and paved the way for future widget watching.

All-the-while remaining a simple and humble man who considered himself to be part of a team working for of Evil Depicted the greater good. The bolded part is not a complete sentence. Mcdonald's Menu Uk 2015! The entire thing should be one sentence. All-the-while does not require hyphenation. The two differing approaches of development already described, eventually led to the development of the two original branches of The Problem of Evil Judeo-Christian Tradition Depicted in Hicks' widgetry; fingleish and fnordleish. This sentence is mispunctuated. Examples Analysis Essays! The comma is confusing and should be removed, and the semicolon should be a colon. Another of Smith's ideas was the method of differentiation. The university re-opened after the plague in 1667. Smith was elected to a minor fellowship, and awarded a major fellowship after he received his Master's Degree (Bogus 4).

After the of Evil in the Tradition Depicted Philosophy realization that Calculus was important, and was being recognized, a document to record all of the theories became a necessity. The Methodis Differantium, the document that contained the elements of the theory of differentiation, was created in 1667. Smith believed he was being pulled in two directions when it came to publishing his theories and making his work known. The Benefits Of Human Essay! He felt a need for fame and of Evil Judeo-Christian Depicted fortune, yet on declaration of incompatibility the other hand he had an abundant fear of rejection. To the dismay of many future mathematicians, it was never published because of Smith's fear of criticism. Since he was not focusing on publishing his work, Smith pursued his career as a professor. This so-called paragraph is an of Evil in the Depicted in Hicks' utter mess. There are far too many ideas in it, all of which are strung together haphazardly without any logical flow. I'll try to gods playing, dissect and rewrite it, but I won't make errors bold because the entire paragraph would be bold if I did.

First, let's pick out the different topics being addressed: the method of differentiation the university re-opening after the plague Smith's ascension through the university ranks the need of of Evil Judeo-Christian Tradition in Hicks' of Religion a document detailing differentiation, which was eventually created Smith's mental state, desires and essays fears. Now, if we replace each sentence with the number of the The Problem Judeo-Christian of Religion corresponding idea, we can see what a jumbled mess this is: 1, 2, 3, 4, 4, 5, 5, 4, 3. Don't introduce a paragraph with one topic and then leap to another topic in the next sentence. While it may sometimes be necessary to mention something as an aside to of incompatibility, complement the The Problem of Evil Judeo-Christian topic, the return to the topic should be swift and easy to understand. Don't bounce around within the paragraph as this student has done.

Another problem: there doesn't seem to be a coherent timeline within the paragraph. Mcdonald's! Did the university re-open in 1667, or was the of Evil in Hicks' Philosophy plague in 1667? Is the student saying that Smith was elected to gods playing 2, a minor fellowship that year or another year? Similarly, when did the major fellowship and Master's Degree come in? It's unlikely to have all happened in one year, though it is possible. The document was created in 1667, it seems, but when did Smith decide not to publish and seek work as a professor instead? Also 1667?

It sounds like that was a very busy year for poor Smith! The sentences themselves are also awkwardly constructed, making the The Problem in the Judeo-Christian Tradition Depicted in Hicks' Philosophy entire thing hard to understand. I'll make some assumptions regarding the confusing date information. Here is how this information should have been presented: Smith's ideas on the method of differentiation were gaining recognition in the mathematical community, which made it necessary for him to gods playing field, produce a document detailing all of his theories on the subject. Thus, when the university re-opened in 1667 following the plague and Smith was elected to a minor fellowship, he wrote Methodis Differantium.

Although Smith wished to attain fame and fortune, he also feared rejection. This dichotomy resulted in his failure to publish Methodis Differantium; a failure that would be mourned by mathematicians well into the future. Still, Smith was awarded a major fellowship after receiving his Master's Degree in [insert year]. Since he was not interested in publishing his work, he concentrated instead on pursuing a position as a professor. Queen Esmerelda knighted Jones in 1705 to be given the in Hicks' Philosophy title of Sir Joe Smith, which made him the first scientist to be so honored for his work (Bogus) . The phrase to be given is awkward here. It would be better written: Queen Esmerelda knighted Jones in 1705, which gave him the title of Sir. Who else could be honoured for Smith's work other than Smith? It should say: . which made him the first man to be honored for scientific work. There probably should be a page number listed in helmet malaya the citation.

Jones had a main idea of The Problem of Evil in the Judeo-Christian in Hicks' analytic geometry. What does this mean? Does the student mean that one of Jones' main ideas concerned analytic geometry? Does he mean that one of the shezan international company main ideas of of Evil Tradition analytic geometry was conceived by Jones? Or does he mean something else entirely? This makes little sense and is very awkward. Whether Smith made no use of the manuscript from which he had copied abstracts , or whether he had previously invented the widgetiscope, are questions on helmet malaya which at this distance of time no direct evidence is available . If Smith made no use of the manuscript, he can't have used it to copy abstracts. This is a very awkward way of saying that the events in question happened so long ago that there is in the Tradition Depicted in Hicks' no longer sufficient evidence to answer certain questions.

It would be better written: Questions as to whether Smith made further use of the manuscript from examples of literary analysis, which he copied abstracts or whether he had previously invented the widgetiscope are rooted so far in of Evil Judeo-Christian Depicted Philosophy the past that it is impossible to gather sufficient direct evidence to shezan international company profile, provide answers. This is still a bit awkward. It's best when broken up into smaller sentences: There are still questions as to whether Smith made further use of the manuscript from which he copied abstracts or whether he had previously invented the widgetiscope.

Such questions are rooted so far in the past, however, that it is impossible to gather sufficient direct evidence to provide answers. Smith formed a political plan to try to persuade the Germans to attack the French due to in the Tradition in Hicks' Philosophy of Religion, him not agreeing with their political agendas and this proved the means of his visiting Hamburg. Due to him not agreeing with is a very awkward way of saying: because he disagreed with. The Benefits Genetic Engineering Essay! The second bolded part should be a separate sentence. Proved the means of his visiting is Tradition Depicted in Hicks' of Religion a very awkward way of saying is helmet malaya why he visited. Jones explained ideas too enormous to understand, and simplified problems too complex to approach.

Not only is this hyperbole, it's also logically impossible. If the ideas were too complicated to understand, Jones couldn't have understood them himself. If the problems were too complex to The Problem Depicted in Hicks' of Religion, approach, Jones could not have approached them. Mismatched Words, Phrases, and Pronouns. After marrying Elizabeth, Smith's father fell ill for several months. After no sign of recovery, a lawyer was summoned to the manor. A will was drawn up, including one hundred acres of land, the manor house, livestock, grain, and Smith Senior's death (Bogus 10).

His mother gave birth to declaration, Smith three months after Smith senior died. The Problem Philosophy! He was premature after suffering from international profile, illness due to the shock of her husband's passing during the fall . The phrase after no sign of recovery is not properly attached to Smith's father. Instead, it is saying that the lawyer did not recover from something. A will does not include land, a house, etc. It states to whom such things are bequeathed. This should say: A will was drawn up leaving one hundred acres of land, the of Evil in Hicks' Philosophy of Religion manor house, livestock and grain to [whomever].

I don't even understand how and Smith Senior's death fits into this sentence. His in the sentence His mother gave birth. Declaration Of Incompatibility! refers to the antecedent Smith Senior. The Problem Of Evil In The Depicted Of Religion! Thus, Smith Senior's mother gave birth to Smith Senior's son. That would necessitate incest, and is clearly not what the student meant to menu uk 2015, say. Tradition In Hicks' Philosophy Of Religion! They should have simply said Elizabeth gave birth. Who else but someone's mother gives birth to them anyway?

Given the confusions regarding the helmet malaya various Smiths, it would have been better if the student had used first names during this part of the essay. There is inconsistency in The Problem of Evil Judeo-Christian Tradition of Religion capitalization. It is Smith Senior once, and Smith senior another time. The he in shezan company he was premature again refers to the wrong antecedent. Smith Senior was not premature.

Smith did not suffer illness due to the shock of Smith Senior's passing. The Problem Of Evil In The Judeo-Christian Tradition In Hicks' Philosophy! Elizabeth did. This sentence says that Smith suffered the illness. The student suddenly introduces the phrase during the fall when no other mention of the Genetic Essay season has been made. This could be confused with Smith Senior dying from a fall. Lastly, the inverse relationship between area and the tangent were never attained. The relationship is singular, even though it refers to multiple elements. Thus, the verb were should be singular as well, and changed to was. It was this century where many of the of Evil Judeo-Christian Depicted in Hicks' of Religion worlds most honorable and uk 2015 highly respected mathematicians created what we know today as calculus.

A century is not a place, it is a section of Tradition Depicted Philosophy time. Say it is a place where. or a time when. In this case, It was this century when. Adding an 's' without an apostrophe in this case is mcdonald's menu uk 2015 pluralization, not indicative of possession. The Problem Of Evil In The Tradition! The student means world's. But perhaps the largest obstacle , which the Greeks could not overcome, were their insufficient number and measuring system . Were is plural, but obstacle and system are singular. Examples Of Literary Essays! It should be was.

Tragically at the age of Tradition in Hicks' of Religion six, Smith's father died. This says that Smith's father died at the age of six. The student means: Tragically, when Smith was six years old his father died. Jones, now familiar with Smith's discoveries, wrote Smith a letter soon after the publication of of incompatibility his discoveries. After the The Problem in the Judeo-Christian Depicted in Hicks' Philosophy publication of mcdonald's uk 2015 whose discoveries: Jones' or Smith's? Jones reasoned that if he could calculate the angles of the projected colour, a new law of refraction could be made . People can make legal laws, but natural or scientific laws are discovered. To make a new law of refraction, Jones would have to of Evil in the Depicted in Hicks', alter physics.

During the seventeenth century, the inhabitants of England did not realize the importance of scientific advancement. Inhabitants could well mean non-human creatures, and is thus a poor choice of a word. Are we to The Benefits of Human Genetic Essay examples, understand that ALL of the people in England failed to realize the importance of scientific advancement for an entire century? It would have been better if the student had said most people in England. At the The Problem of Evil Tradition in Hicks' of Religion current time, the dominant belief was that light traveled in wave . The current time is the moment the reader is reading the sentence.

The student meant to say that the belief was such during the historical time period being discussed. Current should be omitted. The phrase in of incompatibility wave has an The Problem of Religion error. It should either be in essays waves or in a wave. Both may be correct, but such an error can be misunderstood if one is incorrect. This would likely have been caught if the of Evil in the Tradition in Hicks' student had read the paper out loud. Secondly, Jones' reliance on geometric algebra rather than symbolic notation created considerable impedance to the identification of solutions of computational features found frequently to different problems. Here is an example of a student not knowing the shezan international company profile proper meaning of a word.

Impedance means opposition to the flow of The Problem of Evil in the Judeo-Christian Tradition in Hicks' of Religion electric current. Menu Uk 2015! It does not mean the same as to The Problem in the Depicted in Hicks' Philosophy of Religion, impede, which is to be an obstacle. This could be an instance where a student used the helmet malaya thesaurus in a word processor to come up with a word without bothering to check if the word fit the context. It could also simply be that the student had mislearned the word themselves. Incidentally, a quick check of MS Word 97 shows synonyms to of Evil Tradition in Hicks', impedance to be obstruction, block, baffle, hindrance, breakwater, fin, and maze. Playing Field 2! So here is direct proof that you shouldn't always trust what a word processor thesaurus tells you is an equivalent word. The Problem Of Evil Philosophy! Be diligent and look up unfamiliar words in of incompatibility the dictionary before using them in your essay. In studying widgetry, it serves as great importance that one is aware of the two systems of widgetry; fingleish and fnordleish.

Something does not serve as great importance, and one being aware doesn't fit either. This is a student trying to sound fancy but instead making no sense. The sentence should read: In studying widgetry, one should be aware of the Judeo-Christian in Hicks' two systems of widgetry; fingleish and fnordleish. It was thought that Jones hated his stepfather and his mother, partly for abandoning him at such a young age. Who thought so? This entire statement, which implies something that cannot be proven and is thus not a basic fact, had no attribution in gods the essay. Since it was about someone historical and the student couldn't possibly have known this unless they got it from a source, it was plagiarism to include it without attribution.

Smith managed one friendship through this time and the value of that is always questioned. Who is questioning the value? There is no attribution to explain who questions it or to prove that it is questioned by anyone other than the student. What precisely is Depicted Philosophy being questioned? The value of only having one friend, or the value of the one friendship to Smith in particular? . which means that the cut in the # of points is equal to mcdonald's menu, the degree of the curve. Using the # symbol instead of the word number is a bad short cut, and The Problem of Evil in the in Hicks' certainly inappropriate for a formal essay. Smith also helped to improve the scientific community ; his focus was mainly regarding widgetry. How does a focus on a subject help to improve a community?

It might improve the understanding of the of literary subject in the community, but does that improve the community itself? This is a badly worded assertion. If it truly did benefit the scientific community as a whole, the of Evil in the Judeo-Christian Depicted student should cite a source demonstrating that to be the case. No attribution was present. In one day, John's attitude towards school changed for the better.

A boy ranked just above him kicked him in the stomach. At the declaration of incompatibility end of the day John challenged the boy to a fight. Even though John was much smaller than his opponent, his determination overtook the boy. Winning the of Evil in the Tradition Depicted of Religion fight was still not enough. John applied himself in class, and soon became the top student in the school. This entire paragraph introduces an helmet malaya anecdote for the purpose of explaining what drove John to become a better student. The Problem Of Evil In The Tradition Philosophy! Incredibly, it manages to completely fail to mention the relationship between the uk 2015 anecdote and John's new-found classroom enthusiasm. The relationship is implied and the reader can guess that John wished to beat the Depicted in Hicks' boy in more than just a physical fight, and menu uk 2015 thus worked hard to The Problem of Evil Judeo-Christian Tradition of Religion, outrank the boy in the classroom, but that is not stated. The paragraph is mcdonald's menu uk 2015 very choppy and the sentences do not flow well.

Read it out loud, and you'll hear how it sounds like a grade school book instead of a university essay. During this time, Smith constructed a water clock. He constructed the clock out of an old box. This is choppy. It could be easily combined into The Problem Depicted Philosophy of Religion one sentence.

Jones became began to study motion. This error was probably due to a sentence that once legitimately contained the of literary analysis essays word became being edited without became being removed. If the student had read the essay out loud or given it to a friend to read, this error likely would have been noticed. Yet, in 1679, Jones would discover that his initial calculation the Moon's distance from Earth was incorrect. Here is The Problem in the Tradition in Hicks' Philosophy of Religion another example of a simple error of omission that could have been caught if the student had read the essay aloud or given it to a friend to read.

The word of should be between calculation and the. That one small error makes the entire sentence awkward and confusing. If the instructor has to reread the sentence to try to understand its meaning, the flow of the essay is interrupted. If this happens often enough in the essay, it gives an overall bad impression on what otherwise might be a very good paper in terms of research. More examples of errors that could have been caught if the students had bothered to read their essay: One of Smith's main contribution was his use of.

Widgetry emphasized the notion of the infinite widget, which in fact cam as a great service to Smith in that it served as an uk 2015 important too in Depicted Philosophy helping explain his branch of widgetry. Jones might have in fact perputuated the ideas, but he was also at a loss when he could not make good sense of them from the beginning. Admiration for Smith grew in the filed of widgetry. With Jones' encouragement, Smith drafter a number of monographs on Genetic religious topics. Smith considers out universe to be a gravitational system. On August 10, 1777, Jones was ent a letter from. In later research , it was proven that Jones was incorrect and science rejected his theories about light until the next century. Thus, it was scientifically proven that Jones' theories about quanta (tiny particulate packets of energy) were indeed correct . Of Evil In The In Hicks' Philosophy Of Religion! The wave formulation was also correct . When was this later research? Who performed the research?

In discussing whether someone was proven incorrect or not, it is of Human a good idea to fully explain who did the proving when, and possibly even how they came to their conclusion. These sentences contradict each other. Was Jones proven incorrect or correct? Does the student mean that Jones was erroneously proven incorrect, but science later found that he was correct after all? Or was Jones correct about some things and not others? The use of Thus implies causality. How does the proof that Jones is incorrect and Tradition Depicted Philosophy of Religion the rejection by science suddenly become scientific proof of his theory being correct?

Regardless of what the student meant by the flip from incorrect to correct, there is nothing given to establish causality. It's disappointing to see such sloppiness as this in an essay. This particular essay featured clipart, so it was obviously done on a computer with a modern word processor. Of Incompatibility! It clearly wasn't spell-checked. Such complete disregard is automatically indicative of a student who doesn't care about their final product, and of Evil Philosophy while the error itself is minor, it gives a bad impression to examples essays, the grader. In fact, this essay had several spelling errors that could have been caught. That's inexcusable at the university level. It was also during this time that he traveled to of Evil in Hicks', his uncle's place in Brunswick. Place is colloquial. Gods 2! Use home, apartment, residence or other such appropriate word instead.

Smith attempted to obtain his doctorate of law degree at the University of Anytown but was denied because positions were being held for the older students -- and Smith was much too young. The Problem Tradition Depicted In Hicks' Philosophy Of Religion! Smith's secretary claims that he was told many times, however, that Smith was denied admission because of negative feelings that the Dean's wife held for him. Smith's secretary is probably dead, since this essay is about someone from the of Human Engineering Essay 19th century. Therefore, they no longer claim anything. It should be past tense. Since the student doesn't cite this, there is an implication that perhaps the in the Tradition secretary is not dead and declaration the student went so far as to interview the secretary personally. That is, of course, quite unlikely, meaning that this student has plagiarised this information from of Evil in the Judeo-Christian Tradition of Religion, one of their sources. The following are a few concepts that form the menu basis of Leibnizian calculus: [followed by three bulleted paragraphs comprised mostly of direct quotation]

Using bullets in of Evil Depicted in Hicks' of Religion a formal essay is rarely appropriate. It is preferable to The Benefits Essay, write out the bulleted information into proper paragraph form. This student seems to have been too lazy to The Problem of Evil Depicted, bother paraphrasing a bunch of direct quotations into a formal essay structure. Along came the Joe Smith, a mathematician considered by numerous scholars to be a pioneer of calculus, including other renowned mathematician, Bill Jones. The Joe Smith? There has only been one? The student means another, not other. Of Incompatibility! Sloppy. The first page of the essay starts with: have been developed (5). The second page starts with the header Introduction and the opening paragraph.

Clearly, the student stapled the pages out of of Evil in the Judeo-Christian Tradition Depicted order. What a sloppy mistake! Pages should be numbered unless you're specifically instructed not to for some reason, and you should always ensure that all of the pages are present and in proper order before binding the playing field essay. The Problem Of Evil In The Depicted In Hicks' Of Religion! If the instructor has to begin by figuring out what the heck is going on, they will automatically have a bad impression of your essay and possibly of examples of literary analysis you. Jones was quite a busy man in that along with his position in the Court of Mainz, he also managed to serve as Baron Johann Christian von Boineburg as secretary, librarian, lawyer, advisor, assistant, and The Problem Judeo-Christian Tradition Depicted in Hicks' Philosophy most importantly, friend. Quite a busy man is gods playing field 2 a bit colloquial. A busy man would do. The first as is an error, since Jones did not serve as the Judeo-Christian Philosophy Baron, he served the Baron. This may have been caught if the student had read their essay out loud. His Chummy, Bill Jones, who Smith shared a room with until his resignation from this fellowship in 1683.

Chummy should only be included if it was Smith's actual word for Jones. If this is the case, it is a quotation from a source and should be cited. If not, it is colloquial and should just say His friend Bill Jones. Who should be whom in this case. A site called Grammar and Style has information on how to use who and whom. This isn't even a complete sentence. Smith was born prematurely and was so small when he was born that they thought he might not live.

Repeating that he was born is helmet malaya redundant. Who does they refer to? Doctors? Parents? Relatives? Townsfolk? It is a pronoun without an antecedent. In this publication, Jones has a discourse between the belief systems of the Judeo-Christian Tradition Depicted in Hicks' Philosophy of Religion natural philosophical world around him. Has is the wrong word here because the essay is of incompatibility about a person who is now dead. Of Evil In The Tradition Depicted Philosophy! Dead people don't have discourse with anyone in the present, so the word should at least be had. But even had is awkward, and a better word would be wrote.

Discourse means to converse, especially orally. One does not speak orally in a publication. It is written. This word should be omitted. Between denotes at least two participants, but Jones is the mcdonald's uk 2015 only one having the The Problem of Evil Judeo-Christian Tradition Depicted in Hicks' Philosophy supposed discourse. This too should be omitted.

Natural philosophical world is confusing. Does the student mean the natural, philosophical world, which would be the world described as both natural and philosophical? Or do they mean natural philosophical world, in which natural modifies philosophical and not world, in which case the grammatically correct phrase would be naturally philosophical world? This would be better written as: In this publication, Jones wrote of the helmet malaya belief systems of the natural, philosophical world around him. or, depending on the answer to the fourth point: In this publication, Jones wrote of the belief systems of the naturally philosophical world around him. He was home for approximately 18 months, according to Jones the 18 months was the most predominant time period of his life. This is of Evil in the Judeo-Christian Tradition of Religion a run-on sentence. It should either end between 18 months and according, or it should be rewritten to make it a proper sentence.

18 months is repeated for no reason. 18 months is plural, so it should be 18 months were not 18 months was. Mcdonald's Menu! Predominant means superior especially in The Problem in the Judeo-Christian Depicted Philosophy power or numbers. Helmet Malaya! Something cannot be most superior. Most should be omitted. Predominant is not the best word in this case anyway. Depicted Philosophy Of Religion! If the shezan international student means it was the The Problem Judeo-Christian in Hicks' of Religion most powerful time of Jones' life, they should be clear about that.

If they mean it was the essays most superior numerical time of The Problem of Evil Judeo-Christian Depicted in Hicks' of Religion his life, then he logically cannot have been more than 36 months old. Simpson was content after his ability to reproduce Smith's experiment. Jones was not that easy, the two men fought constantly. The student probably means that Simpson was content once he was able to reproduce Smith's experiment. Engineering Examples! The current phrasing doesn't quite say that, and is awkward and confusing. Jones was not that easy to The Problem of Evil Judeo-Christian Tradition Depicted in Hicks' Philosophy of Religion, what?

The student probably means Jones was not that easy to satisfy or something equivalent. This is gods field 2 a run-on sentence. It should end after easy, or be rewritten to be grammatically correct. Which two men? Simpson and of Evil in the Tradition Depicted in Hicks' Philosophy Jones or Smith and Jones?

The information on physics before this section is important to understanding whom Newton was, but arguably, his greatest advancements were in the field of mathematics, most importantly Calculus. Incorrect use of shezan international company profile whom. The Problem Of Evil In The Judeo-Christian Tradition Depicted In Hicks' Of Religion! Should be who. Genetic Essay Examples! A site called Grammar and Style has information on of Evil in the Judeo-Christian Tradition how to use who and shezan international company profile whom. There should not be a comma between arguably and his. There is no citation as to anyone arguing that Newton's greatest advancements were in mathematics. This might be because it would be difficult to prove in the face of the importance of Tradition Depicted in Hicks' Philosophy of Religion Newtonian physics. Advancements is probably the wrong word.

Achievements or discoveries would be better. Newton's advancements are more likely to be funds paid in examples of literary analysis essays advance of publication. The addition of most importantly is awkward. In The Tradition In Hicks' Philosophy! Particularly would have been a better word. The use of greatest and most importantly referring to Calculus is hyperbole. Given that this essay was for a Calculus class, it sounds like a kiss-up.

The declarations of superiority are superfluous, unattributed, probably erroneous, and possibly pandering. It's all very ugly. A concluding sentence: Smith's great work, theories, and studies will continue to helmet malaya, live on forever in of Evil in the Tradition Depicted in Hicks' Philosophy the ever-changing world of science and mathematics . How can the student know that Smith's work will live on examples of literary forever? That's an impossible assertion to make. Work, theories and studies don't live. They exist, but they are not organic creatures. If the world is The Problem of Evil Judeo-Christian Tradition Depicted in Hicks' Philosophy of Religion ever-changing, how again can the student know that Smith's work won't one day be considered nonsense? Or lost entirely?

World is singular, but it refers to two worlds, one of science and one of mathematics. Examples Of Literary! This conclusion reeks of hyperbole. (So does the phrase reeks of hyperbole, but this is not a formal essay.) A scientist before Smith by Depicted in Hicks' of Religion, the name of Jones knew that he could demonstrate the ration between two infinite sums. The phrasing here is a bit awkward. It would be better phrased: Jones, a predecessor of Genetic Engineering Smith, knew that. Ration is the wrong word. The student meant ratio. This is The Problem of Evil Depicted one of those errors that a spell-check cannot find, but if the essay had been read aloud it may have been noticed.

One man was proclaiming to examples of literary essays, be the inventor of the widgetiscope and another man was proclaiming the exact same thing; who is telling the truth? The main problem here is the change in in the of Religion tense. You can't go from was to is if the subject remains fixed in time. Furthermore, it is incorrect to refer to someone who is helmet malaya dead as doing anything in the present besides being dead (and possibly rotting). A dead person is not telling anything right now, but they were in the past. The Problem Of Evil Judeo-Christian Tradition Depicted Of Religion! Try to avoid using the passive form was proclaiming and instead use proclaimed. This particular statement is also bad because of the subject matter.

The student has already shown in the essay that both men happened to independently invent the widgetiscope, but the profile issue is who deserved the title for The Problem of Evil Tradition inventing it first . Gods Field! So actually, neither one was necessarily lying, and The Problem of Evil in the Judeo-Christian Depicted Philosophy of Religion the student should not make it appear that one or the international company profile other may have been doing so. The Problem Of Evil Tradition In Hicks' Of Religion! You must be careful not to examples analysis, libel people. The phrasing here is awkward and possibly a bit too conversational in the final question. A better way of writing this would be: Two men proclaimed to be the inventor of calculus, but only one could be given the of Evil in the Tradition Depicted Philosophy of Religion credit. The argument was so drawn out international company profile, that a decision was not easy to come by which worked against The Problem of Evil Judeo-Christian Tradition Depicted in Hicks' Smith's favor. Jones had been considered the declaration sole inventor of the widgetiscope for The Problem in the Judeo-Christian Tradition Depicted in Hicks' fifteen years already, which gave him the upper hand. The student meant to shezan company, say that the duration of the argument caused Smith to lose. But because the Judeo-Christian Tradition Philosophy of Religion student failed to put the gods playing necessary comma between the bolded words, this sentence actually says, by The Problem of Evil Tradition in Hicks' Philosophy of Religion, means of a complicated string of multiple negatives, that it was not easy to come to a decision against Smith, meaning he won. This sentence would be better worded this way:

Because the argument took so long, Smith lost. But then, at the beginning of the next paragraph, the student writes: The argument took years to unravel and never really came to a definitive decision. This negates what the of literary analysis essays student had asserted before: that Smith lost because of the duration of the argument. This also repeats the fact that it was a long argument, which is redundant. It was from the Greeks, where the underlying of widgetry emerged and The Problem Judeo-Christian set the basis of what widgetry has become. The Greeks are a people, not a place, so things come from whom, not where. The comma in this sentence should not be there. It sets up an expectation that the portion after the comma is a separate clause, as in: It was from the Greeks, who also invented blodgetry, that widgetry came forth. Declaration Of Incompatibility! Note that because the who is in the separate clause, it should not be whom. Judeo-Christian Depicted Philosophy! The underlying what ? You can't just say the underlying of widgetry.

It has to be the underlying something of widgetry, whether that something is basis, foundation, etc. Although there was a time of intellectual heightening , there came a period of darkness in the development of mathematics (Ewards 45) . Intellectual heightening is an icky, awkward phrase. Intellectual development would have been much better. In going over this old essay, I wondered if perhaps this was a typo of the name Edwards. I checked the bibliography to confirm the name, and uk 2015 discovered that nothing by of Evil in the Tradition Depicted in Hicks' Philosophy of Religion, Ewards, Edwards, or any similar name was there at all. Had this gone noticed when the paper was being graded, serious questions would have been raised as to the validity of the student's sources and helmet malaya bibliography. Of Evil In The Tradition Of Religion! Be sure to list all sources in your bibliography, and be sure to spell them correctly when citing!

One motive of Sumerian algebra was to helmet malaya, impose on themselves a concepts that they could not fully understand and precisely compute, and for this reason, rejected concepts of irrational as numbers, all traces of the of Evil in the Tradition Depicted in Hicks' Philosophy infinite, such as limit concepts, from their own mathematics. Motive applies to Sumerian algebra, not Sumerians. Therefore, that motive cannot be imposed on themselves. It should be written: One motive of the Sumerians concerning their algebra was to impose on themselves. although that is still an awkward phrase. Concepts should not be plural.

This is sloppiness that probably could have been detected if the student had bothered to read over his essay. The sentence should end after compute. A new sentence should begin, For this reason. Playing Field! The word they should be put between reason and The Problem Judeo-Christian Tradition Depicted rejected to say: For this reason, they rejected concepts. This sentence is so garbled with mismatched subclauses that adding another is just icky. I'd put such as limit concepts in parenthesis, or rewrite the sentence to bring that idea out on playing its own.

If Greek rigor had surmounted their need to succeed in these elements and refused to The Problem in the Depicted in Hicks' of Religion, use real numbers and limits till they had finally understood them, calculus may have never formed and mathematics as a whole would be obsolete (Apostal 102). The verb refused applies to Greek rigor, not Greeks, which is examples analysis essays nonsensical. Be careful to ensure that your verbs match the subject you intend for them. Don't use till when you mean until. That's colloquial at best, and not really a proper use of the word at all at worst. The proper phrase is have never been formed. To say something never formed begs the question: What didn't it form?

Even though there is a citation for this extreme declaration that mathematics as a whole would be obsolete, it's still probably hyperbole. I wonder if the The Problem in the Judeo-Christian Tradition Depicted in Hicks' of Religion source actually said that, or if the student's paraphrasing has overstated the source's point that mathematics might be different without the advent of calculus. Be careful that you don't paraphrase in such a way as to claim a source said something that they did not. If this source really says mathematics would be obsolete without calculus, it's a bad source. Such a statement would render even basic arithmetic and counting as obsolete, which is menu uk 2015 ridiculous.

Essentially , it is a case of Smith's word against a number of suspicious details pointing against him. He acknowledged possession of a copy of part of one of in the Judeo-Christian Tradition Philosophy of Religion Jones' manuscripts, on more than one occasion he deliberately altered or added to important documents before publishing them, and a material date I none of his manuscripts had been falsified (1675 had been changed to 1673) (Bogus, 78) Essentially isn't technically incorrect here, but students do have a tendency to use words like essentially and basically too often. It's somewhat conversational, and possibly colloquial. Try to avoid it unless something is truly essential. A number of suspicious details pointing against him is an awkward way of The Benefits of Human Genetic Essay examples saying: suspicions of his guilt. But what the student means is not suspicions, but points of evidence. When you list several examples of something you've indicated, the way to punctuate it is as follows (note the placement of the colon and subsequent semicolons): [Point being made]:[proof 1];[proof 2];[proof 3]; and[proof 4]. This way each proof can have punctuation such as commas without being confused with other points, and each proof still points to the main part of the sentence. This entire thing should be rewritten to say: It is a case of The Problem of Evil Judeo-Christian Depicted of Religion Smith's word against the evidence of his guilt: he acknowledged possession of a copy of Jones' manuscripts; on more than one occasion he deliberately altered or added to important documents before publishing them; and his manuscripts had been falsified by changing 1675 to 1673 (Bogus, 78).

After quoting a dictionary definition: The editors of the famous dictionary are probably unaware of the fact that they have just committed a cardinal sin in the mathematical world , in The Benefits Genetic Essay examples that they only described fingleish widgetry, and The Problem Judeo-Christian Depicted Philosophy of Religion failed to include an explanation of fnordleish widgetry. It's okay to question a source, and at higher levels of education it might even be required. But if you're going to do it, be careful to do it well and with evidence. This just sounds presumptuous. The student has not shown whether or not the dictionary has separate definitions for widgetry or otherwise accounts for its apparent lack of sufficient definition. Saying the dictionary is famous is probably unnecessary, and possibly hyperbole. A cardinal sin is a sin of of Human Engineering fundamental importance. In the Judeo-Christian context, this would mean something very bad, like murder. Thus, calling a disagreement in definition in a dictionary a cardinal sin is definitely hyperbole.

Even if it was a cardinal sin, the sin was committed in the dictionary, not in the mathematical world. The student meant against the mathematical world. It is surprising how people could be satisfied such a vague definition, as was the The Problem in the case in Webster's Dictionary, on gods field 2 a subject that has tested such great minds for centuries upon centuries . It is surprising how students could be satisfied with such drivel in The Problem of Evil Tradition Philosophy their essays. Mcdonald's Menu Uk 2015! That sounds nasty, doesn't it? That's because it is. The Problem Tradition Depicted Of Religion! Sentences like this are insulting and off-putting, and don't belong in a formal essay. Such great minds requires an example.

The word such should be omitted. Centuries upon centuries is redundant. Menu Uk 2015! Just say centuries and leave it at The Problem of Evil in the Judeo-Christian that. Jones' first object in Paris was to make contact with the The Benefits Essay French government but, while waiting for The Problem in the Tradition in Hicks' of Religion such an opportunity, he made contact with mathematicians and philosophers there, in particular Davis and Myers, discussing with Davis a variety of topics but particularly church reunification (Bugle 57). An object is a thing.

The student means Jones' first objective. This is a bad run-on. Of Human Engineering Essay Examples! It should be broken up like this: Jones' first objective in Paris was to make contact with the French government, but while waiting for an opportunity to The Problem of Evil in the Judeo-Christian in Hicks' Philosophy of Religion, do so, he made contact with mathematicians and helmet malaya philosophers such as Davis and Myers. He discussed a variety of topics with Davis, particularly church reunification (Bugle 57). Smith's contribution to math has helped our society become more technological in building things . In this particular case, Smith made many contributions, not just one. Math is the The Problem in the Judeo-Christian Depicted of Religion colloquial version of mathematics. Did Smith's contributions only help our society?

What about other societies? More technological in building things is a really awkward way of declaration saying improved our technological aptitude. Undoubtedly, Jones was one of the greatest geniuses that ever lived and this paper will demonstrate that, starting from The Problem Tradition of Religion, his childhood until his death . Smith may have been a genius, but to blow that up to one of the greatest geniuses that ever lived is The Benefits Genetic Engineering Essay examples hyperbole. Even if it is true, the paper didn't demonstrate it because the paper didn't compare Smith to other great geniuses that have lived. The paper showed that Smith was a genius, perhaps, but not his rank amongst all of the geniuses that have ever lived. If you start from something, you go to or follow through to Judeo-Christian Tradition in Hicks' of Religion, another something. The phrase starting from his childhood until his death actually means you're starting from the section of time inclusively between his childhood and death and not saying where you're going. Furthermore, the paper does not start from Smith's childhood because it was not being written when Smith was a child. The student means, starting with his childhood and following through to his death. Playing Field! That is still awkward, and the sentence would be best written: Undoubtedly, Jones was a genius, and this paper will demonstrate that by The Problem in the Judeo-Christian Tradition Depicted in Hicks' of Religion, examining his entire life.

So John lived for helmet malaya seven years with his mother's parents who did not really show him any affection . So in this context is colloquial and should be omitted. This really should be cited. Judeo-Christian Depicted In Hicks' Philosophy Of Religion! John's address may be a matter of public record and therefore doesn't have to be cited, but comments on the emotional quality of the household imply research, and the student should give credit to the source. Really is colloquial, and playing 2 should be omitted. While at Cambridge, Smith's genius was most productive in his dedication to math . Who is Smith's genius? The student means Smith's intellect, but an intellect cannot be productive. It facilitates productivity, but it is of Evil in the Judeo-Christian in Hicks' not productive itself. The Benefits Of Human! A better way to write this would be: Smith's intellect was best displayed in his dedication. Math is colloquial.

It should be mathematics. This information helps us to understand how we, as humans stay on the ground; we are matter as well and do have an invisible force weighing us down as we push against it and it pushes back against us . Of Evil In The Tradition In Hicks' Philosophy Of Religion! This hand full of knowledge has helped our scientist understand our universe of heavenly bodies and their movement. It has also allowed scientist to delve further in exploring our galaxy. Does gravity only affect humans? Granted, the mcdonald's uk 2015 student is trying to make the science seem more personal, but this is an awkward way of doing it. It is also something that seems to indicate an essay geared to children. While you should usually write essays so they can be understood by laypersons, you can assume those laypersons are your age and intellectual peers. The description of the invisible force is very awkward. A better wording would be: do have an invisible force that we push against as it pushes back against us. Gravity does not, in fact, weigh people down.

The student's own definition of it earlier in of Evil in the Judeo-Christian Tradition in Hicks' Philosophy of Religion the essay mentions this, and here too it is accurately described as a push, not a pull. To add in uk 2015 the bit about it weighing us down is contradictory. The student means handful. This is The Problem of Evil Tradition Depicted in Hicks' Philosophy a bad description anyway, since the shezan company student is trying to in Hicks', show how this knowledge is monumental to scientists. Both instances of scientist should be pluralized. One delves further into gods field something, not in it. The Royal Society always had someone coming in The Problem in the Judeo-Christian Tradition Depicted in Hicks' Philosophy each week they met to of incompatibility, show off their invention . Always had someone coming in is colloquial and of Evil in Hicks' awkward. It should say: The Royal Society hosted a guest each week. The second part of this is a separate sentence and should be capitalized and examples of literary analysis essays punctuated accordingly, or else brought into the first sentence with appropriate conjunctions.

Show off is colloquial. Demonstrate would be better. Since more than one invention was demonstrated, invention should be plural. A concluding paragraph: Jones was a great man who made an impact in all of our lives . Of Evil Judeo-Christian Depicted Of Religion! He is recognized as one of the centuries brilliant-minded people who helped to essays, further math along. This intellectual man has created something which has and will be used for years to come. This is an important part of history which will and should never be forgotten. The essay has shown that Jones was brilliant and invented some useful things. It has not, however, demonstrated that he was a great man. The Problem Of Evil In The Depicted! A great man is one that embodies greatness in all things, including attitude, relationships with others, and international company profile their contributions to their society. Jones may have been all of this, but the essay did not reflect it, so it is The Problem in the Depicted in Hicks' Philosophy hyperbole to declare it in the conclusion.

It is also a highly subjective comment; what makes someone great to Genetic Engineering examples, one person may not for another. Centuries is the plural of century, not the The Problem of Evil Philosophy possessive. The student means century's. Helmet Malaya! But Jones was not of our current century, so the student should define which century they mean. Impacts are made on, not in. If by all of us the student means everyone on the planet, this is incorrect. Jones' contributions to The Problem in the Tradition in Hicks', mathematics hardly impact the life of someone living in a non-literate, non-industrialized society. Even if the student merely means her peers, it is still hyperbole to declare that everyone has been impacted.

If you're going to 2, mention that the of Evil in the Judeo-Christian Depicted person did something in your conclusion, mention what that something is. While it is gods playing field 2 unlikely that Jones' history will be forgotten, the in the Judeo-Christian Tradition student cannot effectively predict the future in this way. Some of these comments may seem nitpicky, but the fact of the matter is errors such as these reflect poorly on you and helmet malaya your essay. The Problem Of Evil In The Judeo-Christian Tradition Depicted Philosophy! No one is perfect, and an essay with one or two awkward phrases won't be marked down just for those instances. But an essay that is full of the errors listed above prevents the reader from understanding the content. Helmet Malaya! If the instructor doesn't know what you mean, they can't possibly give you a good grade. Last updated in of Evil in the Judeo-Christian Tradition Depicted in Hicks' Philosophy of Religion February 2005. Copyright #169 2000-2005 Kimberly Chapman.

All rights reserved. This original work is available for distribution, provided the following: it is only distributed in international this complete form, it contains my name and copyright, it is not altered during distribution without my consent, and it is not used to generate income for anyone without my consent. I would strongly appreciate knowing if anyone is distributing this in printed form. If you want to Judeo-Christian in Hicks', receive notification of updates on any portion of this site, simply enter your email address here and click/select the button to gods playing 2, enter. You will be required to sign up for a free Yahoo! account to of Evil Judeo-Christian Depicted, complete registration. Please note that Yahoo!'s privacy policy and other management are outside of kimberlychapman.com's responsibility.

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Pension system in the Netherlands. The Netherlands has a pension system that can be considered unique around the world. The Dutch pension system consists of three so called pillars. The first pillar includes the state pension (Algemene Ouderdoms Wet, AOW), which consists of a flat benefit and The Problem Judeo-Christian Tradition Depicted in Hicks' Philosophy is granted to playing field, every Dutch citizen aged 65 years or older. The second pillar consists of mandatory collective pension schemes which are arranged within pension funds or insurance companies. A certain occupation, industry or company is often linked to The Problem in Hicks' Philosophy of Religion, a particular pension fund, meaning that with practicing a certain occupation, your pension fund is already predetermined.

The last and third pillar consists of declaration voluntary private pension savings (Federation of the Dutch Pension Funds, 2010). Although the pillar structure of The Problem Judeo-Christian Tradition Dutch pension system itself does not differ much from the pillar structure of other western countries, the size and relative importance of each of the pillars is rather different. As can be seen in table 1, the size of the second pillar is relatively large in the Netherlands compared to other European countries (Bovenberg, 2014). As a consequence, pension funds are important institutions in the Dutch pension system. Table 1 size of the different pillars of pension systems in company profile European countries. The Netherlands Germany France Italy Spain Swiss UK US. 1st pillar 50 85 79 74 92 42 65 45. 2nd pillar 40 5 6 1 4 32 25 13. 3rd pillar 10 10 15 25 4 26 10 42.

This unique position of second pillar pensions in the Netherlands demands realignment of the financing structure of the first and second pillar through the franchise. The AOW in the first pillar is financed by social premiums every employed Dutch citizen pays to the government. The pension benefits received from the pension funds in the second pillar are financed by paying pension premiums into The Problem in the in Hicks' Philosophy the pension fund. Originally, the franchise is meant as an instrument to mcdonald's menu, achieve the Judeo-Christian Tradition Depicted in Hicks' Philosophy integration between both pillars. In order to establish this integration, part of the labor income is exempted from paying pension premiums over into a pension fund; the franchise (Schols van Oppen, 2009). Since the of Human Genetic Engineering Essay relative importance of the second pillar is of Evil in the Tradition Depicted in Hicks' Philosophy unique for the Netherlands, the franchise is a typically Dutch phenomenon. Declaration. Theoretically the franchise equals the part of the labor income over The Problem of Evil Tradition Depicted in Hicks' of Religion which AOW benefits are granted (Schols van Oppen, 2009). Declaration. To this respect, no Dutch citizen should pay double for The Problem of Evil Depicted, their pension income.

Strictly speaking, the one to uk 2015, one relationship between the The Problem of Evil in the Tradition Depicted in Hicks' Philosophy franchise and of incompatibility the AOW should result in a franchise that is uniform across pension funds. The Problem Judeo-Christian Depicted. In practice the level of the franchise differs between pension funds (Eberhardt et.al., 2014), although it has a uniform character within the funds itself (Schols van Oppen, 2009). Before 2006, the Dutch pension system was characterized by a final salary system. In this system the Engineering relationship between the franchise and the AOW was maintained. However, with the transition to the average salary system in 2006, the relationship between the franchise and the AOW diluted . The uniform franchise used by the large Dutch industrywide pension funds is an element of a uniform accrual system further consisting of a uniform pension premium and a uniform accrual rate. These aspects of the financing structure within a pension fund are uniform in of Evil Depicted Philosophy the sense that their level is the examples analysis same for every participant of the fund regardless of his or her individual characteristics (CPB, 2013). This implies that every participant of a pension fund pays the same pension premium in terms of Tradition Depicted percentage for which the same amount of labor income is exempted by the franchise, to accrue the same accrual rate per year. Especially the franchise and accrual rate are highly interdependent. To this respect they are inseparable: a higher accrual rate implies a higher franchise and vice versa (A. Paulis, personal communication, May 22, 2015). Helmet Malaya. An aspect of the The Problem of Evil in the Judeo-Christian Tradition Philosophy of Religion uniformity characterizing Dutch pension funds which has given rise to a great deal of debate is the fact that participants in gods 2 pension funds are often not uniform at all.

The uniform accrual system finds its origins in the notion of solidarity between the different participants of a pension fund. Furthermore solidarity enables the sharing of risks such as longevity risk and capital market risk. However when a pension fund has participants that differ widely in certain characteristics such as life expectancy, career path taken, or career length, the uniform accrual system causes structural redistribution between them (CPB, 2013). A system is then said to be actuarially unfair. A measure of this redistribution is the net gain.

The net gain shows the ratio of the discounted sum of pension benefits during retirement over the discounted sum of paid premiums over the working life (CPB, 2013). In an actuarially fair situation the net gain should always equal one for every individual at every point in time, regardless of their characteristics. However, generally speaking the uniform accrual system is Tradition in Hicks' of Religion not actuarially fair, meaning that certain participants either overpaid or underpaid for their pension rights (CPB, 2013). Apart from the redistribution between participants of a fund, the pension outcome differs considerably between participants of a fund too. The pension outcome can be thought of helmet malaya as the replacement rate.

The replacement rate shows the ratio of the Depicted in Hicks' of Religion pension benefit of a certain individual over the main source of mcdonald's their income during working life at a certain moment in time. Thereby the replacement rate is The Problem of Evil in the Judeo-Christian Depicted in Hicks' of Religion a measure of the effectiveness of essays consumption smoothing (Barr and The Problem in the Judeo-Christian Tradition Depicted in Hicks' Diamond, 2008). The pension benefit includes pension income from both the first and the second pillar. Just as the net gain, the replacement rate is influenced by the uniformness of the system and of Human Engineering Essay examples individual characteristics of the participant too. Although the uniform pension premium and uniform accrual rate have received much attention in The Problem Judeo-Christian Tradition Philosophy the literature, the uniform franchise remains relatively underexposed.

To my knowledge, up until this date no quantitative literature exists on the sole topic of the franchise. The reason for this may lie in the fact that the maximum levels of the franchise are largely determined by law (Kakes and Broeders, 2006). Another explanation might be that the declaration franchise is less important in other countries due to the relatively smaller size of the second pillar. This in contrast to pension premium, which influences the affordability of labor and in the Judeo-Christian Tradition Depicted in Hicks' of Religion thereby influences the labor market. Next to that the pension premium is something that is relatively seizable and concrete for the average citizen. Company. The uniform accrual rate on its turn receives much attention in the light of the redistribution discussion. Judeo-Christian In Hicks'. Next to that the accrual rate has a certain fiscal angle since it reflects the amount of pension rights to be accrued in declaration of incompatibility a fiscal beneficial way.

It is however unjust that the franchise receives little attention. Judeo-Christian Tradition Philosophy. Since, as being part of the uniform accrual system, it certainly might affect both the redistribution between participants within a pension fund, as the pension outcome for these participants. Therefore the research question of this thesis is the of Human Essay following: How are the redistribution between and pension outcome of The Problem of Evil Judeo-Christian Depicted in Hicks' individual participants of a pension fund influenced by of incompatibility, their individual characteristics in terms of starting salary, career path and Tradition Depicted in Hicks' Philosophy of Religion length of career, and to what extend does the level of the uniform franchise and accrual rate change the redistribution and pension outcome? The research question has been formulated such that it addresses both the role of the franchise and accrual rate in the often discussed redistribution between participants of a pension fund, as well as their eventual pension outcome. Since longevity risk is examples of literary essays not one of the characteristics taken into account, only redistribution within the accrual phase is considered . As already stated before, the franchise and Judeo-Christian in Hicks' Philosophy the accrual rate are inseparable. Therefore it is not possible to helmet malaya, examine the influence the franchise has as a sole concept in an adequate way. The net gain is used as the outcome variable for The Problem Judeo-Christian in Hicks' Philosophy of Religion, the redistribution, while the replacement rate will be used as the declaration outcome variable for the pension outcome. The replacement rate and net gain are not necessarily linked.

For example, the The Problem in the Depicted in Hicks' of Religion net gain can have the same value for every participant in of literary analysis essays a fund, while the replacement rates for these participants can differ widely. To this respect the net gain is a flow variable, while the replacement is a stock variable. Both the The Problem of Evil in the Depicted of Religion net gain and the replacement rate are simulated by declaration of incompatibility, typical agent models which have been written for the purpose of in the Depicted of Religion this thesis. Another unique aspect of this thesis is that it makes use of data instead of presumed values in the simulations. More specifically, data on the five largest pension funds in the Netherlands, in terms of assets under management (van der Westen, 2014) are used. This thesis first examines the net gains and replacement rates of individuals for their individual characteristics separately (cetirus paribus). Afterwards the different levels of the characteristics are combined into scenarios.

Hereby all possible combinations of the individual characteristics are captured. The scenarios are determined in the following manner: # scenarios = # starting salaries*# career paths*# lengths of career. For reasons of variation in outcomes and keeping in mind the scope of this thesis, these scenarios are simulated for the replacement rates. This procedure is helmet malaya repeated three times for three different combinations of accrual rates and franchises. Pension funds can choose the level of the franchise, and The Problem in the in Hicks' Philosophy of Religion consequently the level of the helmet malaya accrual rate themselves. However, not all combinations are allowed. The law prescribes three fixed combinations which are legally binding and The Problem of Evil in the Judeo-Christian Tradition Depicted Philosophy of Religion are shown in table 2 for The Benefits of Human Genetic examples, the year 2015 (Sprenkels Verschuren, 2014). Table 2 Lawful Combinations of Franchise and The Problem of Evil in the Judeo-Christian Tradition in Hicks' of Religion Accrual rate, 2015. Combination Accrual Rate Maximum Franchise Level. Combination 1 Maximum of 1,875% 12.642,- Combination 2 Maximum of 1,788% (but not lower than 1,701%) 11.395,-

Combination 3 Maximum of1,701% 10.095,- These fixed combinations represent maximum levels of the franchise and accrual rate combination. Menu Uk 2015. Pension funds can choose to have a lower accrual rate or franchise than these fixed combinations, but cannot choose a higher level (Sprenkels Verschuren, 2014). In The Judeo-Christian Tradition Depicted Of Religion. Therefore these three combinations are used in this research. Declaration Of Incompatibility. The series of simulations for the three different combinations, result in a spread of net gains (for the three different characteristics separately only) and replacement rates (for the of Evil Judeo-Christian Tradition Depicted in Hicks' Philosophy three different characteristics and mcdonald's all of them combined in the scenarios). Next, the magnitude of above described effects the individual characteristics and the combination of the franchise and accrual rate have on the replacement rates is The Problem of Evil Philosophy estimated using a log linear model. In this way the marginal effects can be quantified. The magnitude is only examined for international, the replacement rate as an outcome variable since the scenarios are not simulated for the net gain. The remainder of this paper is organized as follows. Section 2 describes the structure of the Dutch pension system, the franchise and the uniform accrual system in detail. Furthermore, previous literature on relevant topics is discussed.

Section 3 discusses the The Problem Judeo-Christian Philosophy methodology, including the typical agent simulation models and shezan profile the data that are used. Of Evil In The Judeo-Christian Depicted. The results and implications are discussed in section 4. Shezan International. Subsequently, section 5 examines possible policy implication. Section 6 describes and discusses the general conclusions. Finally, section 7 discusses and gives recommendations for further research. Structure of the Dutch Pension System. The Dutch three pillar pension system is a system that is rather complex to understand.

Especially considering the relative importance of the in the Judeo-Christian Tradition Depicted second pillar pension schemes and thus the pension funds. Pension schemes can be financed in roughly two ways; on a pay as you go (PAYG) basis, or via funding. The AOW public pension has a pay as you go (PAYG) character which implies that the AOW is examples of literary analysis paid entirely out of current revenue sources. The AOW thereby has a contractarian nature, meaning that no savings have to be accumulated in in the Judeo-Christian Tradition anticipation of future pension claims but instead the government can tax the examples analysis essays working population to pay for the pension benefits of the retirees. The Problem Of Evil In The Tradition. Consequently, a PAYG system relaxes the constraint that the benefits received by any generation must be matched by examples of literary, its own contributions (Barr and Diamond, 2008).

A PAYG financed pension scheme usually has two main objectives. First it redistributes income from the younger generations towards the older generations which are retired. Of Evil Judeo-Christian Philosophy Of Religion. Second it redistributes and shares risks across generations (Barr and Diamond, 2008). The level of the AOW benefit depends on of incompatibility the households composition. Of Evil In The Tradition In Hicks' Of Religion. And the number of years which an individual has been insured. Every individual that lives or works in the Netherlands is automatically insured and thereby accrues two percent AOW benefit per year. After fifty years of either living or working in the Netherlands, a person is fully insured and is thereby granted the full amount of AOW which he or she is eligible for. This amount depends on the household composition. A person that cohabits with another individual receives a flat benefit of fifty percent of the menu net minimum wage. A person that lives alone receives seventy percent of the net minimum wage (Sociale Verzekeringsbank, n.d.). Furthermore the of Evil in the Judeo-Christian Tradition Depicted of Religion age at which citizens become eligible for the AOW benefit will be increased gradually to age 67.

When this age is reached, the retirement age may further increase if life expectancy increases (Federation of the Dutch Pension Funds, 2010). To the contrary, the occupational pension schemes in helmet malaya the second pillar are funded. This means that contributions are invested in The Problem of Evil Judeo-Christian Tradition Depicted Philosophy financial (or physical) assets of which the return is credited to the plans participants. Funded schemes can be either individual or collective. When a person retires he or she receives either an annuity or draws down the accumulation in some other way, for example via a lump sum.

The annuity or lump sum is based on either the individual contributions to the fund, or the accrued pension rights depending on whether the fund has individual accounts or a collective nature (Barr and Diamond, 2008). In the Netherlands the vast majority of the pension funds have basic pension schemes which are collective and pension benefits can only be received in the form of an annuity. Funded schemes on its turn, can be classified into two main categories; defined benefit (DB) and defined contribution (DC) schemes. Of Human Engineering. In DB schemes pension benefits are based, among other things, on the workers wage, length of employment history and Judeo-Christian Tradition Philosophy of Religion the so called accrual rate. The accrual rate determines how much pension rights a person accumulates per year over his or her labor income minus the franchise. Mcdonald's. The accrual rate can either be a percentage of a persons start- average- or final salary (Barr and The Problem of Evil in the Tradition in Hicks' Philosophy of Religion Diamond, 2008). The replacement rate constitutes the number of mcdonald's menu years in which a person accrued pension rights times the accrual rate.

Moreover, the replacement rate expresses pension benefit as a fraction of one of The Problem of Evil Depicted in Hicks' Philosophy of Religion these three salary levels. In 2006, a transition took place from the final salary scheme to the average salary scheme in The Benefits of Human Genetic the Netherlands. Therefore the average salary scheme is the The Problem Tradition in Hicks' most common. In 2008, 87 percent of the profile active members of pension funds had an of Evil in the Tradition in Hicks' Philosophy of Religion, average salary scheme (Federation of the The Benefits of Human Dutch Pension Funds, 2010). The Problem Of Evil In The Philosophy Of Religion. As of the of Human examples first of January 2015, the fiscal regulation surrounding the accrual of Tradition Philosophy of Religion pension rights has been adjusted with the adaptation of the Witteveenkader. The maximum boundary which guarantees fiscal beneficial pension saving is set at a labor income of 100.000 euros. This means that above this boundary individuals have to arrange the accrual of pension savings themselves. This accrual will be out of net income, instead of declaration of incompatibility gross income which is the case below the boundary. Another measure which has been taken is the decrease of the fiscal maximum of the accrual rate. This maximum is lowered from 2,15% for average salary schemes in 2014, to 1,875% for average salary schemes in 2015 (Staatsblad van het Koninkrijk der Nederlanden, 2014).

In defined contribution schemes the pension benefit depends on the contributions paid into the fund. In DC schemes the The Problem in the Tradition Philosophy of Religion pension benefit is not pre-determined but the international company pension premium is, for a certain period of time as opposed to DB schemes where the pension benefit is mostly pre-determined. Defined contribution schemes can be either individual (IDC) or collective (CDC). In CDC schemes participants accrue pension rights based on The Problem of Evil Depicted Philosophy the average salary system against a pre-determined pension premium (Mercer, 2015). The eventual pension benefit is declaration of incompatibility not predetermined since it depends on the factual funding ratio of the pension fund at The Problem of Evil Judeo-Christian Tradition Philosophy the time of retirement (Chen et.al., 2014).

In IDC schemes every pension fund participant saves for its own pension benefit. The eventual pension benefit is the sum of the paid pension premiums and the realized return on them (Chen et.al., 2014). In IDC schemes, risks cannot be shared between participants as opposed to CDC schemes. In CDC schemes risks can be shared between participants in an intra- as well as intergenerational manner. The Benefits Of Human Genetic Essay. Intragenerational since pension benefits are paid out in the form of an annuity which enables the Judeo-Christian Tradition Depicted of Religion sharing of, for examples analysis essays, example, longevity risk (Barr and Diamond, 2008) and intergenerational since shocks in the funding ratio can be spread out over a number of years and thereby shared between various generations (Chen et.al., 2014). IDC schemes are not very common in in the of Religion the Netherlands (Federation of the Dutch Pension Funds, 2010). Helmet Malaya. Most pension funds that do have a DC scheme implement a CDC scheme. Recently, DC schemes start to gain in popularity in the Netherlands and The Problem Judeo-Christian Tradition Depicted in Hicks' Philosophy of Religion are more often used in the discussion surrounding the future of the Dutch pension system (van Dorssen and Nauta, 2014). This is mainly the case since DB schemes more or less guarantee a certain pension benefit irrespective of the financial market return (Der Wal, 2014), while DC schemes do not provide such certainty. This implies that contributing participants in a pension fund with a DB scheme bear the risks surrounding the pension benefits of the pension fund retirees, while those risks are shared between contributing participants and menu pension fund retirees in DC schemes.

The franchise exempts a certain amount of the labor income of pension fund participants over The Problem in the Depicted which pension premium needs to be paid. The Benefits Of Human Genetic Engineering. The franchise relates to the accrual rate. Consequently, the combination of the franchise and the accrual rate a pension fund uses determines their pension premium. Therefore the of Evil Judeo-Christian Depicted franchise, accrual rate and pension premium find themselves in a triangular relationship. The franchise and mcdonald's menu uk 2015 accrual rate combination a pension fund chooses is bound by legal requirements . Reasons for of Evil in the Tradition Depicted in Hicks' of Religion, this may lie in international company the fact that by legally binding the choice of the combination, the premium stays within a certain bound and cannot take an outrageous level. Besides, by legally binding the choice of the combination the risk for pension fund participants is limited. For example a low franchise in combination with a high accrual rate would result in The Problem of Evil in the Tradition in Hicks' of Religion either a relatively high premium, or a pension fund taking more risk in their investment strategy in order to be able to finance the accrued pension rights. Therefore such a combination is gods not allowed. The accrual rate determines the final replacement rate a pension fund participant reaches. The objective of a pension fund with regard to the envisioned replacement rate is a matter of pension fund policy.

Consequently, pension funds have different pension schemes which result in different time paths in which the replacement rate can be reached. A shorter time span in which the replacement can be reached consequently corresponds to a higher accrual rate and of Evil Judeo-Christian Depicted of Religion higher franchise. The replacement rate is applicable to both pension income coming from the first and the second pillar which, theoretically, should result in a uniform franchise of 10/7th times the AOW benefit (Schols van Oppen, 2009). Company. Historically speaking the franchise is meant as an instrument to integrate the first and the second pillar of the Dutch pension system. The Problem Of Evil Judeo-Christian Depicted Philosophy Of Religion. With the introduction of average salary schemes this relation got diluted, resulting in franchises which are lower than this theoretical level. Mcdonald's Uk 2015. Some pension funds even wield a franchise of exactly 0 (Eberhardt et.al., 2014). As of 2015 the relationship diluted even further, since the levels of the franchise which are connected to the fiscally allowed maximum accrual rates are lower than they would be if they were at a level of 10/7th times the AOW. Therefore even the law does not take notice of this presumed relationship anymore. The fact that the relationship between the franchise and the AOW got diluted, indicates the possibility that the franchise is used for other purposes by pension funds.

Nowadays, one of this main purposes is to in the Depicted in Hicks' Philosophy, keep the pension scheme affordable for the pension fund (A. Declaration Of Incompatibility. Paulis, personal communication, May 22, 2015). The level of the franchise is usually adapted to the characteristics of the participants of The Problem of Evil in the Judeo-Christian Philosophy of Religion a pension fund. A pension fund with participants which have a relatively low labor income benefit from a relatively lower franchise in combination with a lower accrual rate. For this income group the disadvantage of a lower accrual rate is outweighed by the lower level of the franchise.

At higher franchise levels they run the risk of earning a labor income that is lower than the franchise and thereby not accruing pension rights. To the contrary, pension funds with participants earning relatively higher labor incomes, benefit from choosing a relatively higher franchise level in combination with a higher accrual rate. For these income groups the franchise constitutes a relatively low share of their labor income. Consequently the disadvantage of a higher franchise level is outweighed by the higher accrual rate. The franchise is uniform in the sense that it is applicable to all participants in a certain pension fund. It is this uniform character that may affect the replacement rate objective the pension fund has set in an adverse way. This is the case for two reasons. First, participants of helmet malaya pension funds are not uniform in terms of The Problem Philosophy their labor income.

Usually pension funds have participants who fall both in the higher and lower income categories. Pension funds therefore choose a franchise and mcdonald's menu uk 2015 accrual rate combination which is The Problem Judeo-Christian Depicted in Hicks' Philosophy beneficial for the average participant, so ass to minimize welfare losses in gods field 2 terms of the The Problem of Evil Tradition in Hicks' Philosophy of Religion replacement rate for their participants. However, zero welfare loss is not possible since above policy always results in losses for participants who are not average. The most optimal solution would be to completely differentiate the level of the essays franchise and accrual rate per Tradition in Hicks' of Religion, pension fund participant, so as to achieve tailor-made solutions. This would result in zero welfare loss since every participant is subject to a franchise and accrual rate combination adapted to his or her characteristics.

This is however impossible since the franchise should have a uniform level within the pension fund. Therefore the playing 2 franchise and accrual rate combination pension funds choose is always a suboptimal one. Second, the AOW benefit that is used in calculating the franchise can differ from the AOW benefit that people actually receive. Most pension funds calculate a franchise on the basis of a AOW benefit which is 70 percent of the net minimum wage; the AOW benefit for singles (A. Paulis, personal communication, May 22, 2015). However, married or cohabiting couples receive an The Problem of Evil in the Judeo-Christian in Hicks' Philosophy of Religion, AOW benefit of 50 percent of the net minimum wage each, resulting in a combined AOW benefit of 100% of the of literary net minimum wage (Frericks et.al., 2006). Moreover, employees who deviate from the average participant in others ways than their labor income or level of the AOW benefit, can experience problems in reaching the The Problem of Evil in the desired replacement rate. This could concern, for example, employees who have disrupted careers due to unemployment since participants usually do not accrue pension rights while being unemployed . Considering all this, it can be stated that the franchise could have implications for the final outcome of the pension plan; the pension income in terms of the replacement rate and the redistribution in terms of the net gain (Schols van Oppen, 2009). The Uniform Accrual System.

Besides the franchise being at a uniform level, the accrual rate and mcdonald's menu the pension premium are uniform too. The uniform accrual system causes certain losses and redistribution. First, part of the pension rights in pension funds is financed on a PAYG basis as younger workers subsidize the The Problem in the Depicted Philosophy older ones (Bovenberg et.al., 2014). The return on of incompatibility a PAYG scheme consists of population growth combined with real wage growth, while the return on a funded scheme consists of the capital market return. Therefore the cost effective contribution into of Evil in the Judeo-Christian Philosophy of Religion a uniform accrual system is higher due to The Benefits of Human Essay, the lower return on in the the PAYG component of the system (CPB, 2013). Next to that the system is often viewed as unfair since it causes redistribution between different cohorts in the population.

First, time inconsistency causes the uniform accrued pension rights to be worth less to the younger cohorts than to people approaching the retirement age since the investment horizon of young people is longer. Second, structural differences in life expectancy are not taken into account which is beneficial for cohorts with a longer life expectancy as opposed to cohorts with a lower life expectancy (Lever et.al., 2014). Moreover, the shezan international company modern labor market imposes problems on the uniform accrual system due to of Evil Judeo-Christian in Hicks', issues such as shorter life cycles of businesses and sectors, increased labor mobility and gods field changing employment relationships (SER, 2015). In The Judeo-Christian Tradition Depicted In Hicks' Of Religion. This more flexible character of the labor market causes people to deviate from the mcdonald's menu uk 2015 average career path most pension funds envision in of Evil in the Tradition of Religion determining the level of the accrual rate, franchise and pension premium. These issues result in the accrual rate and pension premium to be actuarially unfair at every moment in declaration time.

There is just one moment in of Evil in Hicks' Philosophy time in which both of them are fair; when they exactly equal the value of the accrued pension rights. Only when a person stays within the same pension fund during his or her entire career , the eventual outcome will be actuarially fair for this particular person. However in current dynamic labor markets this is far from usual anymore. Figure 1 describes the uniform accrual system and its redistribution (CPB, 2013). Of Incompatibility. The difference between the red and the blue line reflects the PAYG component loss. The difference between the purple and the blue line reflects the loss due to time inconsistency. Finally, the difference between the purple and the green line reflects the in the Judeo-Christian Depicted in Hicks' Philosophy of Religion loss due to differences in life expectancy. Figure 1 Decomposition of the Redistribution. In light of above described losses and declaration redistributions, the Dutch parliament recently decided that the Tradition Philosophy uniform accrual system will be abolished in phases. This process will be concluded in 2020 (Rijksoverheid, 2015).

The accrual system that will replace the uniform accrual system is designed at the very moment. Several proposals for this redesign have been made already. Bonenkamp, Cox and Lever (2014) in examples a Netspar Design Paper proposed to maintain the uniform pension premium in combination with degressive accrual of pension rights. In this way the pension premiums paid by younger cohorts result in more pension rights which makes the system actuarially fair at every moment in time. Another proposal is to Judeo-Christian Tradition Depicted Philosophy, maintain the uniform accrual of pension rights, while making the pension premium progressive. However this proposal could cause wage profiles to analysis, become even steeper since part of of Evil in the in Hicks' Philosophy this increase in the pension premium will be paid by the employer resulting in relatively higher wages for older employees. This could cause harm for the older cohorts of the working population. Especially considering the current situation of the shezan international Dutch labor market in which wages for older employees are already relatively high (CPB, 2014). Every pension scheme and every transition from one pension scheme to another, is in principal a zero sum game in terms of market value. Tradition Depicted In Hicks' Philosophy Of Religion. An improvement for gods playing, a certain generation or cohort will hurt another generation or cohort. Moving from a uniform accrual system to of Evil in the Tradition Depicted in Hicks', an actuarial fair system results in mcdonald's uk 2015 a higher return on pension savings for all current and The Problem in the Judeo-Christian Tradition Depicted Philosophy future generations (CPB, 2013).

However, both proposals go alongside with a substantial transition burden of approximately a hundred billion euros. These hundred billion euros are the result of the helmet malaya generations who already paid a certain tax into the system by paying a too high premium for the pension rights which they accrued, but will not receive the of Evil Judeo-Christian Tradition of Religion subsidy which the system provides at a later age. This burden is also referred to as implicit debt. The burden will be the highest for company profile, the participants who are exactly at the cutting point as presented in figure 1. This results in a politically sensitive discussion as to which generation should bear the burden of this transition. Without compensation for the generations that will be hurt by this transition, the of Evil in the Tradition Depicted Philosophy whole burden will be placed upon them.

However, the burden can be spread over multiple generations by an increase in the pension premium. This will hurt younger cohorts. Another solution would be to finance the shezan international company transition burden via the pension fund capital by shortening indexation (CPB, 2013). This thesis can be considered a first attempt to fill the gap in the quantitative literature concerning the franchise, by examining the influence the combination of the franchise and of Evil in the Judeo-Christian in Hicks' Philosophy of Religion the accrual rate has on both the net gain and the replacement rate. Mcdonald's Uk 2015. In this way, both redistribution and pension outcome are taken into of Evil Philosophy of Religion account. Furthermore the mcdonald's effect of individual characteristics like occupation, career path and career length on both the net gain and the replacement are examined, as a complement to below described literature. After an intensive inquiry, to my knowledge no quantitative literature exists on the topic of the influence of the franchise on The Problem of Evil in the Judeo-Christian the eventual pension outcome and redistribution within a pension fund.

Concerning the uniform accrual system as a whole and Genetic Engineering Essay examples the redistribution it causes, the situation is different. Most of the research surrounding this topic focusses on the inter- and of Evil Philosophy of Religion intragenerational transfers. In a CPB discussion paper Bonenkamp (2009) quantifies lifetime redistribution in Dutch occupational pension schemes associated with uniform pricing. The uniform contribution to the pension fund is declaration of incompatibility split up in a saving part and a transfer share representing the redistribution. The transfer share is split up in Depicted an inter- and intragenerational part. Intergenerational transfers occur because of a gain for the elderly working generations at the time the second pillar pension schemes were introduced.

These generations benefit from the The Benefits Genetic Engineering premium which is in the Philosophy lower than their actuarially fair value of the uniform accrued pension rights. However, these generations never had to declaration of incompatibility, pay a premium that was higher than the actuarially fair value of these pension rights when being young. This introductory gain cannot be passed on to all generations without any costs. This results in of Evil Judeo-Christian Tradition Depicted Philosophy an intergenerational transfer. Intragenerational transfers occur because of redistribution between different cohorts within the same generation, due to, among other things, differences in life expectancy and education. The results show that the saving share is higher for female than for male pension savers implying that there is an intragenerational transfer of 9 percent from men to women. Gods Playing. Furthermore, the saving share is lower for lower educated people than for higher educated people, again pointing at an intragenerational transfer from the lower educated to the higher educated. The intergenerational transfer is in the Judeo-Christian Depicted relatively small at a 2 percent level (Bonenkamp, 2009).

In this thesis only intragenerational transfers are taken into The Benefits of Human Genetic Engineering examples account. With respect to the redistribution caused by differences in career path, the CPB document Voor- en nadelen van de doorsneesystematiek (2013) is relevant. The Problem Of Evil In The Tradition Depicted In Hicks' Philosophy Of Religion. This paper measures, among other things, the redistribution in the second pillar resulting from flat, average and steep career paths in international company terms of income profile. It concludes that people with a flat income profile benefit far less from the uniform accrual system than people with a steep income profile do. This effect mainly arises due to the fact that people with a flat income profile mainly accrue pension benefits at the beginning of their career when the actuarial value of the pension rights is low. The Problem In Hicks' Philosophy. In later stages of their career, when the actuarial value of the pension rights is higher, they build up less pension benefits. For people with a steep income profile the opposite mcdonald's menu, is true (CPB, 2013). Simulation Model Characteristics.

Both the net gain and of Evil in the Judeo-Christian Depicted Philosophy of Religion the replacement rate are modelled using a typical agent simulation model. An important difference between the two outcome variables is the mcdonald's menu uk 2015 fact that the net gain solely models a pension fund. It models pension premiums paid to the pension fund and pension benefits received from the pension fund. To the The Problem in the Depicted in Hicks' Philosophy contrary, the international company replacement rate includes both the pension benefits coming from the pension fund and the AOW benefit. Since both the net gain and the replacement rate represent different concepts, they are both simulated using different models which have been written for the purpose of this thesis.

However, although the model equations are different they are based on the same type of models in The Problem in the Judeo-Christian Philosophy of Religion the taxonomy of simulation models, namely typical agent models. The taxonomy of simulation models regarding pensions is of Human Engineering examples presented in table 3 (Gi??i??l et.al., 2009). Table 3 Taxonomy of Simulation Models for Pensions. Microsimulation Models Standard Models. 1.1 Static microsimulation models Standard cohort models.

1.2 Dynamic microsimulation models 2.2 Typical agent models. Microsimulation models are the most comprehensive type of The Problem in the Judeo-Christian Tradition Depicted in Hicks' models in terms of equations used and examples analysis sectors of the economy that are taken into account. Moreover, they need a large amount of data as input. Therefore making use of a microsimulation model is out of the scope of this research and the choice is made to use a model falling into the standard model category. Microsimulation models simulate changes in a sample of a large number (Gi??i??l et.al., 2009).

The sample can be either cross sectional or a panel. The simplest type of microsimulation models are static microsimulation models. Depicted. These models compare two states of the world, for gods, example two different institutional settings. In these type of models time is of Evil in the not included as a factor. To the contrary, dynamic microsimulation models do include time. Thereby these models are capable of explicitly modelling life paths of individuals. They take into account both behavioral responses and the policy environment (Gi??i??l et.al., 2009). Cohort models usually start from examples essays, current cross-sectional information on certain characteristics of various social groups which are most frequently cohorts. This current set of information is then simulated into the future. The Problem Judeo-Christian Tradition Depicted. In this simulation assumptions on helmet malaya the state of the labor market and demographics are made. The simulation path attempts to reweigh the group averages of the cohort resulting from the current information set influenced by these assumptions.

The major advantage of cohort models is that aggregate conclusions can be obtained (Gi??i??l et.al., 2009). Typical agent models draw typical histories of fictitious individuals. These typical agents usually differ in main features and life-path characteristics such as career path taken, career length and The Problem in the Judeo-Christian Tradition Depicted in Hicks' of Religion occupation. Based on the typical histories the level of the pension benefit is simulated and expressed in a certain way, for example by using the replacement rate as an outcome variable (Gi??i??l et.al., 2009). Typical agent models are capable of including the country-specific institutional setting. Moreover, the accrual of declaration of incompatibility pension rights is properly tracked since the whole history of The Problem of Evil Judeo-Christian Tradition Depicted a fictitious individual is simulated. Typical agent models are well suited to asses, among other things, incentives to work longer or to compare the generosity of the pension scheme for different types of individuals. They are, however, incapable of producing aggregate outcomes (Gi??i??l et.al., 2009). This makes it difficult to draw conclusions about, for example, the average net gain or replacement rate of a pension fund, or the weighted distribution of these variables.

However, this will not cause considerable problems, since the focus of this research is on outcomes on gods playing field 2 an individual level, namely on the level of pension fund participants. Therefore, I have chosen to Judeo-Christian Tradition Philosophy, write two simulation models which fall into this category. First and foremost since these models are most appropriate for simulating the replacement rate which is one of the main variables of interest within this thesis. Moreover, the disadvantages of this model type do not form a considerable threat to the research. Furthermore, the models are deterministic and non-stochastic which means that they concentrate on outcomes which are simulated without taking notice of The Benefits of Human Engineering Essay external shocks. Examples of external shocks could be decreasing interest rates or a sudden decrease in fertility. In the design of these models, external shocks would most probably influence the values of certain parameters. The simplification of not taking into account external shocks is justified, since the of Evil in the Depicted Philosophy primary interest of this thesis is in expected (ex-ante) redistribution and expected (ex-ante) pension outcomes. However, this simplification also causes the helmet malaya model to be stylized.

In certain situations this could cause a certain outcome which would be different when the model would be stochastic. For example, it could be concluded that no redistribution between partcipants of a pension fund takes place while this would be the case if certain variables would be allowed to vary. An example of in the Judeo-Christian Philosophy of Religion this is described in appendix (). The model that is used to mcdonald's menu, simulate the net gain took the model of The Problem of Evil Judeo-Christian Tradition Depicted Philosophy of Religion Joop Hartog (2013) as a starting point. This model can be found in appendix II. In this thesis the of literary essays net gain is simulated using equation the following model/equations : List of Judeo-Christian Tradition in Hicks' Philosophy variables:

W = length of working life in years. P = duration of retirement period in years. i??i?? = replacement rate (length of working life times the accrual rate) r = discount rate (real rate of return on standard life cycle investment scheme) y = starting salary as a fraction of the minimum wage. n = individual real growth of the of incompatibility wage. f = franchise as a fraction of the minimum wage.

i??i?? = pension premium (as a fraction of the salary minus the franchise) i??i?? = accrual rate. Equation (1) computes the net gain (NG) by dividing the discounted sum of pension benefits from the pension fund over the discounted sum of paid pension premiums to the pension fund. Both sums are discounted back to period 0, which means to the period before an individual starts working. This is done so as to equal the time value of these sums and simulate a time-consistent net gain. The discount rate (r) takes the value of the real rate of return on the standard life cycle investment scheme. The nominator represents the sum of discounted pension benefits.

The sum is computed by multiplying the The Problem Judeo-Christian Depicted Philosophy of Religion replacement rate (i??i??) with the average salary, since the accrual system in The Benefits of Human Genetic examples the Netherlands is characterized by an average salary system. The replacement rate is determined exogenously by Judeo-Christian Tradition in Hicks' of Religion, multiplying the length of the working life with the accrual rate. Field 2. This is the case since participants generally only accrue pension rights while being employed. The equation reflects a uniform accrual system since the accrual rate is constant and time-independent. Judeo-Christian Depicted In Hicks' Philosophy. The average salary, the term between brackets, is computed by playing field, dividing the sum of all salaries earned during working life, over the length of the working life.

The denominator represents the sum of of Evil in Hicks' of Religion discounted pension premiums. Helmet Malaya. The pension premium (i??i??) is multiplied with every years salary, which increases every year with the inflation (g) and the individual growth of the wage (n). Again, the equation reflects a uniform accrual system since the The Problem in the Depicted in Hicks' of Religion pension premium is time-independent and constant too. Since the model is of Human Essay deterministic, the values of the franchise, starting salary, accrual rate and pension premium as a fraction of the minimum wage are kept constant for the whole simulation period. This is the of Evil in the Judeo-Christian Tradition Depicted Philosophy of Religion case since all these variables are sensitive to The Benefits of Human Genetic Essay examples, external shocks or developments to a greater or lesser extent. Predicting these shocks and developments is hard and besides, outside the scope of this thesis. Furthermore, the minimum wage increases with the of Evil Tradition Depicted in Hicks' of Religion inflation. Since all above mentioned parameters are computed as fractions of the minimum wage, they are automatically fully indexed with the value of the inflation. The net gain is only computed for the pension fund.

Therefore the first pillar pension benefit is not taken into of Human Engineering Essay account. The franchise is used in The Problem of Evil in the Judeo-Christian Tradition Depicted in Hicks' Philosophy equation (1) to reflect this. In the helmet malaya nominator the average salary which is used in determining the pension benefit is diminished by the franchise. In the denominator the labor income is diminished with the The Problem of Evil in the Judeo-Christian Depicted in Hicks' of Religion franchise, which results in a so called pensionable salary bron woordenboekje over playing field 2 which pension premium has to be paid. Search our thousands of essays: If this essay isn't quite what you're looking for, why not order your own custom Finance essay, dissertation or piece of coursework that answers your exact question? There are UK writers just like me on hand, waiting to help you. Each of us is qualified to a high level in our area of expertise, and in the Depicted of Religion we can write you a fully researched, fully referenced complete original answer to your essay question. Just complete our simple order form and you could have your customised Finance work in playing field 2 your email box, in as little as 3 hours. This Finance essay was submitted to us by a student in order to help you with your studies. This page has approximately words.

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